Mutual Funds, Bond, Treasury Bills etc.

**qman** · March 21st, 2006 04:09 AM

Mga peeps anong take nyo rito:

Me investment ako sa BDO and it earns an average of 0.93 - 1 percent a month.

Im planning to put some investments sa Phil Equity or sa mutual fund but im still studying their performance and prospectus.

Wala akong alam sa stocks and mukhang mataas ang risk doon.

Post your experience sa mutual or any other investment na nagawa nyo na.

thanks

**the_wildthing** · March 21st, 2006 04:32 AM

Originally Posted by qman

Mga peeps anong take nyo rito:

Me investment ako sa BDO and it earns an average of 0.93 - 1 percent a month.

Im planning to put some investments sa Phil Equity or sa mutual fund but im still studying their performance and prospectus.

Wala akong alam sa stocks and mukhang mataas ang risk doon.

Post your experience sa mutual or any other investment na nagawa nyo na.

thanks

Woah! 0.93 percent per month medyo malaking pera yata yun...

First key to successful investing: diversification. Don't put all your eggs in one basket. Nuff said.

Re: Mutual Funds - they are for medium to long term investments. It's good for small investors. If you have a huge amount of cash wanting to make a one time investment, other instruments might yield a better return.

**sequoia** · March 21st, 2006 07:24 AM

Magkano ang minimum investment para sa 0.93-1% / month?

**dx8976** · March 21st, 2006 12:56 PM

are you talking about their uitfs?
mostly treasury notes and other similar government bonds yan.
those seem to be the most readily available in the market right now.
you could try other banks with similar products, pero pare pareho naman mostly ang laman, iba lang ang distribution ng cash.
my investment experience is pretty cliche, more risk = more reward.
1% a mo is pretty good for a pretty low risk investment.

**kimpOy** · March 21st, 2006 01:05 PM

UTIF formerly known as mutual funds ang minimum ay 10,000 pesos...
ok ito kung hindi mo gagalawin, let it grow ika nga

yung treasury bills, government ito, pinapautang mo ang gobyerno and risk free ito...

all of this are passive investment para pag retire mo may pera ka...

bilhin moang book ni francisco colayco "pera mo palaguin mo wealth within your reach"
or panoorin mo ang moneytalk sa channel 9

**silverbx986** · March 21st, 2006 03:32 PM

Originally Posted by qman

Mga peeps anong take nyo rito:

Me investment ako sa BDO and it earns an average of 0.93 - 1 percent a month.

bosing, what's BDO? laki nyan 1%. pano ba mag-invest dyan.

**ILuvDetailing** · March 21st, 2006 03:47 PM

silver: BDO -> Banco De Oro.

**theveed** · March 21st, 2006 03:53 PM

Did that before yung sa BDO, ok sya, had to pull it out dahil manganganak na si misis nun, but ok naman sya, we're going back at it as soon as steady na ulit cashflow

**silverbx986** · March 21st, 2006 03:56 PM

tenx ILD

laki kse ng interest.

**oldblue** · March 21st, 2006 04:08 PM

fixed for how long daw yan 0.93%? laki ah! and net na ba?

I also received a letter from BPI. they're offering 9.25% annual TD pero 2 years naman.

but this are deposits, so safe. with utif's naman, may risk din yan d'ba in case
malugi yun corporation na nag-issue ng bond? in the case of T-bills, T-bonds
naman, yan ang mahirap coz kapag patuloy na nambubwisit ang opposition, may
possibility maging junk bonds kapag hindi naging magandang ang credit review
standing ng P'nas which was mintik na mangyari kundi na-implement 12% E-vat.

since mutual fund naman pala yan utif, so I guess equal naman pala risk coz
BDO will invest your money on both stocks and bonds.