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  1. Join Date
    Oct 2002
    Posts
    22,658
    #1
    Considering getting one in Pampanga (Apalit or SFP).

    My work takes me to said places. Considering getting one as a 2nd home. The pluses for me are: For the price of a Metro Manila studio condo, you can already have a 2 storey home.

    Their financing terms look ok also.

    Ok na ba ang prices nila? Just considering a small detached unit. Aside from it's practical use to me, ok din ba siyang investment?

    How about the quality of their homes and the communities they build?

    Highview Subdivision is the other nearby gated community in Apalit. Haven't really gone around the gated communities in SFP yet.

    Sorry no photos...

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  2. Join Date
    Oct 2002
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    21,433
    #2
    Mukhang magiging pamilyado ka na a
    Signature

  3. Join Date
    Oct 2002
    Posts
    22,658
    #3
    Hindi pa. Beki ako, eh. hehe.

    Career move lang ito.

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  4. Join Date
    Jun 2009
    Posts
    838
    #4
    why not consider avida. they have a community in san fernando i believe. atleast its by ayala. another ayala project is marquee place in angeles right behind marquee mall. its a condo naman.

  5. Join Date
    Sep 2005
    Posts
    15,310
    #5
    ok naman depende sa subdivision nila.. bought a lot at Plantacion Lipa nung nag expand sila a couple of years ago..

    pag maganda yung place.. magandang investment kahit hindi mo tirahan..

  6. Join Date
    Oct 2002
    Posts
    17,338
    #6
    Quote Originally Posted by boybi View Post
    Mukhang magiging pamilyado ka na a
    May itatago na siya sa Pampanga na pamilya. :D Tignan mo in a few months, maghahanap naman siya sa may Cavite area para sa ibang pamilya naman.

    I'd suggest San Fernando more over Apalit due to its central proximity to development in the San Fernando - Angeles - Clark corridor; you can go around Pampanga easily (San Fernando - Angeles - Apalit) from San Fernando as it's in the middle and you can even avoid having to take the NLEX if you're not in a dire rush. Apalit is still pretty much a stone's throw away from QC if you ask me. When we go home Friday late at night, i'm at San Fernando in 40 minutes (easy driving) after leaving our place in QC; 25-30 minutes if you push it. My friend who works at the San Miguel brewery in San Fernando also goes home to QC on a daily basis (sagot naman yung gas and toll niya).

    Camella seems okay from what i hear. My friend who bought one was okay with the build of their home in Cavite but what turned them off was the deterioration of the community or neighborhood where she said it was becoming "chaotic"due to the type of people moving in but she said it was inevitable given the price range of that project. I was thinking of checking out this project of theirs: Camella Andalusia Pampanga

    There's also Avida and it's in a good location just as well. House for Sale Philippines | Avida Residences San Fernando

    Another developer that seems okay in Pampanga is Hausland. I checked out this project before (near Marquee) because the location was near SCTEX and NLEX: Nouveau Residences » HomExperience by Hausland Development Corporation. They don't have projects in the San Fernando area though.

    You're not open to buying a lot and building on it if you have the time and energy to do so? Marami ding bagong subdivisions in the Angeles City vicinity and between Angeles City and San Fernando. Text mo ako pag pupunta ka Pampanga ng isang Saturday, meet tayo kung hindi ako naglalaba
    Last edited by vinj; March 8th, 2012 at 10:37 AM.

  7. Join Date
    Oct 2002
    Posts
    22,658
    #7
    Thanks for the inputs. Will look into Avida also.

    Vinj, if all goes well I'll be working in Apalit itself. So medyo strategic talaga ang Apalit. From Q.C. I just take the Mindanao NLEX on-ramp and in 40 minutes I'm at the San Simon exit. It's easier to go to work from Q.C. to Apalit than from Q.C. to Ortigas or Makati. Plus the fact that my other home town is San Ildefonso, Bulacan (where I grew up) which isn't that far from Apalit (I take Pulilan exit to go to San Ildefonso). Pulilan exit can also take me to Apalit.

    But I'm not totally crossing out San Fernando also. I go to San Fernando mostly for leisure. Andun si tsikoteer kimpoy and relatives (though some are not really Pampanga natives).

    For the out of town house, I'm more inclined to just get a built one and on easy financing terms. That's why I'm considering a Camella starter home (SRP is around Php1.5M). Ako lang naman mag-isa (I'm not married) but I like the space. I already have a location for my 'dream' home' in Q.C. (not too far from where vinj lives). That one I'm going to build to spec eventually (papakopya ko yung fire station sa U.S.? hehehe).

    I don't think condo living is for me. I've been living in buildings long enough. Not really enjoying it. Kanina may naiwan ako sa sasakyan, I have to dress up pa and go down. Sa bahay kahit naka topless at nangungulangot ka pwede ka pumunta sa garage to get something.

    The eventual 'degredation' of the neighborhood worries me also. I haven't visited the site yet but do they allow you to put up a fence on your property? At least so your vehicle and laundry are secure. Model units obviously aren't fenced in.

    I'm in Apalit on Fridays usually. Kung wala tayong labada ng Saturdays pwede tayo pumunta. hehe.

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  8. Join Date
    Dec 2005
    Posts
    39,174
    #8

    Bro.,- I'd trust the Ayala projects more than the Villar projects....
    15.1K:bouncealt:

  9. Join Date
    Feb 2008
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    9,431
    #9
    Quote Originally Posted by CVT View Post

    Bro.,- I'd trust the Ayala projects more than the Villar projects....
    15.1K:bouncealt:
    it really depends on the project. may different target market kasi per project. AFAIK, Camella is for the CD market yata. as for the Vista Land, lowerA-B yata target market nila.

    so better check kung sino yung target market ng project and you will know more about the community.

  10. Join Date
    Oct 2002
    Posts
    40,599
    #10
    kuha ka corner lot, mahirap Meron katabi na bahay lalona pag ugaling squatter...Sa mga development yata ni villar eh puro squatter bumibili... squatter in the sense na parang yun mga nakatira Sa sampaloc Sa mga apartment magugulo

    Saka tama yan Huwag heavily invested Sa development ni villar para pag gago kapitbahay mo pwede mo sunugin bahay mo para madamay sila

  11. Join Date
    Sep 2003
    Posts
    21,384
    #11
    ^ :jawdrop:

  12. Join Date
    Oct 2002
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    17,338
    #12
    Quote Originally Posted by shadow View Post
    kuha ka corner lot, mahirap Meron katabi na bahay lalona pag ugaling squatter...Sa mga development yata ni villar eh puro squatter bumibili... squatter in the sense na parang yun mga nakatira Sa sampaloc Sa mga apartment magugulo
    That's exactly why my friend is not moving into their Camella Home unit in Cavite, napansin nila na yung neighbors ay nagiging asal skwater. Hirap to deal with or coexist next to She'll rent it out or sell it and they'll buy at another area instead.

    x2 sa corner lots. I also like it where you can buy two lots back-to-back so you can have a nice, big lanai/garage/garden at the back with a ninja mode exit.

  13. Join Date
    Mar 2006
    Posts
    19,003
    #13
    ^ kung sa cavite na villar development i think iyong cita italia project nila ang mag-cater sa mga b to upper c market. i mean i've been there, invited to play tennis there and i've been introduced to residents there and they're pretty much ok and relatively upwardly mobile.

    o nga pala, meron din sila sa dasmarinas sila na residential project pero carribean iyong theme. i forget the name of the village

    buhay pa ba iyong globe asiatique flagship project nila sa pampanga? the one that got embroiled in the pag-ibig fund scam where the honorable rep miro quimbo supposedly sullied his name?

  14. Join Date
    Jan 2011
    Posts
    1,646
    #14
    1million 10k yun total price ng kinuha kong townhouse kung same lang ng interest ng pagibig at bank... tru pagibig nalang ako naisip ko nga din yun mahigpit sa bank...e 15yrs to pay yun pinili ko...thanks -querty-

  15. Join Date
    Mar 2012
    Posts
    1,945
    #15
    Quote Originally Posted by timrev View Post
    1million 10k yun total price ng kinuha kong townhouse kung same lang ng interest ng pagibig at bank... tru pagibig nalang ako naisip ko nga din yun mahigpit sa bank...e 15yrs to pay yun pinili ko...thanks -querty-
    Go for Pagibig sir, mahigpit ang banks lalo na sa delay in payments, as far as i know daily ang penalty nila. Another advantage ng Pagibig is mas madali itransact yung restructuring ng loans (kapag di ka nakakabayad). Another thing, pag narelease naman ng bank yung loan mo, obliged ka isettle agad yung Bank charges which is approximately 3% of your loan (or otherwise ibabawas sa release ng loan proceeds or huhulugan mo on top ng monthly amortization mo). hth.

  16. Join Date
    Sep 2005
    Posts
    15,310
    #16
    may mga condonation program pa pag ibig.. minsan kahit delinquent na for ilang years.. tatanggalin penalty bayaran mo lang tapos updated na..

  17. Join Date
    Dec 2005
    Posts
    39,174
    #17
    Quote Originally Posted by shadow View Post
    kuha ka corner lot, mahirap Meron katabi na bahay lalona pag ugaling squatter...Sa mga development yata ni villar eh puro squatter bumibili... squatter in the sense na parang yun mga nakatira Sa sampaloc Sa mga apartment magugulo

    Saka tama yan Huwag heavily invested Sa development ni villar para pag gago kapitbahay mo pwede mo sunugin bahay mo para madamay sila

    At dahil nga maliliit ang area ng mga lote,- isasagad kaagad iyan ng kapitbahay mo.....

    Anong easement-easement? Firewall to the max ang mga gvngg*ng. Kaya tuloy,- wala nang hangin na lumulusot sa mga bahay.....

    Mainit!!!

    15.1K:bouncealt:

  18. Join Date
    Jan 2011
    Posts
    1,646
    #18
    firts major investment kasi namin to kaya medyo kabado hehehehe....mukang ipapachange ko sa pagibig nalang ako...pasok naman sa 42k na sahod sa 15yrs
    salamat po

  19. Join Date
    Jan 2011
    Posts
    1,646
    #19
    kaka reserve ko lang kahapon...ang iniisip ko naman ngayon if PAGIBIG or tru BANK? anu po bang mas ok? my nagsabi sakin sa pagibig 18% pag sa bank 8 to 10% lang daw? yun rcbc bank offer daw ng 8%....

  20. Join Date
    Sep 2005
    Posts
    15,310
    #20
    mababa na din interest nang pag ibig ngayon.. depende sa amount.. ok din sa banko.. kaya lang masyado mahigpit mga banko.. 2 months ka lang yata ma default.. wala na.. sa pag ibig.. hindi masyadong mahigpit.. you can loan up to 6M na at less than 8% p.a.


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