BPI or BDO credit cards?

[sean-archer]

Which would you recommend?

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[_Cathy_]

definitely BPI

Why give greedy SM your business? They are so unethical.

[sean-archer]

definitely BPI

Why give greedy SM your business? They are so unethical.

Tsk mam cath, why would you say so? Just curious.

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[_Cathy_]

Tsk mam cath, why would you say so? Just curious.

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You are not aware of SM's greedy unethical business practice?

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[sean-archer]

You are not aware of SM's greedy unethical business practice?

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Educate me please

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[2lits17]

eto example when i still have a bdo card.

pag due date ng card ko falls on saturday on sunday, i still need to pay it before the due date, if i pay it on monday, automatic penalty, when i call for waiver they will tell me their bank is open on weekends so i can pay kahit weekends.

other cards....not just bpi. if my due date falls on sunday i can still pay on monday.

yan lang naalala ko sa bdo card ko noon, and i have this impression that they just want me because of my money, pag ikaw hihingi ng favor, like mga reversal ng fees, etc. deadma ka. lol

[dr. d]

definitely BPI

Why give greedy SM your business? They are so unethical.

wasn't madam just complaining about bpi's ineptness in the other thread?

[_Cathy_]

Educate me please

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I'll end up writing an essay. But to cut things short, magulang ang SM. Parating iniisahan mga customers at suppliers. Sama ng ugali.

wasn't madam just complaining about bpi's ineptness in the other thread?

Yes but I would never switch to BDO from BPI. The Philippines is being run by the Chinese already

[Brad Delp]

BPI, sa lahat ng transactions ko, not just credit card.

[babybackrivs]

I think it’s nice to have both so you’ll get promos of two banks


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[cast_no_shadow]

I think it’s nice to have both so you’ll get promos of two banks


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I have BDO, wifey has BPI and I agree kung ano yung may promo/deal/perks yun ang card na gagamitin namin.

Re: BDO due date, if it falls on a weekend or holiday I pay on the next working day. No penalty or any late charges incurred.


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[papi smith]

My daughter's CC was hacked, it was used online overseas, waiting for dispute form. So how does the dispute work? Do you have to pay the disputed amount while it is being resolved? How long does it take to be resolved? It's still 3 weeks away from payment deadline.

[SpinCycle]

My daughter's CC was hacked, it was used online overseas, waiting for dispute form. So how does the dispute work? Do you have to pay the disputed amount while it is being resolved? How long does it take to be resolved? It's still 3 weeks away from payment deadline.

Usually, you don't have to pay a disputed transaction until the investigation is completed. But check with the bank to be sure.



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[shadow]

I have BDO, wifey has BPI and I agree kung ano yung may promo/deal/perks yun ang card na gagamitin namin.

Re: BDO due date, if it falls on a weekend or holiday I pay on the next working day. No penalty or any late charges incurred.


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Yes. But mahina yun bank dahil hinde nila na flagged. Citibank suspended and replaced my CC several times because they had flagged questionable purchases. They just call and informed me what they were doing and just wait for the replacement card.


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[shadow]

Either. Actually preference mo na lang, all Credit cards are the same at least for me. Maybe get where you have an account para mas mabilis sa Payment.

Ano ba existing Credit card mo ngayon?


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[sean-archer]

Either. Actually preference mo na lang, all Credit cards are the same at least for me. Maybe get where you have an account para mas mabilis sa Payment.

Ano ba existing Credit card mo ngayon?


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I got a citibank credit-card for the longest time. , I have both bank accounts with BPI and BDO, also for the longest time, both were trying to offer me credit cards, I want a secondary credit car hence I'm choosing from the two.

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[shadow]

I got a citibank credit-card for the longest time. , I have both bank accounts with BPI and BDO, also for the longest time, both were trying to offer me credit cards, I want a secondary credit car hence I'm choosing from the two.

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I don't know. It's not really a hard decision, there's no difference maybe get the one who'll offer free lifetime annual fee.

Or get both.


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[carwhacko]

I find it odd that BDO won’t give me a credit card kahit may existing cards na ako and also I have a balance naman na mnmaintain sa BDO account ko. I have no previous bad debts etc.


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[papi smith]

Same tayo, ako di rin inasikaso, and to think, decent naman ang deposit ko sa kanila

I find it odd that BDO won’t give me a credit card kahit may existing cards na ako and also I have a balance naman na mnmaintain sa BDO account ko. I have no previous bad debts etc.


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[Walter]

So ... the Spaniards did not exploit the Philippines? ... 300 years ...

Business are inherently greedy ... otherwise they won't grow ... or be eaten alive by their competitors ... AOL, Blockbuster, Compaq, Friendster, Kodak, MySpace, Napster, Polaroid, Radio Shack, Tower Records, Yahoo ...