Real Estate and Property Thread

[StockEngine]

Property prices rise in Q2 ? BSP | Philstar.com

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[papi smith]

If you have cash, wait for it to become cheap, like they did back in 2007.

[uls]

6 billion

[EQAddict]

Waiting for it to become cheap is the wrong strategy. While you wait....it gets more and more expensive. So youre losing out to the point that you can be priced out of the market.

Invest when you can (if real estate is part of your investment strategy) and keep some powder dry for blips and dips in the road. Those crash buying opportunities are rare and i agree should be taken advantage of. But waiting for a property bust is a flawed strategy.

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[StockEngine]

Waiting for it to become cheap is the wrong strategy. While you wait....it gets more and more expensive. So youre losing out to the point that you can be priced out of the market.

Invest when you can (if real estate is part of your investment strategy) and keep some powder dry for blips and dips in the road. Those crash buying opportunities are rare and i agree should be taken advantage of. But waiting for a property bust is a flawed strategy.

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whats your input re bulacan and the new airport?

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[papi smith]

Sir EQ, I was just thinking that rising interest rates will eventually decrease sales making way for aggressive discounts for cash buyers. I was not expecting a crash, but if it comes, well and good for those who have money to spare.

[StockEngine]

Sir EQ, I was just thinking that rising interest rates will eventually decrease sales making way for aggressive discounts for cash buyers. I was not expecting a crash, but if it comes, well and good for those who have money to spare.

ph property prices crashing? hmmmm

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[EQAddict]

Buy in bulacan..commercial...........

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[StockEngine]

Buy in bulacan..commercial...........

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2x-10x huge!

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[wezz_zzew]

For housing loans, which is the best option when it comes to fixed interest rates? short term or long term?
Correct me if I am wrong because I am really not familiar with loan terms as well as interest rates computation.

Example: BPI Offers 6% interest rates for 1 year while 8.5% for 10 years.
Fixed 1 year interest rate is unsecured because it might increase the next or following years while for fixed 10 years, it is already a guaranteed rate. Problem is 10 years is higher.

Appreciate your input on which has the most advantage with consideration on the Philippines current financial situation.

[EQAddict]

Since you mentioned the Philippine's current financial situation as one of your main factors.....i would go for a 5 yr fixed interest loan. More expensive but you wont be worried constantly about political , financial or economic turmoil wrecking havoc on interest rates. You will just have to focus on the monthly payment.

But 10% a year is crazy high......2 yrs ago that number was unheard of.

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[_Qwerty_]

15 years ago.. in house financing can go up to as high as 18% to 20% interest..

[uls]

Pwede na sakin to

[StockEngine]

Im still triggered by that black and white tiled toilet&bath for 18M... wtflol

[dr. d]

Pwede na sakin to

great view!
san po yan?

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Im still triggered by that black and white tiled toilet&bath for 18M... wtflol

agree.
i would have done a single color.

[uls]

great view!
san po yan?

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dunno

hehe

[StockEngine]

great view!
san po yan?

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agree.
i would have done a single color.

Doc dont do black on toilets. Water stain is a pain. And black could fade?

[dr. d]

Doc dont do black on toilets. Water stain is a pain. And black could fade?

white or other light color on washrooms,
imparts the aura of cleanliness.

black and other dark colors...
let's just say,
"it's hard to do your thing when surrounded by darkness."

[_Cathy_]

great view!
san po yan?

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agree.
i would have done a single color.

My Mom's pseudo daughter in Chicago has a similar view. It looks out to Lake Michigan but it's also in the city. That's the one and only PRO I find sa condo (view)

[crosswind]

Parang the past few months ata is the good time to buy pre selling condos and the properties that people are currently disposing