BPI Savings Account Holders Experiencing Lost Money, Negative Balances[MERGED]

**Ry_Tower** · June 7th, 2017 04:29 PM

Originally Posted by dreamur

If what BPI is saying is true that they are double posting transactions between April 27 to May 2, those are dates where ordinary employees withdraw their salaries so most likely they are on the overdraft. Only those who made the deposits on those dates will get double credits so tataas ang balance nila. Usually mga konyo lang magdedeposit pag month end so bali lugi ang mga promdi nito. Dilawan talaga mga ayala.

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Taragis yan [emoji13] . Kasalanan ni De Lima

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**dreamur** · June 7th, 2017 04:29 PM

Originally Posted by _Cathy_

Surprisingly none of my friends are thinking of closing their account with BPI. It's still better than BDO or Metro daw.

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If it is a payroll account, it would not be that quick to switch banks. Lots of documentary requirements plus board resolution to open another account. Plus you have to manage the administration and employee communication.

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**_Cathy_** · June 7th, 2017 04:31 PM

Originally Posted by shadow

Hahabulin nila yan. Iba Naman CC eh. Risk ng bank yan dahil nabigay Sila ng credit line ng walang collateral saka text credit na lang yan. But this one theft talaga yan ginawa ng account owner

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Sabi ng former boss ko wala talaga habol. Kahit si Conzing nung tinanong sa ANC di niya masagot :P Sabi niya possible legal action, e lugi pa sila kung mag legal action sila sa P20k na amount :P

Ang lagot yung mga payroll account na nag withdraw. I agree with Vinj na dapat mag HR sanction kasi it showed lacked of integrity.

**leonleon** · June 7th, 2017 04:34 PM

Kawawa talaga yung kelangan mag-withdraw.

All ATMs are "unavailabe".

Laking hassle, to say the least.

**unmarked** · June 7th, 2017 04:35 PM

yung magbabayad sa opsital kawawa, hindi ka na makapag bayad, lumalaki pa bill mo.

**shadow** · June 7th, 2017 04:36 PM

Originally Posted by _Cathy_

Sabi ng former boss ko wala talaga habol. Kahit si Conzing nung tinanong sa ANC di niya masagot :P Sabi niya possible legal action, e lugi pa sila kung mag legal action sila sa P20k na amount :P

Ang lagot yung mga payroll account na nag withdraw. I agree with Vinj na dapat mag HR sanction kasi it showed lacked of integrity.

Yun sinasabi ko kung na double credit it means two same transactions eh di Sa account din ng company nakuha yun extra credit.

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**Ry_Tower** · June 7th, 2017 04:37 PM

Originally Posted by shadow

Hahabulin nila yan. Iba Naman CC eh. Risk ng bank yan dahil nabigay Sila ng credit line ng walang collateral saka text credit na lang yan. But this one theft talaga yan ginawa ng account owner

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Yes, theft yan. Maliit lang talaga amount minsan ng CC overdue kaya hindi na kakaauhan. Mas magastos pa. Sa withdraw mo na hindi dapat, kung maliit lang say less P20K hindi ka din siguro kasuhan pero definitely your credit standing with other banks will alao suffer. Imagine the consequences if you do not return the money. Mas kawawa ka in the end for sure.

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**kai s.** · June 7th, 2017 04:38 PM

Haven't backread yet so I don't know if this has been asked and answered, pero online banking accounts lang ba affected? Or pati ATM-only accounts? Di ko pa kasi na-eenroll sa online banking yung akin, at hindi ko pa rin nachecheck laman nung ATM.

**_Cathy_** · June 7th, 2017 04:41 PM

Originally Posted by dreamur

If it is a payroll account, it would not be that quick to switch banks. Lots of documentary requirements plus board resolution to open another account. Plus you have to manage the administration and employee communication.

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I only meant my friends with personal savings. Majority kasi samin nasa BPI din ang personal savings.

Surprisingly wala pa statement HR namin e lahat dito BPI pinaguusapan

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**leonleon** · June 7th, 2017 04:41 PM

Originally Posted by kai s.

Haven't backread yet so I don't know if this has been asked and answered, pero online banking accounts lang ba affected? Or pati ATM-only accounts? Di ko pa kasi na-eenroll sa online banking yung akin, at hindi ko pa rin nachecheck laman nung ATM.

AFAIK, ATM only accounts are affected in the sense that you cannot use ATM machines to transact (i.e. withdraw, balance inquiry, etc.) today, or until they solve the probllem.