BPI Bank still offline, what's going on?

[papi smith]

Binalik naman na ng BPI sa saving account , na doble yung withdrawal nung 30 Dec.

On their trading account, binalik din yung transaction ng 27 Dec. Buti na lang maganda stocks movement yesterday hehe.


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Ung BPI trade ko sobra nh 59k kahapon, kinabig na kanina [emoji16]

[Akky M]

Ung BPI trade ko sobra nh 59k kahapon, kinabig na kanina [emoji16]

Pag sobra mabilis kunin hehe.

Bought a bdo stocks on 27-dec at 106 per share, dinoble charge ng 212K. Mabait naman at binalik agad hehe.


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[makelovenotwar]

Ang pagkaka-intindi ko sa mga "Debit / Credit Memo" postings ay result sila ng end-of-day/year balancing programs ng mga banks.

Kasi diba dapat laging balanse yung each transaction.
Credit P500 yung bank
Debit P500 yung client

So malamang ay nagka-problem somewhere dun sa pag-balance dahil sa pag-change ng year.
Baka gumamit yung BPI ng bagong module for end-of-year balancing tapos ito yung first time na nag-change ng year sa live/production environment.
Or baka nagka-problem yung logic kasi yung Jan1 ay holiday at non-banking day at the same time.

Ang biruan namin jan sa BPI ay karma sa kanila yan.
Mahilig kasi sila magpa-present ng mga IT products from 3rd party IT vendors tapos kapag nagustuhan nila yung idea, instead na bilhin nila from 3rd party ay ipapagawa na lang nila sa in-house IT nila.

[dreamur]

Bato2 sa langit...

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[papi smith]

Hindi ata lalabas na negative sa app ang balance, IIRC, hindi nag ganun sa app ko, even if palagi advance payment ko because of the Shopee coins promo back then. You can email MERALCO to check, pwede call pero ang hirap maka get through, tapos medyo slow pa ung sasagot maiinis ka lang hehe

[BratPAQ]

Hindi ata lalabas na negative sa app ang balance, IIRC, hindi nag ganun sa app ko, even if palagi advance payment ko because of the Shopee coins promo back then. You can email MERALCO to check, pwede call pero ang hirap maka get through, tapos medyo slow pa ung sasagot maiinis ka lang hehe

Thanks for the info. Medyo bapayapa ako, I hope it's true. They might have a hard time getting it back from Meralco. I'm ok not paying my Meralco bill next cycle.

[glenn_duke]

Thanks for the info. Medyo bapayapa ako, I hope it's true. They might have a hard time getting it back from Meralco. I'm ok not paying my Meralco bill next cycle.

Sa electronic bill ko sa meralco if I overpaid my last bill the extra payment will appear in my bill. Sa pldt app if I overpaid my internet it will appear as negative in the app. I suggest you follow up sa bpi.

Sa bpi credit card ko yung hotel bills I paid on Dec 30 and 31 na post lang nung Jan 3 and 4, walang duplicate charge.

[baludoy]

Nagkaka problems kagabi sa grocery iyong ibang gumagamit Ng bpi debit card. Hindi agad process Ng terminal nila for some reason. Humahaba tuloy iyong linya.

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[papi smith]

Kami kahapon BPI CC naman, declined.

[BratPAQ]

Money transfer is currently down. May mga nagsasabi na na deduct yung transfer pero hindi dumarating. I think this is for all the bank that used instapay including gcash and maya.

[Monseratto]

Money transfer is currently down. May mga nagsasabi na na deduct yung transfer pero hindi dumarating. I think this is for all the bank that used instapay including gcash and maya.

Got "server error" for 2 transactions tapos na deduct from my account yung pinatransfer pero didn't receive confirmatory email... ngayon di ko alam if pumasok or hinde yung transaction.

[Mask Rider Blac]

OT

Tumawag si BPI RM kanina.
Summary:
Preferred client status will continue until yearend, despite falling below P1M maintaining balance (consolidated);
Need to maintain P1M by Jan 1 next year to continue benefits of Preferred client (ung no service charge on bank transfers madalas ko nagagamit dito);
5.02% net on 35-day TD, min P5M;
3.5% gross on 32-day TD, min P2M

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[Mask Rider Blac]

OT

Tumawag si BPI RM kanina.
Summary:
Preferred client status will continue until yearend, despite falling below P1M maintaining balance (consolidated);
Need to maintain P1M by Jan 1 next year to continue benefits of Preferred client (ung no service charge on bank transfers madalas ko nagagamit dito);
5.02% net on 35-day TD, min P5M;
3.5% gross on 32-day TD, min P2M

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Ito ung sa preferred client..

[papi smith]

Ito ung sa preferred client..

Goodbye preferred status [emoji1] ung crisp bills na request ko mukhang walang pag asa [emoji13] ano pa ba advantage ng preferred?

[_Cathy_]

Goodbye preferred status [emoji1] ung crisp bills na request ko mukhang walang pag asa [emoji13] ano pa ba advantage ng preferred?

Yung RM saka dedicated line kasi it's so hard to call sa regular line

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[papi smith]

Yung RM saka dedicated line kasi it's so hard to call sa regular line

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Do you get perks from your RM? Sakin kasi binebentahan lang ako ng insurance [emoji13]

Btw what's the dedicated line for preferred, ngayon ko lang narinig yan, alam ko lang kasi yung cellphone number ng RM.

Baka dun ako pwede tumawag para sa credit card problem ko. Or pwede ko kaya itawag na lang sa RM ko pag cc problem?

[Verbl Kint]

Goodbye preferred status [emoji1] ung crisp bills na request ko mukhang walang pag asa [emoji13] ano pa ba advantage ng preferred?

I didn't hear of anyone losing preferred status after the change to 1M from 500k, even if they didn't bother adding in the remaining amount to get to the 1M criterion.


I think it applies to just the new accounts.

[_Cathy_]

I didn't hear of anyone losing preferred status after the change to 1M from 500k, even if they didn't bother adding in the remaining amount to get to the 1M criterion.


I think it applies to just the new accounts.

My understanding in Mask Rider Blac's post is it's effective Jan 2024?

[papi smith]

May TD ba na 6% net?

[dreamur]

May TD ba na 6% net?

Meron. UNO 6.5%

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