BPI Savings Account Holders Experiencing Lost Money, Negative Balances[MERGED]

[Walter]

Maybe North Korea is hacking the banks? ...

[makelovenotwar]

BPI and SBC's issues are both caused by "bugs of newly installed software".
I don;t know the reason for those bugs...maybe lack of QA, review, etc.
No fraud or whatsoever.

[arvs18]

Baka iisa lang yung I.T Head or Security specialists ng mga yan :D Pare parehong palpak eh.

[greenlyt]

BPI and SBC's issues are both caused by "bugs of newly installed software".
I don;t know the reason for those bugs...maybe lack of QA, review, etc.
No fraud or whatsoever.

come on, every IT practitioner knows that a new software is tested several times in a test server which is a mirror of the production server.
lalo na s banks na very strict yun protocol na yan

[makelovenotwar]

come on, every IT practitioner knows that a new software is tested several times in a test server which is a mirror of the production server.
lalo na s banks na very strict yun protocol na yan

Agree.
And every IT practitioner knows that there is no perfect and bug-free software.
Realistically speaking, it's difficult to think of and test ALL possible scenarios that may happen in production.
And there is also the human error factor. Maybe on the deployment process, database part, network issues, etc.

[_Cathy_]

There's honda alabang and magallanes

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[kagalingan]

^
Yun nga ang insulto....... If you are from alabang.....why dayo to mindanao avenue qc.

Pero nung nabasa ko yung thread...... HONDA ALABANG HORROR STORIES...... hindi na rin nakakagulat.

[cast_no_shadow]

Up

From my friend, may notification sa kanya si BPI of fraudulent activities using her CC

called up BPI, may mga successful transactions:



Dineactivate na yung card niya

Hopefully ma-reverse yung fraudulent transaction




Sent from my iPhone using Tapatalk

[kagalingan]

ano ba nangyari sa mga ganyan credit card bakit ang dali mahack. Pag passbook ano kalokohan pwede mangyari.

[dr. d]

ano ba nangyari sa mga ganyan credit card bakit ang dali mahack. Pag passbook ano kalokohan pwede mangyari.

"computers."

[kagalingan]

"computers."

eh glitch lang yan doc. Madali maicorrect. Kasi sa saving may ebidensya na passbook at resibo plus the cctv kung kelan nagwithdraw.

Pero sa credit card grabe naman mga hackers, sinisiwsiw lang nila. Nakapagshopping ang mga kumag.

[dr. d]

eh glitch lang yan doc. Madali maicorrect. Kasi sa saving may ebidensya na passbook at resibo plus the cctv kung kelan nagwithdraw.

Pero sa credit card grabe naman mga hackers, sinisiwsiw lang nila. Nakapagshopping ang mga kumag.

that's what i meant, sir.
hackers armed with computers.

[A121]

ano ba nangyari sa mga ganyan credit card bakit ang dali mahack. Pag passbook ano kalokohan pwede mangyari.

Usually dun sa terminal sa cashier. Nakukuha CVV at iba pang details by magic. Minsan sa online payment options na di secure.

[heavenlee]

Speaking of CVV hacking -- got this message recently --

"Your online transaction at xxxx for USD xxxx.00 using your BDO xxxx mastercard ending in xxxx has been declined due to incorrect 3 digit security code provided. Please review your credit card details properly upon payment."

The transaction originated in California. And I never use this card for any online transaction. Maybe it's time to get rid of the CVV setup, and just use something like a OTP (One time password) for ever online transaction??? CVV is not safe. Easy to see, easy to get, easy to use in fraud.

[Ry_Tower]

Speaking of CVV hacking -- got this message recently --

"Your online transaction at xxxx for USD xxxx.00 using your BDO xxxx mastercard ending in xxxx has been declined due to incorrect 3 digit security code provided. Please review your credit card details properly upon payment."

The transaction originated in California. And I never use this card for any online transaction. Maybe it's time to get rid of the CVV setup, and just use something like a OTP (One time password) for ever online transaction??? CVV is not safe. Easy to see, easy to get, easy to use in fraud.

Yes, OTP is much more secure. Mas okay yan imho.

[sirkosero]

Up

From my friend, may notification sa kanya si BPI of fraudulent activities using her CC

called up BPI, may mga successful transactions:



Dineactivate na yung card niya

Hopefully ma-reverse yung fraudulent transaction




Sent from my iPhone using Tapatalk

Happened to a friend too. Card was skimmed, then social engineering to other details.



Sent from my MI MAX 2 using Tapatalk

[aNthraxx]

The new BPI app allows for a preset transaction that requires OTP. Mas secure nga talaga OTP.

With PNB you cannot transact w/o an OTP a bit irritating sometimes when my roaming fails but a very minor inconvenience than lossing money.

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[chronicle]

Sometimes, otp dont come in time. Expired na yung session wala paring text.


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[A121]

Sometimes, otp dont come in time. Expired na yung session wala paring text.


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Pwede naman magrequest ulit.

[gongrhey]

I have no problem with OTP kahit I am overseas mabilis dumating sa registered mobile number ko. Ok din yung finger print scan to log in sa online banking.

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