new money making scheme?

[shadow]

meron na ba nag try nito or meron na ba nakarinig nito, mag invest ka ng minimum of P100k, then monthly interest is 20% but at least minimum of 1 year sa kanila...ANZ bank daw ang affiliate nila, kasi my wife just call me and meron nag offer sa kanya this morning, meron daw contract and certificate daw na ibibigay....

hinde rin sa lahat sila nag offer but sa mga officers and top management lang ng company.... yun expat sa kabilang office ng wife ko nag invest ng 500k, so in short naeenganyo rin ang wife ko mag invest din ng half a million....

ako personally, ayaw ko dahil, tingin ko peke eh....anyway, pera naman niya yun, but we will still talk about this tonight....

what do you think???

[jim]

there's a big change na kaya ganun kalaki ang interest is that they will use the money to finance others who are in need. the problem eh kung di mabayaran yung ipinahiram nila "TEPOK" yung ihuhulog ng misis mo. mahirap yan. mas pagkakatiwalaan ko na lang ang bank kahit maliit ang interest meron naman insurance.

[mazdamazda]

i smell a pyramid scheme...

kung 20% per annum, pwede pa... some rural banks do offer that (plus your money is insured with the PDIC). pero 20% per month?

did they explain to you how they will be able to multiply your money by 20% every month? will they invest it in t-bills? stocks? bonds?

think of it this way... if they have "found" a source that can give 25% per month interest (assuming 5% is their cut)... wouldn't it be much simpler if they get a loan (3% per month) then just reinvest it in the said source? why share it with other people when they can double their money in around 6 months' time and then reinvest it again.

tapos nag name drop pa ng "affiliate" bank.

[boybi]

i smell a pyramid scheme...

kung 20% per annum, pwede pa... some rural banks do offer that (plus your money is insured with the PDIC). pero 20% per month?

did they explain to you how they will be able to multiply your money by 20% every month? will they invest it in t-bills? stocks? bonds?

think of it this way... if they have "found" a source that can give 25% per month interest (assuming 5% is their cut)... wouldn't it be much simpler if they get a loan (3% per month) then just reinvest it in the said source? why share it with other people when they can double their money in around 6 months' time and then reinvest it again.

tapos nag name drop pa ng "affiliate" bank.

baka naman they have already maxed out their collaterals and kulang pa rin ang cash nila, so naghanap sila from individual sources. pero malabo pa rin. mas safe ka pa nga kung mag pa-5-6 ka nalang sa palengke

[diesoline]

if it's too good to be true, it's probably fake.

those schemes feed on the individual's greed so that their better judgement become impaired.

[shadow]

mazda, ganyang nga sinabi ko sa wife ko, bakit nila i share sa ibang tao yun business nila kung talagang maganda kita, eh di magpakayaman sila-sila nalang btw, i-invest daw nila sa forex...

well, spoke to my wife na, and she already "dropped" the offer.....sobrang galing daw magsalita nun tao, makikibalita na lang daw siya doon sa expat kung kumukita na...

[baiskee]

kakatakot yan...

[van_wilder]

if it is too good to be true, then it is false... bro nag-economics ako, dapat yun company nila is sobrang hot para kumita ng more than 10% per month... paano pa yun 20%? eh di ba nga may fiscal crisis? so paano sila kikita ng 20% per month? eh di uutang na lang sila sa bank ng 3% per month...

[conzky]

The 20% monthly is too good to be true. i smell scam here. The indians' interest rate to borrowers is 20%/mo. (that's why it's called 5/6).
I have an investment, to a trusted person, that earns 5% a month. he lends at 10% to borrowers. so, he gets 5% for managing my money and i get the same rate for my money, fair enough. if you invest 500K, that translates to 25K per mo.you cannot earn that amount in the bank. now, if you want to get back your investment, give him at least a month.

[the_wildthing]

As they say, high returns = high risk.

20% is really high. Forex trading cannot guarantee that return. It may be possible one month, but not for an entire year.

And the risk of not getting your money back is really high. It is not for the faint hearted, or for those who will put in their life savings.

The only thing I can think of is a really dangerous pyramid, where they continue to get investors to pay the previous ones.

Officers and top management? Maybe because 100T is peanuts for these people, and they are counting on the possibility that they will be too ashamed to report such a loss from a con man.

[raine]

High interest, high risk. delikado yan think twice pag ganyang offer

[luckytruck]

my benchmark is 2.5% per month. anything higher than that, medyo wary na ako

andy

[ghosthunter]

I bet its just another pyramid scheme.

[silhouette]

20%? woaaa! that's big bucks.
well just to share with you guys. nag invest din sa lending company si wifey before. coz her friend is one of the top officers of said lending co. the initial that her friend required her was 50k, earning 7% a month. may post dated checks na binigay sa kanya with the monthly interest na. it actually went well. yun nga lang bumaba na ng 5%/mo ang interest when wifey invested 100k. tapos hindi na nagpa renew yung friend nya after the last investment.
in short hindi naman sya naloko on that investment. thank God!

mahirap kasi magtiwala ngayon, lalo na ang hirap ng buhay. yung 20% medyo doubtful...

[pissword]

hahummmm.... too easy ata

[william28]

sory pyramid yan!! clasmates ko nag invests 500k after 1 year kunin nya na ang pera di nya mkuha... ayun kinasuhan nnya hangang ngayon alng nangyari... kaya sa iba nyo na iinvest..

[benny010]

wag mo nang subukan yan...
marami ng nagsisi dyan