Frugal Living: What Habits Help You Save Money?

**rollyic** · May 11th, 2014 03:29 PM

i dont buy immediately.
i'll wait for discount or sale.

**slapz** · May 11th, 2014 04:19 PM

savings should be treated as an expense.

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I am the highway...

**manilamako** · May 20th, 2014 01:47 AM

Unplugging appliances when not being used.

We also dont use our water dispenser anymore. We get our cold water from the fridge and hot water from those portable coffee makers.

KKB on dates! Unless its a special occassion siyempre or may atraso ako. Or we alternate on who will pay for the bill for that date. Im not cheap when it comes to my partner, but recently weve been thinking ahead, financially, so sharing expenses was a good change.

**chua_riwap** · May 20th, 2014 08:09 AM

nagtitipid pero......wala munang tipid sa aircon.

t____ina init to.

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**shadow** · May 20th, 2014 01:43 PM

Sayang lang yan tipid tpid na wala naman significant na maiipon. Kung meron ka gusto bilhin. if you can afford it bilhin mo na, life's too short para Sa kontin Pagtitipid.

Rule of thumb. Kung hinde mo kakahirap or hinde mo rin kakayaman pag meron ka binili. Go for it!

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#retzing

**_Cathy_** · May 20th, 2014 02:29 PM

^But those little things add up.

I now control my Amazon spending because there was a period when I did not realise that I spent my whole salary na pala on items less than $100

**gearhead000** · May 20th, 2014 03:14 PM

From Ms. Cathy's list:

Originally Posted by _Cathy_

What are your habits that help you cut your expenses?

Share us your tips! Let me start...

1. I pay for my credit card in full and on time
2. I don't purchase items with interest Kahit mga P500 lang difference between cash and credit, P500 pa rin yun. Hehe.
3. I have my haircut once or twice a year
4. I paint my own nails - this saves half the cost per salon visit
5. We are slowly replacing our regular lights to LED lights
6. I make use of free items or rewards (eg free coke at shell for every P2k receipt)
7. We use power sockets with switch - surprisingly reduced our electrical bill since all our TVs, fans etc used to be plugged in directly at the socket and that is supposed to consume electricity daw
8. I don't keep up with trends on technology - I will use my gadget until it dies
9. I cancelled my magazine and newpaper subscription
10. I don't regularly buy clothes or shoes - I buy cheap flats from the tiangge (mostly around P300-400)
11. I don't spend for vacations - I don't itch to travel. This makes up for a big expense for some family and friends!
12. I shop online to look for better deals - I buy a lot of items from Sulit/OLX,TPC/TCP and it saves me a lot of money
13. I wax my car - aside from saving money, I also go by "If you want something done well, do it yourself"

14. I go to the wet market to buy fish and vegetables - it's so much cheaper than buying at the supermarket
15. I avoid going to places where I have to pay for parking Used to be madalas ako sa Rob Metro East kasi free parking. Since me bayad na sa Sta. Lucia na ulit ako me portion na free parking. Sa office libre parking kami, pero pag di umabot dun ako sa labas na libre din medyo malayo nga lang.
16. I plan my trips - Asar na asar ako kapag me pupuntahan kami then sabog-sabog ang itinerary. yung tipong pabalik-balik lang.

**glenn manikis** · May 20th, 2014 03:28 PM

Originally Posted by shadow

Sayang lang yan tipid tpid na wala naman significant na maiipon. Kung meron ka gusto bilhin. if you can afford it bilhin mo na, life's too short para Sa kontin Pagtitipid.

Rule of thumb. Kung hinde mo kakahirap or hinde mo rin kakayaman pag meron ka binili. Go for it!

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#retzing

to some extent agree ako dito..... nag tipid nga ako sa tires ko.. imbes na nitto 80k per set ang binile ko roadian lang 36k lang.. everytime na makakakita ako ng naka nitio nagsisisi ako.. sana nag nitto nalang ako... parang gusto ko tuloy magpalit ng nitto...
baka lumaki lalo gastos ko...

pero kung wala ka pang pang tuition, pangkain, pangbayad sa credit or debit cards... dapat magtipid ka....

tama si shadow life is too short... enjoy life.. wag kuripot sa sarile....

**jut703** · May 20th, 2014 05:33 PM

Originally Posted by shadow

if you can afford it bilhin mo na, life's too short para Sa kontin Pagtitipid.

I disagree. Mahaba pa buhay ko dami ko pa kailangan pagipunan 😂

Yung little na pagtitipid sets a sense of discipline and more importantly contentment.

Kung buwan-buwan ko uubusin yung sweldo ko san ako pupulutin in 10 years 😭

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