Money in the bank or latest SUV ride?

[dr. d]

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More likely at least 5 years similar to the double-your-money scheme mentioned by dr d. But I think that was like 10 yrs ago!

yes. it was 10 years ago.
after that... malaki na ang 5 or 6 %... kung mamalasin pa, hindi sayo sasabihin yung hidden charges nila..

[dr. d]

I remember some time ago a bank who offers the depositor a free car provided the he/she keeps a certain amount of deposit in the bank untouched for x years.

those were the days..
there was also "double your money in 5.5 years"...
sigh..
today.. even a free floor polisher or coffee maker.. wala pa...

[Yatta]

You will have to ask yourself, do you need the car? If you do, then get your money and buy one. Saving money should be a means to an end, not an end in itself. Mayroon ako officemate, saksakan ng kuripot, tuwing dumarating sa office pawis na pawis, pero milyones ang pera sa stocks. Para sa kanya kaligayahan ang makita na lumalago ang pera niya. Tinatanong namin para saan at kanino siya nag-iipon, wala lang daw gustolang niya.

[yebo]

SUV hahahaha!

Meron na sa bank saka equity. Konting saya naman.

[_Cathy_]

You will have to ask yourself, do you need the car? If you do, then get your money and buy one. Saving money should be a means to an end, not an end in itself. Mayroon ako officemate, saksakan ng kuripot, tuwing dumarating sa office pawis na pawis, pero milyones ang pera sa stocks. Para sa kanya kaligayahan ang makita na lumalago ang pera niya. Tinatanong namin para saan at kanino siya nag-iipon, wala lang daw gustolang niya.

Exactly! Just like my Tita who flies economy when she has so much money in the bank. My Mom and I keep on telling her she should fly business at her age (at least for long haul flights) but she says she is comfortable flying economy She is that type of person who finds happiness in knowing that her money is growing or she made a good deal or got the cheaper option. There's no goal or purpose talaga, she likes to save money just because.

Yung mga ganyan tao kahit gaano karami ang pera sa bangko malabong bumili ng latest SUV for happiness hehe

[dr. d]

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Exactly! Just like my Tita who flies economy when she has so much money in the bank. My Mom and I keep on telling her she should fly business at her age (at least for long haul flights) but she says she is comfortable flying economy She is that type of person who finds happiness in knowing that her money is growing or she made a good deal or got the cheaper option. There's no goal or purpose talaga, she likes to save money just because.

Yung mga ganyan tao kahit gaano karami ang pera sa bangko malabong bumili ng latest SUV for happiness hehe

do we have the same tita?
everyone in our clan, knows that our tita is the richest... even as she is the worst dresser.. worst home-owner.. worst market buyer ("bakit mo binili yan?" "...itong mura, e...")
quripot numero uno!

[_Cathy_]

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do we have the same tita?
everyone in our clan, knows that our tita is the richest... even as she is the worst dresser.. worst home-owner.. worst market buyer ("bakit mo binili yan?" "...itong mura, e...")
quripot numero uno!

ha ha ha! There's always one in the family. She's good in making investments though. Pero walang presyong kamag anak or kaibigan. May lahing Jewish ata

[dr. d]

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ha ha ha! There's always one in the family. She's good in making investments though. Pero walang presyong kamag anak or kaibigan. May lahing Jewish ata

that means you also have true jewish blood?
i want to see you! even as kissinger had jewish blood..
heh heh.

[SkyFlakes88]

Exactly! Just like my Tita who flies economy when she has so much money in the bank. My Mom and I keep on telling her she should fly business at her age (at least for long haul flights) but she says she is comfortable flying economy She is that type of person who finds happiness in knowing that her money is growing or she made a good deal or got the cheaper option. There's no goal or purpose talaga, she likes to save money just because.

Yung mga ganyan tao kahit gaano karami ang pera sa bangko malabong bumili ng latest SUV for happiness hehe

It's good to save for a rainy day but you have to balance your life. Spend a little. Give a little. Make somebody happy. Help someone. If your time comes you can't bring it with you. Even a single cent. Hope their happy with their lives.

[dreamur]

SUV makes sense. Saan ka ba pwede mag pick up ng hot chicks or magbabarumbado sa daan or i-bubully and mga mc or smaller cars kung passbook lang hawak mo na may laman na milyones?

[dreamur]

....or taking a selfie with your passbook!!! :D

[dr. d]

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....or taking a selfie with your passbook!!! :D

ilang mb ang passbook camera nyo?
dapat, HD.. otherwise, hindi mababasa ang piguras..
hehehe..

[dreamur]

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ilang mb ang passbook camera nyo?
dapat, HD.. otherwise, hindi mababasa ang piguras..
hehehe..

Lol doc, you must be a lawyer or something! I meant taking a selfie holding your passbook.

[dr. d]

Lol doc, you must be a lawyer or something! I meant taking a selfie holding your passbook.

mb = megabucks.

no, i am not a lawyer. but i wish i were.
now, that is funny. because i have a lawyer friend.. who wants to be a doctor!

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Lol doc, you must be a lawyer or something! I meant taking a selfie holding your passbook.

mb = megabucks.

no, i am not a lawyer. but i wish i were.
now, that is funny. because i have a lawyer friend.. who wants to be a doctor!

[shadow]

If you know how to earn money, you also have to know how to spend it. SUV pa rin! Hehehe[emoji23]

Pogi pag nasa nantraffic, walang tint tapos naka oakley...[emoji41]

Kesa naka jeep tapos dala mo bank certification or passbook nakasabit sa leeg mo gawin id. [emoji23]

[L1quid]

If you know how to earn money, you also have to know how to spend it. SUV pa rin! Hehehe[emoji23]

Pogi pag nasa nantraffic, walang tint tapos naka oakley...[emoji41]

Kesa naka jeep tapos dala mo bank certification or passbook nakasabit sa leeg mo gawin id. [emoji23]

Hahaha! Onga! Tsaka pera, kaya nga inimbento yan para ipambili! [emoji16]

SUV talaga ang sagot, Brand new LC200 tapos park sa kalye pag uwi, astig diba?

[kimbon]

If you know how to earn money, you also have to know how to spend it. SUV pa rin! Hehehe[emoji23]

Pogi pag nasa nantraffic, walang tint tapos naka oakley...[emoji41]

Kesa naka jeep tapos dala mo bank certification or passbook nakasabit sa leeg mo gawin id. [emoji23]

bro, upgrading na ba ng rides si skinhead from Civic SIR to SUV?

[shadow]

bro, upgrading na ba ng rides si skinhead from Civic SIR to SUV?

Yup, Mga ford Everest na repossessed ng PSbank.

Pwede rin na save na lang money, tapos sabihin na lang sa mga barkada and chicks. "SUV ko ito!" Pero sa tatay or pamilya pala. Diba jut? [emoji16]

Seriously, siyempre if that's your last money, you can't use it to buy SUV or anything not really important. But if it will not break the bank so to speak. Or will not affect your way of life, why not? Enjoy life.

I have this "rule" that you need to have at least 50% worth of savings vis a vis how much yun house and mga kotse most if you own P10M house plus a 2M SUV, 1M CUV. You should have at least 5-6M in the bank. But 4M pwede na.

Malalaman mo kung meron talaga pera isang tao or pamilya pag meron nagkasakit biglaan na serious sa pamilya. Tapos wala pangbayad ng hospital. Ganda ng mga suot, gandawng kotse tapos umuutang dahil hinde kaya hospital bills.

[_Cathy_]

Yup, Mga ford Everest na repossessed ng PSbank.

Pwede rin na save na lang money, tapos sabihin na lang sa mga barkada and chicks. "SUV ko ito!" Pero sa tatay or pamilya pala. Diba jut? [emoji16]

Seriously, siyempre if that's your last money, you can't use it to buy SUV or anything not really important. But if it will not break the bank so to speak. Or will not affect your way of life, why not? Enjoy life.

I have this "rule" that you need to have at least 50% worth of savings vis a vis how much yun house and mga kotse most if you own P10M house plus a 2M SUV, 1M CUV. You should have at least 5-6M in the bank. But 4M pwede na.

Malalaman mo kung meron talaga pera isang tao or pamilya pag meron nagkasakit biglaan na serious sa pamilya. Tapos wala pangbayad ng hospital. Ganda ng mga suot, gandawng kotse tapos umuutang dahil hinde kaya hospital bills.

I have a similar rule on loans naman. I will never loan anything if I do not have the cash equivalent at the bank. Marami na kong "loan" sa Lola ko, if my family makes me pay for those loans, I could readily do so.

The only exception I would make would be for a housing loan. Mahirap mag cash ng house and lot especially for a salaried person like me.

Will I ever live to have a salary on the same range as yebo and EQ. I hope so!

[yebo]

Oy, wala naman ako sa league ni EQ. Mga ka league nyan si Foresterx and Jut.
EQ's status is just but a dream for me.