Investment Query :help:

**uls** · June 13th, 2017 06:51 PM

Originally Posted by Walter

Sorry to say but you have already lost your 2M ... yeah, I'm aware that he hasn't "invested" yet ... but analyzing his posts, it seems he is going to do it sooner than later ... he is just waiting for one positive post and out goes the 2M ... hard to resist the temptation of money ... it brings out the greed in people ...

PrinZel25, go for it

sounds good

**PrinZel25** · June 13th, 2017 07:01 PM

Appreciate all your input guys.

As per Uls say... ill go for it!!!

Nah~ just kidding. Hehehe

My apologies for being a noobie investor. (Bow)

I am also having doubts with their offering and good thing tsikot is a saviour and all of you guys too! Everyone is an angel

I am also astonishes that TODAs can also be registered with SEC :O

Where is the best place to invest my money aside from having my own business and stocks?

**ejm_110** · June 13th, 2017 08:17 PM

Originally Posted by PrinZel25

Appreciate all your input guys.

As per Uls say... ill go for it!!!

Nah~ just kidding. Hehehe

My apologies for being a noobie investor. (Bow)

I am also having doubts with their offering and good thing tsikot is a saviour and all of you guys too! Everyone is an angel

I am also astonishes that TODAs can also be registered with SEC :O

Where is the best place to invest my money aside from having my own business and stocks?

mutual funds or uitf. 10% gain per year is possible even higher (for this year I have about 15%). Not as complex or time consuming as stocks, not as risky, but also not as higher return as stocks. You put money on the fund, top up when you feel (when you have excess money) then forget it. Look at it again after 5 years.

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**PrinZel25** · June 13th, 2017 08:30 PM

Originally Posted by ejm_110

mutual funds or uitf. 10% gain per year is possible even higher (for this year I have about 15%). Not as complex or time consuming as stocks, not as risky, but also not as higher return as stocks. You put money on the fund, top up when you feel (when you have excess money) then forget it. Look at it again after 5 years.

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where did you invest? mutual or uitf?

**ejm_110** · June 13th, 2017 09:03 PM

Originally Posted by PrinZel25

where did you invest? mutual or uitf?

I have both.

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**IamVince** · June 13th, 2017 11:26 PM

Originally Posted by ejm_110

mutual funds or uitf. 10% gain per year is possible even higher (for this year I have about 15%). Not as complex or time consuming as stocks, not as risky, but also not as higher return as stocks. You put money on the fund, top up when you feel (when you have excess money) then forget it. Look at it again after 5 years.

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Is the 15% YTD gain or from the time you started the investment?

**ejm_110** · June 13th, 2017 11:39 PM

Originally Posted by IamVince

Is the 15% YTD gain or from the time you started the investment?

My last top up was from around September 2016, and until now it has gained around 15% (ballpark). That is just from one mf, I have others and some uitf too. I have some funds that is still on negative for more than a year. That mf tracks the PSE index, so as long as the index rises, I know my money is earning. If it goes down (sale!) time to put more money that higher than usual)

It is quite difficult for me to compute my total gains as I did cost averaging (monthly top ups) since I started investing. What matters to me is I have paper gains and still have some time to let it be, no need to use the money right now.

In investing, time is your best friend. Start young. You can start with at least 5k to test the waters and minimum 1k per top up. Each funds, different risks, different rules, different costs.

Last 2014, one of security bank's uitf gained freaking 50%.

P.S. Don't buy VULs. Learn to invest and take control of your hard earned money.

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**PrinZel25** · June 14th, 2017 12:03 AM

Originally Posted by ejm_110

My last top up was from around September 2016, and until now it has gained around 15% (ballpark). That is just from one mf, I have others and some uitf too. I have some funds that is still on negative for more than a year. That mf tracks the PSE index, so as long as the index rises, I know my money is earning. If it goes down (sale!) time to put more money that higher than usual)

It is quite difficult for me to compute my total gains as I did cost averaging (monthly top ups) since I started investing. What matters to me is I have paper gains and still have some time to let it be, no need to use the money right now.

In investing, time is your best friend. Start young. You can start with at least 5k to test the waters and minimum 1k per top up. Each funds, different risks, different rules, different costs.

Last 2014, one of security bank's uitf gained freaking 50%.

P.S. Don't buy VULs. Learn to invest and take control of your hard earned money.

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Would you care to share what mf you invested in?

**ejm_110** · June 14th, 2017 12:04 AM

Originally Posted by PrinZel25

Would you care to share what mf you invested in?

philequity. You can check pifa website and utif.com to see lists of funds and their earnings / losses history.

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**Lew_Alcindor** · June 14th, 2017 10:50 AM

I have investments on stocks (currently trying daily trading).

I also have a UTIF (equity or stock-based din) - mejo nagahaman kasi pinili ko yung may 17% gain sa 1st quarter ng 2017 hahaha

BUT MIND YOU, in stocks (or stock-based UITF/Mutual fund) you may lose money unless you play safe and put it blue chips (i.e. big stable companies like ayala, san mig, etc) for the long run.

You can try stocks. Daming online trading platform ngayon. Andali lang. I use COL Financial.

Start with a small amount (maybe 10K). Look at the current trends and buy those on increasing price trend. Sell pag kumita na. Sa simula, ganyan kasimpleng system muna then aral na lang as you go on tulad ko.

You can buy-and-sell on a daily, weekly, montly or whatever time period you want.