where will you invest

[zitro]

where will you invest if you have 500,000 pesos?
a) banko - time deposit? mababa interest
b) negosyo? ano naman?
c) casino? pulutin ka sa kangkongan
d) do u know where to make good profit - like ride on nalang..
share naman dito..


thanks

[usokpower]

a) first investment would be in a bank. all banks today offer low interest rates due to our horrific economic situation. No I would not put it in a time deposit. Probably I would place it in treasury bonds or bills. Another option would be to speculate on buying USD. I would exchange my 500T to the black market and wait for the peso to slide.

b) as of now ayoko im not much of a risk taker

c) Why not? If i would be a financier in a casino I will take the risk. Kaya lang minsan buhay mo nakataya.

Pero if you ask me kung gusto mo sureball mag speculate ka nalang ng USD

[cardo]

if i had money: i'd invest in stocks, land, dollars, mutual funds and somesort of personal business - food, grocery store... something

[mantoy]

stocks, treasury bills, dollars, mutual funds.

or if u want to help in reducing unemployment, put up a business and hire a few people. heheh.

[caloyski5]

stocks for me

[bardigones]

try:

http://www.bcda.gov.ph/home.asp

[ghosthunter]

if you have large amount of money in bank and you dont want to invest it in a business venture... why not put it in a time deposit account to earn a slightly more in interest?

[yebo]

buy a piece of real estate in a good location. LOT ONLY ha, walang bahay. by the time you sell it laki na ng appreciation nyan.

lalo na sa mga new subdivisions pag phase 1 pa lang mura ang bentahan. pag nasa phase 3-4-5 na yan yung nabili mo sa phase 1-2 doble na presyo, all in a short span of time.

yung nabili ko last december installment ko kinuha, total na naibayad ko pa lang is 100k and i got it at P3000/sqm. now the price is P3900/sqm. since the lot is 230 sqm that is a difference of 230 x (3900-3000) = P207,000. if i sell it now my total investment of only 100k in less than a year will earn me that 207k, so x3 na pera ko 10 months pa lang.

check mo kung tama math ko ha. 230 sqm property at 3k/sqm = 690k cash.
total reservation = 20k. monthly amortization = 7800 x 10 months = 78k. total paid to date = 98k.

if i sell now at 3900/sqm, 230 x 3900 = 897k.

897-690 = 207k profit. puhunan ko 98k pa lang.

di ko pa ibenta kasi tumataas pa eh, nasa phase 3 yun. yung sa phase 1 kasi 6k/sqm na ang price.

[yebo]

of course pag cash mo kunin yung property mas maliit ang ROI mo kasi you start with a big investment right away. kaya ako installment ako kumuha para small capital, easier to sell, bigger returns AND wala pa ako transfer papers to worry about since the property is still in the name of the developer. transfer of rights lang ang need ko na gawin.

[kiper]

taya ka sa lotto..!!

si jose rizal ganyan ang bisyo noon..

[DSM619]

Ang investment ba na ito ay long term or short term ?? Puhunan mo ay 500,000 pesos ?? Better start on something else avoiding connections on the economy of our nation , maapektuhan ka nito . For me , id invest it on GOLD n PROPERTIES , avoid stocks , ika nga down ang economy natin , by the time na naka angat tayo , talo na ang bread mo , saklap pa ay wala na . GOLD n PROPERTIES never go down .

[baiskee]

breed ka ng aso!!!

[Djerms]

Zitro,
Would you be interested in a small scale business? Mga 2-3months ang ROI, with a capital of less than 100k. Chicken roaster po. If you are interested, you may call me at the office -449-6439. You may also visit our store, Andoy's rotisserie at the C&P mall marikina (Near St. Scholastica's Marikina) for you to observe, libre kita Mcdo..hehe

[1D4LV]

tbills, mutual funds and bonds. i would go for the low risk investment right now dahil imho, i think it is the only way to go. pag pinuhunan mo sa business, medyo risky and i really do not want to let go of my hard-earned money easily.

[cardo]

bili ka property ... since its an econominc downturn merdyo mura pa, much like stocks... pag nag turn around yan sigurado yayaman ka.

[badkuk]

Hi!

Hmmm...donate it to "Give Badkuk An Altis E" foundation?

Seriously though, i guess it's a matter of how much risk you'd want to take....kung high risk e inegosyo, stocks, or casino "financing" mo na lang...Kung low risk, i mutual funds mo...

Kung sa high risk e u have to ask yourself if you have the personality, ability, and, more importantly, the drive to pursue such ventures. i'm still looking for a business to invest in, so whatever little money i have e nasa mutual funds.

Pero, i'll say this though: nobody ever got really rich from keeping all his money in the bank ;).

[jesi]

Kung nasa province ka, why not rent a fish-pond. Baka matsambahan mo. Tilapia yata is only three months, Sa one hectare yata kita ka ng 250T. Hindi ako sure sa figures pero parang ganoon. Kaso may lugi rin ito. Baka bansot mga isda or ma-pirata.

[JAZ333]

financing na lang....

lend mo sa akin hehehehe!!! bibili kasi ako ng six wheelers eh...

nyahaha!!!



kidding aside, if you plan to venture it in a business(grocery store, canteen or something) be prepared lahat naman ng negosyo mahirap sa una eh...


yun lang po.

[zitro]

hmm... all your reply and suggestion is good.. but wala na ba talagang raket na easy money? wag lang shabu.. how about ride on sa afslai.. i heard malaki daw ang interest..

[yebo]

afslai malaki interest kung general ka (3% per month?). e kung taken for a ride ka ng general hehehehe!