BPI Savings Account Holders Experiencing Lost Money, Negative Balances[MERGED]

**unmarked** · June 7th, 2017 11:52 AM

mejo OT

innocent question - Do we have online inter-bank transfer facilities? like from an App/website? I vaguely remember thru ATMs lang, and may transaction fees involved, right?

Want to move sa SB na bec of this, but have my payroll sa BPI still.

**chronicle** · June 7th, 2017 11:56 AM

Originally Posted by shadow

Criminal act yan. Legal.action.

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Ang bank ang mag fifile ng charge? Anong law ba nakaka sakop dyan?

**shadow** · June 7th, 2017 12:00 PM

Originally Posted by chronicle

Ang bank ang mag fifile ng charge? Anong law ba nakaka sakop dyan?

Yup. Alam nagawa yan law specifically for this kind of incident.

Hinde mo maiisahan ang banko, Ewan ko kung among mentality Meron mga tao ng ganyan.

First and foremost hinde dapat widrahin alam mo Naman hinde mo pera yun.

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**chronicle** · June 7th, 2017 12:03 PM

alright. i know i read here sometime na may nangyari na din na wrongly deposited money sa account ng isang tao during the 90's. kaso ang yumari sa tao is BIR at di ung bank. cant really remember the details

**_Cathy_** · June 7th, 2017 12:06 PM

Originally Posted by ninjababez

sa payroll namin bro, ibang managers nabawasan account (some as high as 50k daw).
yung iba (mostly agents), nadoble sahod. ayun mga engot nag si withdraw maski alam nila di sa kanila yung pera. after less than an hour, yun mga humahabol mag withdraw na lock na

kitang kita mo mga mahilig sa easy money

Ano ba naman yan mga tao na nakapaligid sayo

Mga wala sa ayos mga ugali.

**_Cathy_** · June 7th, 2017 12:10 PM

Originally Posted by chronicle

alright. i know i read here sometime na may nangyari na din na wrongly deposited money sa account ng isang tao during the 90's. kaso ang yumari sa tao is BIR at di ung bank. cant really remember the details

When I was working for the ATM department of the bank, I was told by our manager that if in case we erroneously credit an account and the client withdraws it, mahihirapan kami habulin. I'm not sure if she was just scaring me because my work was DR CR posting :P

**bugsmobile** · June 7th, 2017 12:13 PM

Originally Posted by _Cathy_

When I was working for the ATM department of the bank, I was told by our manager that if in case we erroneously credit an account and the client withdraws it, mahihirapan kami habulin. I'm not sure if she was just scaring me because my work was DR CR posting :P

Similar thing happened to my best friend many years ago. I think the teller erroneously deposited an amount in his account. The teller called him up & pleaded not to withdraw & return the money to the bank (which he did naman).

**_Cathy_** · June 7th, 2017 12:20 PM

Originally Posted by bugsmobile

Similar thing happened to my best friend many years ago. I think the teller erroneously deposited an amount in his account. The teller called him up & pleaded not to withdraw & return the money to the bank (which he did naman).

Samin may allowance (I forgot how much) ang tellers for error. Hindi nila babayaran yung amount pero siyempre minus yun sa yearly performance evaluation.

BPI is in deep sh1t. May interview na BSP governor. Ang problema kasi recurring ang technical issue nila

I wonder gaano kahaba pila sa BPI sa building namin :P

**oj88** · June 7th, 2017 12:28 PM

In the UK, the act of withdrawing and keeping money that was a result of a bank error is called "Retaining Wrongful Credit", from the 1968 Theft Act.

Can any lawyer here specify what the equivalent Philippine law or Act is?