BPI Savings Account Holders Experiencing Lost Money, Negative Balances[MERGED]

[_Cathy_]

According to my friend who works in a different bank, di DAW liable o pwede kasuhan yun nagwithdraw ng pera, ang magagawa lang daw talaga is negative balance.

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So my former boss was right. Wala talaga habol.

Kung employees yan like what has been mentioned pwede nga i neg bal. Pero kung depositor lang tapos zinero out account wala ng habol yan. Kung maliit na amount (eg 100k) masyado tedious habulin yan. Sa CC mga write off na ang amount na di mabayaran e

The CEO even mentioned na "i hope they don't spend it"

Baka nga there's not much they can do para mabawi yung pera, bukod sa nabanggit mo na negative balance thingie.


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Sa interview di nga masagot ng derecho.

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[_Qwerty_]

wala naman nakapag withdraw today nang ganyan kalaking halaga.. as they said you can only withdraw 20K max sa regular ATM nang BPI.. and nung pumutok yan kanina sarado pa banko so walang naka pag over the counter..

[_Cathy_]

wala naman nakapag withdraw today nang ganyan kalaking halaga.. as they said you can only withdraw 20K max sa regular ATM nang BPI.. and nung pumutok yan kanina sarado pa banko so walang naka pag over the counter..

Buti na lang pala 20k max withdrawal sa ATM

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[shadow]

So my former boss was right. Wala talaga habol.

Kung employees yan like what has been mentioned pwede nga i neg bal. Pero kung depositor lang tapos zinero out account wala ng habol yan. Kung maliit na amount (eg 100k) masyado tedious habulin yan. Sa CC mga write off na ang amount na di mabayaran e

Sa interview di nga masagot ng derecho.

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Hahabulin nila yan. Iba Naman CC eh. Risk ng bank yan dahil nabigay Sila ng credit line ng walang collateral saka text credit na lang yan. But this one theft talaga yan ginawa ng account owner


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[_Cathy_]

Hahabulin nila yan. Iba Naman CC eh. Risk ng bank yan dahil nabigay Sila ng credit line ng walang collateral saka text credit na lang yan. But this one theft talaga yan ginawa ng account owner


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Sabi ng former boss ko wala talaga habol. Kahit si Conzing nung tinanong sa ANC di niya masagot :P Sabi niya possible legal action, e lugi pa sila kung mag legal action sila sa P20k na amount :P

Ang lagot yung mga payroll account na nag withdraw. I agree with Vinj na dapat mag HR sanction kasi it showed lacked of integrity.

[Ry_Tower]

Hahabulin nila yan. Iba Naman CC eh. Risk ng bank yan dahil nabigay Sila ng credit line ng walang collateral saka text credit na lang yan. But this one theft talaga yan ginawa ng account owner


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Yes, theft yan. Maliit lang talaga amount minsan ng CC overdue kaya hindi na kakaauhan. Mas magastos pa. Sa withdraw mo na hindi dapat, kung maliit lang say less P20K hindi ka din siguro kasuhan pero definitely your credit standing with other banks will alao suffer. Imagine the consequences if you do not return the money. Mas kawawa ka in the end for sure.

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[kai s.]

Haven't backread yet so I don't know if this has been asked and answered, pero online banking accounts lang ba affected? Or pati ATM-only accounts? Di ko pa kasi na-eenroll sa online banking yung akin, at hindi ko pa rin nachecheck laman nung ATM.

[leonleon]

Haven't backread yet so I don't know if this has been asked and answered, pero online banking accounts lang ba affected? Or pati ATM-only accounts? Di ko pa kasi na-eenroll sa online banking yung akin, at hindi ko pa rin nachecheck laman nung ATM.

AFAIK, ATM only accounts are affected in the sense that you cannot use ATM machines to transact (i.e. withdraw, balance inquiry, etc.) today, or until they solve the probllem.

[kai s.]

AFAIK, ATM only accounts are affected in the sense that you cannot use ATM machines to transact (i.e. withdraw, balance inquiry, etc.) today, or until they solve the probllem.

I meant if ATM-only accounts (like mine-- ATM only, no CC, no online banking) were also affected by the dagdag-bawas situation. I couldn't check my balance na eh when I tried, service unavailable daw, so I have no idea what happened to my deposits.

[_Cathy_]

yung magbabayad sa opsital kawawa, hindi ka na makapag bayad, lumalaki pa bill mo.

Yan una kong naisip. Unang hingi ng hospital initial deposit. Pano kung walang cash at BPI lang ang account at credit card.

Yun sinasabi ko kung na double credit it means two same transactions eh di Sa account din ng company nakuha yun extra credit.


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Oh may habol nga ganyan

Haven't backread yet so I don't know if this has been asked and answered, pero online banking accounts lang ba affected? Or pati ATM-only accounts? Di ko pa kasi na-eenroll sa online banking yung akin, at hindi ko pa rin nachecheck laman nung ATM.

Offline daw ATM

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[Monseratto]

Inter-branch transactionas are also affected. You can only do over the counter transactions in the branch where you opened your account. However you cannot update your passbook or check your balance.

Haven't backread yet so I don't know if this has been asked and answered, pero online banking accounts lang ba affected? Or pati ATM-only accounts? Di ko pa kasi na-eenroll sa online banking yung akin, at hindi ko pa rin nachecheck laman nung ATM.

[kai s.]

Inter-branch transactionas are also affected. You can only do over the counter transactions in the branch where you opened your account. However you cannot update your passbook or check your balance.

Ah. Damn. So there's no way for me to know if there were unauthorized transactions using my account no?

[leonleon]

You can only do over the counter transactions in the branch where you opened your account. However you cannot update your passbook or check your balance.

This means you can withdraw at your branch of account, presumably because they know your "real" balance?

How is that possible that your branch of account knows your true balance?

Don't they rely also on HQ to give them the real picture about your account?

[arvs18]

Malaki din magiging negative implication nito sa bank itself.

Marectify man yung situation, madaming mag pupull out ng money nila at ililipat sa ibang bank. Dahil sa takot na maulit nanaman yung pagkakamaling to.


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[_Cathy_]

Malaki din magiging negative implication nito sa bank itself.

Marectify man yung situation, madaming mag pupull out ng money nila at ililipat sa ibang bank. Dahil sa takot na maulit nanaman yung pagkakamaling to.


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Surprisingly none of my friends are thinking of closing their account with BPI. It's still better than BDO or Metro daw.

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[dreamur]

Surprisingly none of my friends are thinking of closing their account with BPI. It's still better than BDO or Metro daw.

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If it is a payroll account, it would not be that quick to switch banks. Lots of documentary requirements plus board resolution to open another account. Plus you have to manage the administration and employee communication.

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[_Cathy_]

If it is a payroll account, it would not be that quick to switch banks. Lots of documentary requirements plus board resolution to open another account. Plus you have to manage the administration and employee communication.

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I only meant my friends with personal savings. Majority kasi samin nasa BPI din ang personal savings.

Surprisingly wala pa statement HR namin e lahat dito BPI pinaguusapan

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[arvs18]

Kumusta na kaya yung I.T. Security Specialist nila. Tsaka yung nag run ng batch process. Hmmmmm.


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[arvs18]

Mas madaling sabihin na glitch lang kesa aminin na possible na na hack talaga sila

Mas malaki chance mawalan sila ng mga account holders kung alam nilang na-hack talaga hehe.

LinkedIn Account nila may job opening for "IT Security Specialist"

Glitch nga ba talaga hehe? Hmmm.



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[chronicle]

Its already near 4. Hanggang ngayon la padin online. I bet they dont have a rollback procedure in place. Or none understands the script that they ran. Lol.