Housing loans

**al shaheen** · August 27th, 2010 05:50 AM

tong2moca,
Ganito yung sa akin, 20% sa developer ko binayaran ang bahay ko, payable 12 - 15 months, kung bank financing. Yung remaining na 80 % ang babayaran ng bangko sa developer which in turn na babayaran mo sa bangko for 15 years ( sa akin). Halfway na habang binabayaran ko yung 20 % ng bahay, inumpisahan na ng developer yung construction ng bahay, natapos ng 3 months yung bahay, nung fully paid na yung downpayment ko ( 20 %) saka lang na-turn over yung bahay sa akin.

**chrismarte** · August 27th, 2010 06:37 PM

my two cents....

just make sure that the amoritization ay 30% ng kinikita mo....the 70% will be use sa daily expense, sa school fees ng anak mo, emergceny and savings etc....

hirap ng may utang sir pag sagaran ang sweldo pambayad sa utang mo..danas ko sir pero walang pagsisisi sa amin ni misis...pero given a chance di na ako ulit mangugutang....

sorry OT

**uls** · September 7th, 2010 12:10 PM

hey dudes, may anomaly ang Globe Asiatique

di tuloy IPO nila

nag quit ang underwriter (BDO Capital)

**tidus1203** · September 7th, 2010 12:44 PM

Yeah don't want to be involved in a scandal like that... Delfin Lee sounded innocent and helfpul in his TV show on ANC. That might also get axed!

**uls** · September 7th, 2010 12:59 PM

tingin ko kay Delfin Lee Manny Villar wannabe

ang bilis ng growth ng Globe Asiatique

yung pala they were milking the govt housing finance fund

**Lucius** · September 7th, 2010 02:01 PM

Hahaha never seen GA's projects as "high class"

**chrismarte** · September 7th, 2010 02:40 PM

...when i heard the news that GA almost borrowed php6.6B parang nainis ako lalo, pag mga ordinaryong tao ang hirap makakuha ng loan ang dami chechecureche tapos sa kanila ganun ganun na lang....malamang nahirapan din sila....NAHIRAPAN DIN SILA MAGHANAP NG PADRINO!!!

bwisit!!!

**uls** · September 7th, 2010 02:51 PM

dikit kay Noli yan

**ecozone** · September 7th, 2010 03:32 PM

Originally Posted by uls

dikit kay Noli yan

Yup totoo yan, alam ko dahil dati akong ahente ng GA...

**uls** · September 7th, 2010 04:13 PM

GA made its money selling houses to buyers who went thru govt financing (just like Villar)

meron magic na nangyari sa loob ng govt finance agencies

members who didnt apply for housing loan discovered they bought houses from GA

ngayon alam na natin paano nag grow ng mabilis ang GA

the more housing loans were created, the more money GA made

sa tindi ng greed they couldnt wait for members to apply for loans

they went ahead and created loans without members' knowledge

sigurado some people in govt housing agencies made a lot of money