Frugal Living: What Habits Help You Save Money?

[_Cathy_]

Debit card? Bakit kailangan mag withdraw?


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If they won't treat straight payment the same as cash, I won't use my credit card anymore and just withdraw the amount. I don't like using my atm as debit card kasi.

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[badkuk]

Yup i was checking tv sets kahapon. Cash/straight payment discount vs installment laki ng difference talaga.

Some people are actually smug when they say they're paying for something by installment. Hindi nila alam binilang na ng seller yung interest

[ronw123w124]

Problema, tawag ng tawag ang mga bangko 0ffer dito offer doon ng loans without collateral, CC without requirements....nakakahiya at naririnig tuloy ng mga officemates natin tapos mga nakatingin sa akin while kinakusap ko...tapos when they hear me saying "magkano na ba yan? sige please roll" bigla sila titingin na naman....

Honestly, masarap pakiramdam pag alam mo wala ka utang, kahit konti lang pera mo masaya ka

Parang yung bwisit na Citibank dati, tawag ng tawag sa cellphone ko. Yung last na tumawag sa akin nabulyawan ko sa sobrang kulit, I was driving along Edsa that time, di ko talaga ugaling sumagot ng tawag habang nagdadrive kaso that time traffic naman saka may inaabangan akong tawag from a prospective client. So sinagot ko phone ko at pagkarinig kong Citibank sinabihan ko na na di ako pwede makipagusap dahil nagdadrive nga ako. Hiritan ba naman ako na sandali lang yung sasabihin nya! Short story of it, nagpupumilit na mag avail ako ng cash advance sa CC ko. Sinagot ko na may problema nga ako, hirit naman kaagad yung tangang taga Citibank "Tamang tama Sir, makakatulong ito sa problema nyo" Sinagot ko nga " Ang problema ko, di ko alam paano gagastahin ang pera ko!" sabay bagsakan ko nga.

[KenGarcia]

My childhood playmate showed me where the vault of her parents are. It's in the room on the floor. You can lift the flooring and it's covered by a carpet ata.

Parang it is an old school way of storing vaults, madalas ko mapanood sa palabas or movies. But I haven't seen one in person. How big is the vault? Just curious hehehe.

[_Cathy_]

Parang it is an old school way of storing vaults, madalas ko mapanood sa palabas or movies. But I haven't seen one in person. How big is the vault? Just curious hehehe.

The house was built in the 70s Yung regular na square na enough lang to store cash and documents. Naaliw din ako nung pinakita sakin yun

[cast_no_shadow]

Hinde na kailangan dala cold cash now. Lagi na ako debit card ngayon so parang cash na rin.


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No limits ba pag debit card transactions?

Hindi ba siya like withdrawals na may maximum per day?

I have a bdo savings, can serve as debit card also pero pag atm withdraw IIRC 50K limit daily.


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[_Cathy_]

No limits ba pag debit card transactions?

Hindi ba siya like withdrawals na may maximum per day?

I have a bdo savings, can serve as debit card also pero pag atm withdraw IIRC 50K limit daily.


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BPI max cwd 20k per day pero the most na na debit ko ng P60k+. Napilitan ako kasi 5% discount lang item pag card, pag cash 10% Come to think of it dapat nga meron max no?

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[viper888]

A maximum debit equal to you maximum atm withdrawal would be fair.

[unmarked]

careful lang sa pag gamit ng debit card. that is your cash. pag na skim yan dali pera mo. unlike CC, until binayaran mo pera ng banko yan.

[shadow]

Kung talaga frugal yun mga prepaid credit cards gamitin. Pag walang load eh di Hinde magamit.


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