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  1. Join Date
    Nov 2010
    Posts
    25,276
    #1
    Quote Originally Posted by carwhacko View Post
    I find it odd that BDO won’t give me a credit card kahit may existing cards na ako and also I have a balance naman na mnmaintain sa BDO account ko. I have no previous bad debts etc.


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    Quote Originally Posted by papi smith View Post
    Same tayo, ako di rin inasikaso, and to think, decent naman ang deposit ko sa kanila
    That is indeed weird. Dapat nga may tumawag na sa inyo at alukin kayo CC imho.

  2. Join Date
    Jan 2012
    Posts
    2,376
    #2
    Quote Originally Posted by Ry_Tower View Post
    That is indeed weird. Dapat nga may tumawag na sa inyo at alukin kayo CC imho.
    Right? Really weird. And also I have Platinum and Gold cards with Eastwest Bank, HSBC, Citibank and Unionbank. Is it because I have a newly acquired car loan? I have no miss payments with my cards, bills and car loan.


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  3. Join Date
    Jul 2007
    Posts
    57,767
    #3
    Quote Originally Posted by carwhacko View Post
    Right? Really weird. And also I have Platinum and Gold cards with Eastwest Bank, HSBC, Citibank and Unionbank. Is it because I have a newly acquired car loan? I have no miss payments with my cards, bills and car loan.


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    Why do you need so much cards anyway???

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  4. Join Date
    Nov 2014
    Posts
    61
    #4
    Quote Originally Posted by carwhacko View Post
    I find it odd that BDO won’t give me a credit card kahit may existing cards na ako and also I have a balance naman na mnmaintain sa BDO account ko. I have no previous bad debts etc.


    Sent from my iPhone using Tapatalk
    Same thing with you sir carwhacko, I already have UNIONBANK, CITIBANK and RCBC BANKARD cards but tried to apply with BDO but they didn't approved,
    don't know why. Thanks

  5. Join Date
    Jul 2007
    Posts
    57,767
    #5
    Basta ako I avoid giving Chinese business. That is so hard given almost everything is made or has raw materials from China! These greedy Chinese are screwing us Filipinos

    Remember the tainted milk and dog food? Lahat ng ways para makapang gulang even at the expense of the consumers.

    Europeans and Americans are not like that
    Last edited by _Cathy_; June 11th, 2018 at 02:31 PM.

  6. Join Date
    Jan 2016
    Posts
    6,813
    #6
    Sy is not China, and the Ayalas et al are not Spain

  7. Join Date
    Jul 2007
    Posts
    57,767
    #7
    Quote Originally Posted by papi smith View Post
    Sy is not China, and the Ayalas et al are not Spain
    Henry Sy is not Chinese. really?

    And what's with the mocking ?

  8. Join Date
    Mar 2004
    Posts
    10,314
    #8
    Quote Originally Posted by _Cathy_ View Post
    Europeans and Americans are not like that

    Of course ... they are better ... they do things on a much larger scale ... Apple, ENRON, Exxonmobil, Sanofi (Dengvaxia), Theranos, Volkswagen ...

    At least in Apple's case, the company is exploiting the Chinese workers (indirectly) ... and of course it's ok for Sanofi to make guinea pigs out of Filipinos because they are European ... and Europeans are morally upright(?) ...

  9. Join Date
    Jan 2012
    Posts
    2,376
    #9
    Quote Originally Posted by ar2roph View Post
    Same thing with you sir carwhacko, I already have UNIONBANK, CITIBANK and RCBC BANKARD cards but tried to apply with BDO but they didn't approved,
    don't know why. Thanks
    Hindi ko alam if I should maintain a certain amount of M in my BDO account?


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  10. Join Date
    Jan 2016
    Posts
    6,813
    #10
    Quote Originally Posted by carwhacko View Post
    Hindi ko alam if I should maintain a certain amount of M in my BDO account?


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    This I did for more than a year, nothing happened, when I was taking it out, lapit sakin ung isang officer, sabay tanong bakit daw, hehe....

    Btw, M stands for Monay right?

  11. Join Date
    Jan 2012
    Posts
    2,376
    #11
    Quote Originally Posted by papi smith View Post
    This I did for more than a year, nothing happened, when I was taking it out, lapit sakin ung isang officer, sabay tanong bakit daw, hehe....

    Btw, M stands for Monay right?
    Hahahahaha M for Monay! [emoji23]


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  12. Join Date
    Nov 2010
    Posts
    25,276
    #12
    BPI. Very happy with it so far.

    Sent from my LG-H990 using Tapatalk
    Fasten your seatbelt! Or else... Driven To Thrill!

  13. Join Date
    Mar 2010
    Posts
    2,275
    #13
    ^BPI

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  14. Join Date
    Aug 2017
    Posts
    232
    #14
    BPI... Plus they always waive my annual fee

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  15. Join Date
    Apr 2012
    Posts
    3,469
    #15
    How much credit cards usuall charge for cash advance?

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  16. Join Date
    Jun 2015
    Posts
    2,751
    #16
    Quote Originally Posted by jaggerx3 View Post
    How much credit cards usuall charge for cash advance?

    Sent from my SM-J730G using Tapatalk
    Check your card's website. AFAIK, kung 3.5% ang interes sa purchases, yun din ang interes sa cash advance. May interes agad as soon as you "withdraw" the money kahit pa bayaran mo within 24 hours.

  17. Join Date
    Oct 2002
    Posts
    10,819
    #17
    Buwaya sa pera yang bdo. Yung intl cc ko pag bdo ang terminal may 4.5% charge tapos ang baba ng exchange rate P13.40/1SR. Sa bpi walang charge na 4.5% at exchange rate nila P13.80/1SR. Yun din intl atm ko pag bdo ang fee ay P250/10k saka same low exchange rate. Sa bpi P250/20k (or half of bdo's fee) and exchange rate is same higher than bdo.

  18. Join Date
    Nov 2017
    Posts
    1,748
    #18
    Quote Originally Posted by yebo View Post
    Buwaya sa pera yang bdo. Yung intl cc ko pag bdo ang terminal may 4.5% charge tapos ang baba ng exchange rate P13.40/1SR. Sa bpi walang charge na 4.5% at exchange rate nila P13.80/1SR. Yun din intl atm ko pag bdo ang fee ay P250/10k saka same low exchange rate. Sa bpi P250/20k (or half of bdo's fee) and exchange rate is same higher than bdo.
    Baka naman me points ka sa SM advantage card [emoji16][emoji16]

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  19. Join Date
    Mar 2004
    Posts
    10,314
    #19
    A lot of people get fooled by the SM advantage card points thinking they get more benefits from BDO ...

  20. Join Date
    Aug 2018
    Posts
    3,733
    #20
    Twitter

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BPI or BDO credit cards?