Frugal Living: What Habits Help You Save Money?

[benchph1]

Savings muna. Pagka sweldo, set aside ng maiipon, tapos yung matitira ang ipang gastos.


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[_Cathy_]

Lowest credit card balance EVER. That's just gas and toll



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[thenightcrawler]

Lowest credit card balance EVER. That's just gas and toll



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You have a lot of things to be happy about pala! [emoji4]

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[_Cathy_]

You have a lot of things to be happy about pala! [emoji4]

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Yes indeed I promised to use my CC as sparingly as possible

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[shadow]

Yes indeed I promised to use my CC as sparingly as possible

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Tipid mo naman sa gas?


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[_Cathy_]

Tipid mo naman sa gas?


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P2k nga lang gas ko that month (IIRC 8 km/l car ko) The benefit of working close to home I guess.

[MR_BIG18]

https://i.postimg.cc/YCFZR6QH/20181010_082550.jpg

Nag dadala na ako nito...kaysa idle at bukas ang aircon

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[dr. d]

https://i.postimg.cc/YCFZR6QH/20181010_082550.jpg

Nag dadala na ako nito...kaysa idle at bukas ang aircon

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"the world is coming about."
yesterdecades ago, this was the regur. prior to freon, every other car had one, albeit powered by the car battery.

[MR_BIG18]

"the world is coming about."
yesterdecades ago, this was the regur. prior to freon, every other car had one, albeit powered by the car battery.

Doc...those times have long past..back then our country was a cooler place...when 5 cars long was considered traffic..fewer people in the streets....i know it wasnt your era..but..there was a time people would go to escolta wearing a barong or coat and tie..

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[dr. d]

i was simply saying, bumabalik ang pag gamit ng elektrik pan sa pasahero ng kotse.
for whatever reasons that may be.
i wasn't asking you to advertise your age.

[MR_BIG18]

i was simply saying, bumabalik ang pag gamit ng elektrik pan sa pasahero ng kotse.
for whatever reasons that may be.
i wasn't asking you to advertise your age.

Lets stick with the fan shall we? When gas was P35/L, i can wait in the car with aircon all you can whilst waiting in school or at the bank...now..pinapatay ko na yung kotse

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[chronicle]

^
Bluecoins.




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[baludoy]

^ nice. I think i'll check that our later.

I was just thinking kanina na napaka enabler ng lazada. It makes spending money so much easier. Pero ang totoo ako pa din ang totoong enabler sa sariling luho [emoji23]

do what you gotta do so you can do what you wanna do

[MR_BIG18]

Frugal living....do everything yourself...from cooking, laundry etc

[dreamur]

Utang is life - OB



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[bloowolf]

I got rid, (& still in the process of getting rid) of things that are expensive in my life. I got rid of my gas guzzling SUV (spending 18k to 22k in fuel a month) & got myself a diesel hatch where I spend bet 4k to 6k a month. The savings enabled me to buy an SUV. I always pay my credit cards in full & I never buy anything hulugan except for my SUV (Ipaid for half & the other half, I borrowed from my Sister, paying her a lot more than what any bank investment would return, but still a lot lower than if I got a bank loan). Got rid of our old a/c for an inverter, replaced all the lamps in my house to LED, changed my old Globe plan to a cheaper one. I always buy when items are on sale (recently, I bought Adidas Response Boost for only P1,600 in a sale in Go Sport). More to come, but one habit I have to get rid of is impulse buying.

[dr. d]

don't card. and don't carry around too much cash.

problem is, the second trip costs me for gas and parking money.
and the price of the goods hasn't dropped a week after i first spied it.
heh heh.

[_Cathy_]

Wala bang cloud sync? Kung meron, that serves as your backup.

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Meron pero hindi ko mapindot. Baka for paid app lang

don't card. and don't carry around too much cash.

problem is, the second trip costs me for gas and parking money.
and the price of the goods hasn't dropped a week after i first spied it.
heh heh.

I prefer cash, mas nafee feel ko yung gastos. I got it from my parents to always carry cash. My officemates find it weird nga hehe

I only card my gas BUT now I will card all purchases above P3k because I will get free Jollibee hahaha

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[_Cathy_]

Installed bluecoins. I love it! I tried all the apps but this is the most simple. I can also customize the categories (eg I can add pet care)

But what I like most is the summary. I want to know kasi where most of my money goes. It even has time.

What I don't like is I can't back it up. P300 is one time payment ba?

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[remzam]

Installed bluecoins. I love it! I tried all the apps but this is the most simple. I can also customize the categories (eg I can add pet care)

But what I like most is the summary. I want to know kasi where most of my money goes. It even has time.

What I don't like is I can't back it up. P300 is one time payment ba?

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Wala bang cloud sync? Kung meron, that serves as your backup.

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