Money in the bank or latest SUV ride?

[Luap]

Walang sense ilagay ang pera sa bangko ngaun coz statistics have shown that 40% ang savings rate ng Filipino Savers. If everybody is into it, then walang growth. And you're just wasting your opportinity.

Wala din sense ilagay ang pera sa mga mamahalin SUvs coz everybody else wants it. In the crowd of vehicles sa mall parking lot, nobody would notice your brand new SUv, unless you modify it some sort. But still are the add-ons worth it for people to look at your cars.


What's importsnt now jn this period of abundance is to prepare yourself sa next cycle of down.
Improve yourself, reduce weight, experience good life, travel. That's what I do. in life kasi, there is thi hidden merit system na makakikita sa aura mo. If you dont have that, wala din kwenta belongings mo.

Like for wxample. This aldub fever. Those 2 young people were prepared for this time, na-develop nila ng husto ang sarili, and now they're touching lives, imagine walt disney, lego jumping into the aldub fever

Welcome back OB! Musta sa middle earth? Ano ba usong SUV dun?[emoji3]

[yebo]

Kanina ko pa nga naiisip yan naghihintay lang ako ng confirmation!

WELCOME BACK OB! I MISSED YOU!

[_Cathy_]

Yup, Mga ford Everest na repossessed ng PSbank.

Pwede rin na save na lang money, tapos sabihin na lang sa mga barkada and chicks. "SUV ko ito!" Pero sa tatay or pamilya pala. Diba jut? [emoji16]

Seriously, siyempre if that's your last money, you can't use it to buy SUV or anything not really important. But if it will not break the bank so to speak. Or will not affect your way of life, why not? Enjoy life.

I have this "rule" that you need to have at least 50% worth of savings vis a vis how much yun house and mga kotse most if you own P10M house plus a 2M SUV, 1M CUV. You should have at least 5-6M in the bank. But 4M pwede na.

Malalaman mo kung meron talaga pera isang tao or pamilya pag meron nagkasakit biglaan na serious sa pamilya. Tapos wala pangbayad ng hospital. Ganda ng mga suot, gandawng kotse tapos umuutang dahil hinde kaya hospital bills.

I have a similar rule on loans naman. I will never loan anything if I do not have the cash equivalent at the bank. Marami na kong "loan" sa Lola ko, if my family makes me pay for those loans, I could readily do so.

The only exception I would make would be for a housing loan. Mahirap mag cash ng house and lot especially for a salaried person like me.

Will I ever live to have a salary on the same range as yebo and EQ. I hope so!

[yebo]

Oy, wala naman ako sa league ni EQ. Mga ka league nyan si Foresterx and Jut.
EQ's status is just but a dream for me.

[EQAddict]

Oy, wala naman ako sa league ni EQ. Mga ka league nyan si Foresterx and Jut.
EQ's status is just but a dream for me.

Uy walang ganyan ah Pare pareho lang tayo dito. Idol rin kita yebo.

Besides this is an internet forum. I could be living out my fantasy here

[_Cathy_]

Uy walang ganyan ah Pare pareho lang tayo dito. Idol rin kita yebo.

Besides this is an internet forum. I could be living out my fantasy here

Oy, wala naman ako sa league ni EQ. Mga ka league nyan si Foresterx and Jut.
EQ's status is just but a dream for me.

There's no denying. I know for a fact that both of you are for real. If I get to that level, I will buy myself a landcruiser na /dreaming

[jut703]

Alam niyo namang wala akong SUV pati money in the bank. Pero sana one day maging kalevel ko kayo. [emoji5]️

[EQAddict]

You will get there Cathy. Sooner rather than later. Nothing is as powerful as the power of your dreams.

I agree with you. Get a loan for a house/business or property. Its leverage and allows you to build equity you otherwise wouldnt be able to.

[_Cathy_]

Alam niyo namang wala akong SUV pati money in the bank. Pero sana one day maging kalevel ko kayo. [emoji5]️

I have no doubt you will, you are way ahead people your age already.

BTT: SUV's are more expensive than sedans but I think the price difference is worth it. Height and size pa lang sulit na. You can carry more people and cargo pa. If I had the money, I would definitely buy an SUV.

It is so ridiculous to buy an SUV for image. That person has a lot of insecurity and issues

[yebo]

Alam niyo namang wala akong SUV pati money in the bank. Pero sana one day maging kalevel ko kayo. [emoji5]️

You have the smarts, something only a few have. And to top that you started early. So kahit wala ka pa dun i admire you already.

Kalyo at tyaga lang meron ako. I wasted half my life on stu!pid things. Kung di pa ko nagka-anak di pa ko tumino e.

[threx666]

Walang sense ilagay ang pera sa bangko ngaun coz statistics have shown that 40% ang savings rate ng Filipino Savers. If everybody is into it, then walang growth. And you're just wasting your opportinity.

Wala din sense ilagay ang pera sa mga mamahalin SUvs coz everybody else wants it. In the crowd of vehicles sa mall parking lot, nobody would notice your brand new SUv, unless you modify it some sort. But still are the add-ons worth it for people to look at your cars.


What's importsnt now jn this period of abundance is to prepare yourself sa next cycle of down.
Improve yourself, reduce weight, experience good life, travel. That's what I do. in life kasi, there is thi hidden merit system na makakikita sa aura mo. If you dont have that, wala din kwenta belongings mo.

Like for wxample. This aldub fever. Those 2 young people were prepared for this time, na-develop nila ng husto ang sarili, and now they're touching lives, imagine walt disney, lego jumping into the aldub fever

Ayos buhay na naman ang tsikot !
Welcome back OB , musta na yung SUV na old blue yung kulay.? E yung mga kotse mo na kailangan ng mag aalaga kasi pupunta ka States?


Mukhang super Ganda na ng physique mo ngayon kasi lagi ka nag workout mula ng mag pahinga ka sa Tsikot e heheheh

[_Cathy_]

At nabubuhay ang mga fans ni OB haha

[willyfernando]

Walang sense ilagay ang pera sa bangko ngaun coz statistics have shown that 40% ang savings rate ng Filipino Savers. If everybody is into it, then walang growth. And you're just wasting your opportinity.

Wala din sense ilagay ang pera sa mga mamahalin SUvs coz everybody else wants it. In the crowd of vehicles sa mall parking lot, nobody would notice your brand new SUv, unless you modify it some sort. But still are the add-ons worth it for people to look at your cars.


What's importsnt now jn this period of abundance is to prepare yourself sa next cycle of down.
Improve yourself, reduce weight, experience good life, travel. That's what I do. in life kasi, there is thi hidden merit system na makakikita sa aura mo. If you dont have that, wala din kwenta belongings mo.

Like for wxample. This aldub fever. Those 2 young people were prepared for this time, na-develop nila ng husto ang sarili, and now they're touching lives, imagine walt disney, lego jumping into the aldub fever

^^^^^^^^^^^^^^^^
I think he wants what he doesn't want but doesn't want what he wants. :seesaw:
I think he knows what he doesn't know and doesn't know what he knows. You know?

Diversity is our inherent trait as humans. You may find it interesting and life changing whatever it is that may have shifted your paradigm about life but to others it may still be boring. Some may be good at what they do be it at their jobs or career and then some as you know suck very well at it. We tend to cling to our belongings because they give us a sense of achievement or at least a gauge of how far we have pushed ourselves to reach our dreams. If there is anything that may make us similar is our wish for a better quality of life be it a good physique, interesting travel or wealthy/whimsy goodies like sports cars, Beach houses, etc. I say live your life the way you envisioned it not the way others have lived it. Just sharing!

[CVT]

Actually, bro.minicarph has a point in presenting a third viable option,- Invest In Yourself.... health(is wealth), education(higher learning or another trade or skill), travel (makes you wiser)... et al


"The measure of a man is what he does with power" LJIOHF!

27.6K _/_/_/_/_/:oops2:_/_/_/_/_/

[XTO]

kung parati sa lakwatsa SUV kahit wala sariling bahay at nakaparada sa labas para kita ng mga kakilala.
seriously, kung may matitira pang sing halaga ng latest SUV go na, pasarap naman paminsan minsan basta like shadow pag dumating emergency at may ma ospital at need ng pondo dun magkakasukatan.... unless higa na lang sa bahay at antay ng oras.

kung fit naman at malayo ma ospital, SUV pa rin pasta may steady income

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kung parati sa lakwatsa SUV kahit wala sariling bahay at nakaparada sa labas para kita ng mga kakilala.
seriously, kung may matitira pang sing halaga ng latest SUV go na, pasarap naman paminsan minsan basta like shadow pag dumating emergency at may ma ospital at need ng pondo dun magkakasukatan.... unless higa na lang sa bahay at antay ng oras.

kung fit naman at malayo ma ospital, SUV pa rin pasta may steady income

[dr. d]

it would probably depend on how the person was brought up...
laki sa hirap,,,,
o laki sa layaw..?

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it would probably depend on how the person was brought up...
laki sa hirap,,,,
o laki sa layaw..?

[MR_BIG18]

Its about priorities

[leodawesome]

bro, upgrading na ba ng rides si skinhead from Civic SIR to SUV?

Err, for some weird reason I chanced upon a choco-na-batok skinhead driving his brand new white Patrol SS with window down on NLEX kanina lang. He could be a delivery guy or whatever. Basta hindi ko tanggap na sa kanya yun minamaneho nya.

BTT: You should empty your bank account for that enormously yearned material/experience at least once in your life. Preferably when you are younger. But make sure may fail safe ka, like dapat mayaman ang parents or may ipon si misis. :hysterical:

[Ry_Tower]

Actually, bro.minicarph has a point in presenting a third viable option,- Invest In Yourself.... health(is wealth), education(higher learning or another trade or skill), travel (makes you wiser)... et al


"The measure of a man is what he does with power" LJIOHF!

27.6K _/_/_/_/_/:oops2:_/_/_/_/_/

I agree, basta marami ka pera. hehehe

minicar.ph UITF or mutual fnds mo na lang kasi ilagay excess wealth mo kesa savings. Lugi naman talaga sa savigs eh.

[maki mi]

Yeah, alangan naman na ibandera mo ang passbook mo para malaman ng tao may malaki kang pera sa banko. Pero kung naka suv ka, automatic, akala ng tao may malaki kang pera sa banko.

kung parati sa lakwatsa SUV kahit wala sariling bahay at nakaparada sa labas para kita ng mga kakilala.

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