Quote Originally Posted by ejm_110 View Post
mutual funds or uitf. 10% gain per year is possible even higher (for this year I have about 15%). Not as complex or time consuming as stocks, not as risky, but also not as higher return as stocks. You put money on the fund, top up when you feel (when you have excess money) then forget it. Look at it again after 5 years.

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Is the 15% YTD gain or from the time you started the investment?