How Many Credit Cards Do You Have?

[BlueBimmer]

2, metrobank visa and bpi gold mastercard

[G01]

1. Citibank Visa
2. Citibank Mastercard
3. Diners Club
4. Metrobank Visa
5. BPI Mastercard

[boybi]

why do some of you have so many credit cards? what is the advantage of having many cards?

[CaRGirL]

wala... kaka-apply ko pa lang ng BPI and citibank... :D

[usokpower]

citibank, standard chartered, diners club

[usokpower]

Originally posted by boybi
why do some of you have so many credit cards? what is the advantage of having many cards?

1. You dont need to bring actual cash to pay an item or items
2. For future credit references (request for loan)
3. Proof of billing statement whenver you transact with
establishments like globe, etc.
4. credit cards are considered as a valid ID .

[boybi]

Originally posted by usokpower
1. You dont need to bring actual cash to pay an item or items
2. For future credit references (request for loan)
3. Proof of billing statement whenver you transact with
establishments like globe, etc.
4. credit cards are considered as a valid ID .

well, won't 1 or 2 credit cards be enough for the reasons you stated? why get more than 2 cards?

[kiper]

5. para kunwari madami pera. jk



ako wala credit card. cash-on-hand lang..ehehe

[sauman]

Originally posted by boybi
why do some of you have so many credit cards? what is the advantage of having many cards?

sa akin apat lang at by Sept. i-su-surrender ko na yung AIG ko kaya't tatlo na lang (VISA, MASTERCARD at BPI expresscredit) ang reason ko kaya ako may iba't ibang credit card ay dahil minsan nangyayari na off-line yung isa so pwede ko pang gamitin yung iba. May mga shops or stores naman na hindi tumatanggap ng ibang card like Makro for example na I think up to now ay BPI lang ang tinatanggap

[boybi]

ok. kaya 2 cards lang kinuha ko, VISA and MASTERCARD, dahil ito ang pinaka common na tinatanggap ng mga establishments. hindi naman siguro sabay mag offline yan 2.

pero bakit yung iba dito, tig dalawang VISA & MC?

[pajerokid]

madugo sa annual fees yan (unless free of course). Kung anim yung cards, that's at least 6k na.

[FrankDrebin]

Ako isa lang, Shell-Mastercard.

Use to have 2 MC but then I realized that doble-doble lang yung binabayaran kong annual fee sa Citibank. So I stick with Shell-MC para me rebate sa fuel.

[ssaloon]

actually, i'm planning to switch from citibank clearcard to shell-mastercard... mas maraming perks nga pag sa clearcard, e.g. starbucks, shops, etc... pero most if not all my credit card transactions are for gas so mas sulit pag sa sehll-mastercard nako... may 5% rebate on gas eh

[chengkie]

AIG visa
AIG mc
CB clearcard
SCB mc
BPI edge

i got d SCB for balance transfer ng 3 cards. the BPI yest ko lang nakuha... will surrender others pag clear na balance ko... i plan to be debt free by 2005! =)

[bmdj]

Mga pare tanong lang, ano ba ang may pinakamaba2 na interest na CC na bank? TY. (",)

[zero]

BPI mastercard and AIG visa.

[FrankDrebin]

Originally posted by bmdj
Mga pare tanong lang, ano ba ang may pinakamaba2 na interest na CC na bank? TY. (",)

afaik, yung local banks ang may mababang interest.

[boybi]

you don't have to bother with the interest rates if you pay full on time. sayang kasi kung magiiwan ka pa ng balance, nagiging mahal lang ang nabili mo. minsan na charge ka na nga ng 6% ng merchant tapos macha-charge ka pa ng interest.

[afrasay]

None. But my wife has two.