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  1. Join Date
    Jul 2007
    Posts
    57,559
    #1
    What are your habits that help you cut your expenses?

    Share us your tips! Let me start...

    1. I pay for my credit card in full and on time
    2. I don't purchase items with interest
    3. I have my haircut once or twice a year
    4. I paint my own nails - this saves half the cost per salon visit
    5. We are slowly replacing our regular lights to LED lights
    6. I make use of free items or rewards (eg free coke at shell for every P2k receipt)
    7. We use power sockets with switch - surprisingly reduced our electrical bill since all our TVs, fans etc used to be plugged in directly at the socket and that is supposed to consume electricity daw
    8. I don't keep up with trends on technology - I will use my gadget until it dies
    9. I cancelled my magazine and newpaper subscription
    10. I don't regularly buy clothes or shoes - I buy cheap flats from the tiangge (mostly around P300-400)
    11. I don't spend for vacations - I don't itch to travel. This makes up for a big expense for some family and friends!
    12. I shop online to look for better deals - I buy a lot of items from Amazon and it saves me a lot of money
    13. I wax my car - aside from saving money, I also go by "If you want something done well, do it yourself"
    14. I go to the wet market to buy fish and vegetables - it's so much cheaper than buying at the supermarket
    15. I avoid going to places where I have to pay for parking
    16. I plan my trips - hindi ako naglalagari when driving
    Last edited by _Cathy_; May 6th, 2014 at 08:45 PM.

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Frugal Living: What Habits Help You Save Money?