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  1. Join Date
    Dec 2008
    Posts
    462
    #21
    pambayad ng utang

  2. Join Date
    Dec 2009
    Posts
    681
    #22
    Got mine last Nov. Nagastos ko nung anniversary (bora) at pambili ng engagement ring.:D

  3. Join Date
    Jun 2009
    Posts
    1,462
    #23
    makapost nga din dito:

    2011 13th month ko pinambayad ng utang. (2010 pa lang naiutang ko na). Pero May2011 pa lang pinakikinabangan ko na ang 13th month na ibinigay nung Nov.2011.

  4. Join Date
    Oct 2011
    Posts
    26,770
    #24
    wish ko lang umabot ng 15th month.

  5. Join Date
    Nov 2010
    Posts
    736
    #25
    makikisali na rin ako sa thread na to. yong year end bonus ko and other allowances like 15th month pay, etc. na nareceived nong Oct.-Dec. 2011 and Jan. 2012, napunta lang dito:

    1. pambayad utang and redemption of pawned jewelry
    2. bought myself new polo shirts, underwear, new pair of shoes and cologne/pabango;
    3. pang-shopping ni mrs and 2 daughters ko
    4. pang-regalo and other expenses sa christmas parties
    5. simpleng handa sa noche buena and new year
    6. pang-birthday ng eldest daughter ko sa school lang, simpleng handaan, jollibee spaghetti, julie's chocolate cake and softdrinks lang,
    7. pambayad sa electric, water and telephone bills, and sa rented apartment;

    ubos, sagad ang savings, ngayon, nag-uumpisa namang bumalik sa pawn shop ang ibang jewelry.

    pagdating naman ng mid-year bonus, 14th month pay and other allowances on May-June, 2012:

    1. pambayad utang and redemption of pawned jewelry
    2. Pambili ng school supplies, clothing and ibang gamit ng mga bata
    3. Renewal of LTO registration of my car and motorcycle
    4. I will celebrate my 33rd birthday, isabay na namin sa Christening ni junior ko who will be born on last week of April;

    Ewan ko lang kung may matira pa para sa savings. Tapos yong year end bonus and other allowances naman for Nov.-Dec. this year, would be spend sa church wedding namin ni smi. 10 years anniversary. Hay, naku, ang daming gastosan. Lumalaki ang income, lumalaki rin ang expenses, mas malaki pa kaysa income. Sabi ko sa officemates and friends ko, siguro if I am still single at my age, my savings in bank might be half to 1 M or even bigger. Pero may advantages rin na I got married earlier.

  6. Join Date
    Mar 2009
    Posts
    1,422
    #26
    Quote Originally Posted by galant E SS View Post
    makikisali na rin ako sa thread na to. yong year end bonus ko and other allowances like 15th month pay, etc. na nareceived nong Oct.-Dec. 2011 and Jan. 2012, napunta lang dito:

    1. pambayad utang and redemption of pawned jewelry
    2. bought myself new polo shirts, underwear, new pair of shoes and cologne/pabango;
    3. pang-shopping ni mrs and 2 daughters ko
    4. pang-regalo and other expenses sa christmas parties
    5. simpleng handa sa noche buena and new year
    6. pang-birthday ng eldest daughter ko sa school lang, simpleng handaan, jollibee spaghetti, julie's chocolate cake and softdrinks lang,
    7. pambayad sa electric, water and telephone bills, and sa rented apartment;

    ubos, sagad ang savings, ngayon, nag-uumpisa namang bumalik sa pawn shop ang ibang jewelry.

    pagdating naman ng mid-year bonus, 14th month pay and other allowances on May-June, 2012:

    1. pambayad utang and redemption of pawned jewelry
    2. Pambili ng school supplies, clothing and ibang gamit ng mga bata
    3. Renewal of LTO registration of my car and motorcycle
    4. I will celebrate my 33rd birthday, isabay na namin sa Christening ni junior ko who will be born on last week of April;

    Ewan ko lang kung may matira pa para sa savings. Tapos yong year end bonus and other allowances naman for Nov.-Dec. this year, would be spend sa church wedding namin ni smi. 10 years anniversary. Hay, naku, ang daming gastosan. Lumalaki ang income, lumalaki rin ang expenses, mas malaki pa kaysa income. Sabi ko sa officemates and friends ko, siguro if I am still single at my age, my savings in bank might be half to 1 M or even bigger. Pero may advantages rin na I got married earlier.
    Dami mong bonuses ha, saang company ba yan?

  7. Join Date
    Mar 2009
    Posts
    1,422
    #27
    My bonus siguro next year would be spent on house renovation, perhaps think of a small business for my wife then save a little din.

  8. Join Date
    Jul 2009
    Posts
    6,401
    #28
    a small percentage might go to some car mods, then the rest would go sa house construction.

  9. Join Date
    Sep 2005
    Posts
    13,039
    #29
    pambayad lang nang tuition kulang pa.. grabe ang tuition fees ngayon..

  10. Join Date
    Jan 2004
    Posts
    6,287
    #30
    ^ oo nga sir grabe talaga tuition fee ngayon, lahat ng bonus ko halos dyan napupunta, biruan nga namin ng kaibigan ko, parang bumibili kami ng 2nd hand na kotse every year

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Saan mo nilaan or ilalaan ang iyong 13th month pay?