Real Estate and Property Thread

**StockEngine** · September 30th, 2018 04:22 PM

Property prices rise in Q2 ? BSP | Philstar.com

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**papi smith** · September 30th, 2018 06:39 PM

If you have cash, wait for it to become cheap, like they did back in 2007.

**EQAddict** · September 30th, 2018 07:04 PM

Waiting for it to become cheap is the wrong strategy. While you wait....it gets more and more expensive. So youre losing out to the point that you can be priced out of the market.

Invest when you can (if real estate is part of your investment strategy) and keep some powder dry for blips and dips in the road. Those crash buying opportunities are rare and i agree should be taken advantage of. But waiting for a property bust is a flawed strategy.

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**StockEngine** · September 30th, 2018 07:09 PM

Originally Posted by EQAddict

Waiting for it to become cheap is the wrong strategy. While you wait....it gets more and more expensive. So youre losing out to the point that you can be priced out of the market.

Invest when you can (if real estate is part of your investment strategy) and keep some powder dry for blips and dips in the road. Those crash buying opportunities are rare and i agree should be taken advantage of. But waiting for a property bust is a flawed strategy.

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whats your input re bulacan and the new airport?

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**papi smith** · September 30th, 2018 09:12 PM

Sir EQ, I was just thinking that rising interest rates will eventually decrease sales making way for aggressive discounts for cash buyers. I was not expecting a crash, but if it comes, well and good for those who have money to spare.

**StockEngine** · September 30th, 2018 09:52 PM

Originally Posted by papi smith

Sir EQ, I was just thinking that rising interest rates will eventually decrease sales making way for aggressive discounts for cash buyers. I was not expecting a crash, but if it comes, well and good for those who have money to spare.

ph property prices crashing? hmmmm

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**EQAddict** · September 30th, 2018 10:15 PM

Buy in bulacan..commercial...........

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**StockEngine** · September 30th, 2018 10:40 PM

Originally Posted by EQAddict

Buy in bulacan..commercial...........

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2x-10x huge!

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**wezz_zzew** · October 8th, 2018 12:33 PM

For housing loans, which is the best option when it comes to fixed interest rates? short term or long term?
Correct me if I am wrong because I am really not familiar with loan terms as well as interest rates computation.

Example: BPI Offers 6% interest rates for 1 year while 8.5% for 10 years.
Fixed 1 year interest rate is unsecured because it might increase the next or following years while for fixed 10 years, it is already a guaranteed rate. Problem is 10 years is higher.

Appreciate your input on which has the most advantage with consideration on the Philippines current financial situation.

**EQAddict** · October 8th, 2018 01:12 PM

Since you mentioned the Philippine's current financial situation as one of your main factors.....i would go for a 5 yr fixed interest loan. More expensive but you wont be worried constantly about political , financial or economic turmoil wrecking havoc on interest rates. You will just have to focus on the monthly payment.

But 10% a year is crazy high......2 yrs ago that number was unheard of.

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