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  1. LadyRider's Avatar
    LadyRider
    LadyRider is offline *** LaDy LuCk ***
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    September 3rd, 2007 09:22 AM #1
    I have on-hand:
    HSBC Mabuhay Miles Visa (for milage points-used only when I'm abroad)
    HSBC Red Mastercard
    AIG Visa (which I rarely use)
    Visa Debit card by Equitable
    Mastercard Electronic by BDO

    Mas gusto ko mga debit cards at least binabawas na agad sa account mo yung expenses mo. Di tulad ng credit card eh me interest pa kapag di mo binayaran yung full amount! Yun ang masakit sa bulsa at dun kumikita ang credit card companies sa atin!
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  2. shadow's Avatar
    shadow
    shadow is offline Darker and Bigger
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    September 3rd, 2007 09:26 AM #2
    Quote Originally Posted by LadyRider View Post

    Mas gusto ko mga debit cards at least binabawas na agad sa account mo yung expenses mo. Di tulad ng credit card eh me interest pa kapag di mo binayaran yung full amount! Yun ang masakit sa bulsa at dun kumikita ang credit card companies sa atin!
    kaya nga dapat marunong kang maghandle ng finances mo, kung marunong ka malaking tulong ng CC, pero pag hinde...mauubos ka sa CC...

    and always pay in full.....no.#1 rule....
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  3. wrecker's Avatar
    wrecker
    wrecker is offline Tsikoteer
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    September 17th, 2003 03:16 PM #3
    closed all of them na except one, AMEX.... di ko pwedeng i close kasi corporate card to...
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  4. gwapo_on_board
    gwapo_on_board is offline Verified Tsikot Member
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    September 17th, 2003 07:05 PM #4
    aig
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  5. chieffy's Avatar
    chieffy
    chieffy is offline kokodakan kita
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    September 17th, 2003 08:40 PM #5
    yes...closed account na yung iba...

    tip:
    in terms of customer service best pa rin ang Citibank unless you account is past due...yari ka sa mga collectors niyan
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  6. boybi's Avatar
    boybi
    boybi is offline Tsikot Member Rank 8
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    September 17th, 2003 10:58 PM #6
    metrobank visa & equitable mastercard.
    Signature
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  7. jappy
    jappy is offline Tsikoteer
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    September 18th, 2003 12:29 AM #7
    Citibank
    Diners
    tama kayo. madali gamitin.
    hirap magbayad.
    hehehe.
    kaya for emergencies lang talaga.
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  8. angst Guest
    September 18th, 2003 02:26 PM #8
    i have two.

    HSBC
    American Express

    yun nga lang, pina-hold yung isa... lagpas 100k na kasi babayaran ng tatay ko dun eh.. hehehe.
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  9. krscla's Avatar
    krscla
    krscla is offline Tsikoteer
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    October 17th, 2003 12:08 AM #9
    Standard Chartered. :D
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  10. pajerokid's Avatar
    pajerokid
    pajerokid is offline Bad Photographer
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    October 17th, 2003 12:30 AM #10
    I just my second. Citibank Visa.
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  11. mazdamazda's Avatar
    mazdamazda
    mazdamazda is offline www.bigbigcar.com
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    October 17th, 2003 08:16 AM #11
    wahoo!!!

    yung prudentialife kong card, tinaasan na nila credit limit ko! hehehe!

    may application na rin ako for standard chartered and citibank... hmmm... kelan kaya dating ito???
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  12. pajerokid's Avatar
    pajerokid
    pajerokid is offline Bad Photographer
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    October 17th, 2003 05:50 PM #12
    yung citibank, once approved, mga 7 working days.
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  13. ssaloon's Avatar
    ssaloon
    ssaloon is offline Tsikoteer
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    August 6th, 2006 02:15 PM #13
    ano ba ok na card ngayon? i already have an HSBC Mabuhay Miles Visa, but i need a backup one just in case (i use the card for representation also kasi eh). pinaputol ko na citibank ko kasi di ako masaya sa perks (although clear card lang siya). what card would you guys recommend? TIA
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  14. sherwintommy
    sherwintommy is offline Verified Tsikot Member
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    August 6th, 2006 02:21 PM #14
    go for Diners......one of the best.....
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  15. wren's Avatar
    wren
    wren is offline FXT
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    August 6th, 2006 02:34 PM #15
    yung pinakababang interest rate sa akin. anyone here have a black amex?
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  16. claRkEnt's Avatar
    claRkEnt
    claRkEnt is offline I'm always around
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    August 6th, 2006 02:52 PM #16
    Quote Originally Posted by FXT
    yung pinakababang interest rate sa akin. anyone here have a black amex?
    Dami establishments dito sa pinas na di tumatanggap ng Amex eh. I have an AmEx corporate CC for representation use kaya lang personal CC pa rin nagagamit madalas kasi nga very limited mga establishments accepting it locally. Sa abroad, ok AmEx.
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  17. empy's Avatar
    empy
    empy is offline Tsikoteer
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    August 6th, 2006 09:47 PM #17
    Quote Originally Posted by sherwintommy
    go for Diners......one of the best.....
    madami bang tumatanggap ng Diners sa Pinas? dito kasi halos wala eh.
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  18. ts1n1ta's Avatar
    ts1n1ta
    ts1n1ta is offline Tsikot Member Rank 5
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    August 8th, 2006 10:35 AM #18
    Quote Originally Posted by sherwintommy
    go for Diners......one of the best.....
    Nde ren. Matagal na ako Diners user...ilang beses na tinanggihan.

    HSBC okay. la ako problem. isa pa i don't need to talk to a CSR for my balance inquiry and payment inquiry. Automated lahat at pwede through texting. After 6 months pa tinaasan credit limit ko. hehehe.

    CITIBANK. I HATE CITIBANK.
    Last edited by ts1n1ta; August 8th, 2006 at 10:39 AM.
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  19. ssaloon's Avatar
    ssaloon
    ssaloon is offline Tsikoteer
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    August 6th, 2006 03:08 PM #19
    ok yung AmEx ngayon eh... double your miles sa PAL. di nga lang abot sa annual income ko sa minimum nila :lol:
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  20. mazdamazda's Avatar
    mazdamazda
    mazdamazda is offline www.bigbigcar.com
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    August 6th, 2006 04:07 PM #20
    ssaloon... i like citibank because i can check my balance & transactions online. but badtrip rin ako kasi ayaw nila i-waive pa rin ang annual fee kahit na isang damukal na transaction ang gawin ko.

    IMO - ok ang BDO Gold.
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