Frugal Living: What Habits Help You Save Money?

**jut703** · January 9th, 2016 07:01 PM

Originally Posted by minicarph

Money is just an invention by man to think that without it, you won't survive.

I be been a high roller and I've been a bum, And one thing I discovered we are all led to believe to equate our purpose with money .

Think of a man who has everything, and still not happy, and would wait for anything new to add to his evrything. Familiar, I think most oldies here already here achieved that already,

Now think of a man who has nothing and is vey unhappy, and sees a man who has everything and concludes that that that is the answer. So he spends his lifetime to be like the man who has everything, only to feel later in life what the man who has everything felt a long time ago.

Yun ang sinasabi, wtf! Are we all saving for?

They key is God. If you have nothing, pray to God, there will always be a way.

God did not put us all here to pay bills or to amass something that he already owns (he created everything ) . And hen later in life, you'll tell God. Hey God I was a very successful VP and I amassed all this house and cars and successful children. I'm better soul

Do you think God will care? To him you just did one thing straight

Now think of Jesus, he was the greatest man who ever lived, popular, gwapo, influential and he is the son of God, and yet he suffered so much and accepted it

Think about it

You claim you've been a high roller, you claim you've been a bum, but one thing I'm sure of is that you've also been a delusional troll.

But I'm curious though, what will YOU tell God?
"Hey God I was a great troll for 10 years, messing up with people's minds and claiming all sorts of things about myself"

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**cast_no_shadow** · January 9th, 2016 07:03 PM

Yes.

Leave early
You save on gas (no traffic)
No morning unnecessary stress
Free parking
You can leave work earlier

Repeat.

We do that daily, kila esmi lang mga kasama niya sa work 200 whole day! That's 1K a week for parking alone. Some sa laguna pa umuuwi!

Toll gas and parking then kakain ka pa.

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**_Cathy_** · January 9th, 2016 07:07 PM

Originally Posted by cast_no_shadow

Yes.

Leave early
You save on gas (no traffic)
No morning unnecessary stress
Free parking
You can leave work earlier

Repeat.

We do that daily, kila esmi lang mga kasama niya sa work 200 whole day! That's 1K a week for parking alone. Some sa laguna pa umuuwi!

Toll gas and parking then kakain ka pa.

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OO nga. Ang dami ko na siguro natipid if only I could wake up early

Minsan kung sino pa yung malapit ang bahay sa office, yun ang late. Nung Ortigas ako nagwo work, isa ako sa pinaka maaga na dumadating.

Kung sa Laguna nakatira yan, Sta Rosa na toll sa baba P175, Calamba P214, plus P25 pa pag dadaan ka sa bagong road. But I cannot imagine travelling that far for work. Yung Las Pinas nga hindi ko rin pinupuntahan hehe.

**cast_no_shadow** · January 9th, 2016 07:14 PM

Originally Posted by _Cathy_

OO nga. Ang dami ko na siguro natipid if only I could wake up early

Minsan kung sino pa yung malapit ang bahay sa office, yun ang late. Nung Ortigas ako nagwo work, isa ako sa pinaka maaga na dumadating.

Kung sa Laguna nakatira yan, Sta Rosa na toll sa baba P175, Calamba P214, plus P25 pa pag dadaan ka sa bagong road. But I cannot imagine travelling that far for work. Yung Las Pinas nga hindi ko rin pinupuntahan hehe.

Ang alam ko southwoods yung isa, the other santa rosa. Naka SUV pa! Hanep kako expenses nila sa transpo monthly.

Sorry na OT!

BTT

Lately we try to buy/pay in cash. Lessen CC usage.

Iba talaga pag cash ang ibabayad mo, medyo pigil ka and visually nakikita mo na mawawalan/mababawasan ka ng pera. Mapapaisip ka hehe

Ang dali mag card, pag nakita mo yung SOA mo dun pa lang mag sink in sayo.

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**EQAddict** · January 9th, 2016 07:14 PM

Originally Posted by _Cathy_

But I cannot imagine travelling that far for work. Yung Las Pinas nga hindi ko rin pinupuntahan hehe.

It takes me 1.5 hours to go to work everyday. Thats one way. My kids study in Qc and my wife works there as well. Im the only one who works in makati. It was either my convenience or theirs. I chose theirs. In a sense that allowed me to save money too as the transport costs, maintenance costs and not to mention the cost of buying a place in makati were all avoided.

**minicarph** · January 9th, 2016 07:22 PM

Originally Posted by jut703

You claim you've been a high roller, you claim you've been a bum, but one thing I'm sure of is that you've also been a delusional troll.

But I'm curious though, what will YOU tell God?
"Hey God I was a great troll for 10 years, messing up with people's minds and claiming all sorts of things about myself"

Sent from my iPhone using Tapatalk

Yes, you see this is what I'm trying to get at. I've studied so many great men in history: heroes, generals, popes, emperor, Kings, prophets, messengers of God, corporate leaders like Steve jobs, presidents etc

You know why they fall? It's because their credentials and reputations are aattacked and maligned . And this is their power corrupts because of vanity

So what're just what if we preach or teach without credentials?

Now that is more interesting. You convey the message but if you get popular they can't Attack you without credentials and stuff because you don't have credentials to begin with

**_Cathy_** · January 9th, 2016 07:25 PM

Originally Posted by EQAddict

It takes me 1.5 hours to go to work everyday. Thats one way. My kids study in Qc and my wife works there as well. Im the only one who works in makati. It was either my convenience or theirs. I chose theirs. In a sense that allowed me to save money too as the transport costs, maintenance costs and not to mention the cost of buying a place in makati were all avoided.

That's what a good family man would do (sacrifice his own convenience for the family). You could easily afford a house in Makati though. Magallanes is relatively cheaper. But since your parents live in Makati it's okay na rin not to buy. Hehe.

A bit OT, I saw shang in BGC and my dream is to buy a unit there (never gonna happen) My friend said its around 150 million. If only I had that kind of money for a condo. Wow!

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**EQAddict** · January 9th, 2016 08:20 PM

Originally Posted by _Cathy_

That's what a good family man would do (sacrifice his own convenience for the family). You could easily afford a house in Makati though. Magallanes is relatively cheaper. But since your parents live in Makati it's okay na rin not to buy. Hehe.

A bit OT, I saw shang in BGC and my dream is to buy a unit there (never gonna happen) My friend said its around 150 million. If only I had that kind of money for a condo. Wow!

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Thanks Cathy!

Haha I have this semi-irrational dream of living somewhere in makati. San lorenzo or magallanes. But the prices are crazy.
I'm saving and saving but every year the inflation overtakes my savings. Really can't afford those places unless I win the lotto.

Ot: the california powerball is at 800$ M already hehe.

**kimbon** · January 9th, 2016 08:24 PM

Originally Posted by _Cathy_

That's what a good family man would do (sacrifice his own convenience for the family). You could easily afford a house in Makati though. Magallanes is relatively cheaper. But since your parents live in Makati it's okay na rin not to buy. Hehe.

A bit OT, I saw shang in BGC and my dream is to buy a unit there (never gonna happen) My friend said its around 150 million. If only I had that kind of money for a condo. Wow!Sent from my GT-N7100 using Tapatalk

never ever buy a unit in Shang even I have extra funds instead of I will buy a lot, xx hectare looot. ang mga unit owner sa shang galit na talaga sa pera mga yan.

BTT - my dad is always reminding us until today every time we earned 100, save at least half or more of our income. Di daw habang buhay may earnings kaming mga sibling . some Filipinos asked me why are Chinese entrepreneurs successful, what's our secret? no secrets, just simply for every 100 earned literally, we don't spend 110. stay low profile lang.

**_Cathy_** · January 9th, 2016 08:54 PM

Originally Posted by EQAddict

Thanks Cathy!

Haha I have this semi-irrational dream of living somewhere in makati. San lorenzo or magallanes. But the prices are crazy.
I'm saving and saving but every year the inflation overtakes my savings. Really can't afford those places unless I win the lotto.

Ot: the california powerball is at 800$ M already hehe.

crazier in your parents place esp since BGC

All your condo and lot purchases combined could afford you a house in Magallanes kaya.

Originally Posted by kimbon

never ever buy a unit in Shang even I have extra funds instead of I will buy a lot, xx hectare looot. ang mga unit owner sa shang galit na talaga sa pera mga yan.:

If I had so much money I would definitely buy there IF I have my dream home already. But I am at disbelief at the P150m price