Frugal Living: What Habits Help You Save Money?

[99moves]

My new year's resolution:

I will stop buying branded items. I will only buy the cheapest functional option.

I will not replace an item until it is worn out or falling apart (I do this for some items, naaawa na lang friends or family ko and they buy me a replacement without my asking )

I'm going to always choose the option where I don't have to pay (wake up early to avail of free parking)

I will NOT spend anything from Mon-Thu (merienda or drinks etc)

I will not use data on my cellphone! I've lived without internet on my phone until 2012. I can do it

No shoes for the rest of the year (after I buy all the basics)

or you could scratch all of those and get a high paying job instead. 6 resolutions against 1. dun na ako sa mas konti

[unmarked]

Habits that help me stay within budget:

Automatic/regular schedule ng transfer sa savings account.

Before bumili ng shoes (mahilig ako) kelangan balikan ko once or twice. Pag mejo nabawasan ang itch ko means naka iwas ako sa impulse buy

Tubig lang ang panulak ko sa restos. Grabe profits ng mga yan sa isang baso basta may kulay.

Di mo kelangan pagkaitan ang sarili mo, kelangan lang may budget para sa luho.

You need to have some sort of responsibility kahit single/living with parents. I am renting now and paying all of my bills pero mas may ipon pako ngayon compared nung nasa parents ako naka Tira.

Lastly. Everybody has to have a goal. Mahirap mag ipon just because. Whether emergency fund, retirement, car, house, there has to be a goal, amount and timeline.

[minicarph]

Exercise, excercise exercise to eat less, wear unbranded clothes and still look good, and experience endorphins to have self-esteem so that you won't seek self-confidence in material things

[glenn manikis]

Simple living... Contentment, no big cash on hand...

[Lew_Alcindor]

Eat less?

Ang tipid ko nga. May Polo at tshirt pa ako ng more than a decade old. Bench brief na more than a decade old din hahahah (pang bahay lang).
Shoes na 10 yr old (wedding shoes ko). Isa pang more than 10 yrs old na shoes hahaha.

[dr. d]

always buy in cash. no credit card.
the mall is an exercise place, not a place of commerce.
stick to your buying list.
eat decently.

[shadow]

YOLO! [emoji23]

If it will not make you piss poor if you bought something or it will not make you rich if you didn't ... Go and buy it.


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[admiral88]

Tingin muna sa OLX, kung wala, eh d dun sa store with the best price.

[EQAddict]

YOLO! [emoji23]

If it will not make you piss poor if you bought something or it will not make you rich if you didn't ... Go and buy it.


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I like this!!!!!!!!

[_Cathy_]

Only applicable for people where money is not an issue or rather how to spend it is the problem like EQ and shadow

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