Best and fair For Personal Loan

[nubesuke]

Guys need your advice for this. Who's offering the best/fair personal loan either bank or financing company. I'm a newlywed guy and we are expecting our first child in a 5-6 months. We decided personal loan since we can't save much in a short period. Hope somebody can give me advice regarding this. Thanks!

[Balikpinoy]

Bpi has good rates if you are a customer.

[erdiedizon]

The best try ur kamag anak or kaibigan po? But be sure to pay in time, mag aaway ang mag anak at kaibigan dahil sa utang.

[1D4LV]

Guys need your advice for this. Who's offering the best/fair personal loan either bank or financing company. I'm a newlywed guy and we are expecting our first child in a 5-6 months. We decided personal loan since we can't save much in a short period. Hope somebody can give me advice regarding this. Thanks!

what would you need the loan for? for a starting family, mahirap magbayad ng loans + may baby pa.
kung sa hospital expenses lang naman, wala kayong medical benefits?
kung pagdagdag lang, baka pwede ka mag loan sa SSS and sa Pagibig.

[nubesuke]

what would you need the loan for? for a starting family, mahirap magbayad ng loans + may baby pa.
kung sa hospital expenses lang naman, wala kayong medical benefits?
kung pagdagdag lang, baka pwede ka mag loan sa SSS and sa Pagibig.

Thanks guys sa pagsagot, Meron naman pero ang health cards sa pagkakaalam ko is Hindi Sakop ang panganganak & yes we both applied for SSS and Pag Ibig until now wala pa feedback Kung magkano. Nagreready Lang kami mas maganda ready kesa late na. We can spare upto 15k a month for two years naman. Kung Mahaba haba sana ipunan Kaya namin kahit Hindi na magloan.

[Lew_Alcindor]

SSS/GSIS or PAGIBIG.
Mas maluwag yang mga sa yan sa repayments.

Matanong ko lang, magkano ba ang estimated na gagatusin sa panganganak? Kung kaya ni misis ang normal delivery, go for it. Mas mura at mas mabilis ang recovery. Misis ko eh 1 day after manganak malakas na. Dun sa panganay ko eh nanganak siya ng 11AM. 11PM na eh gising pa at nakikipag-tsismisan sa mga dalaw hahaha.

FYI, we spent 14K for my first born hahaha (infirmary lang ito) and 40K sa second kid kasi humirit si misis na gusto daw niya na magandang ospital naman hahaha.

[jodski]

Ensure mo contributions mo sa philhealth is updated.

If meron kayo place sa province, mas mura manganak dun. Yung 60 to 80k package na inooffer ng medical city dito sa manila, sa Lipa city na private hospital din is naglalaro lang sa 35 to 50 K

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[nubesuke]

Thanks guys mukha Ibang thread dapat ginawa ko "regarding gastos sa pangangnak"

[jodski]

Thanks guys mukha Ibang thread dapat ginawa ko "regarding gastos sa pangangnak"

Wala naman problem dun thread mo naman ito eh.

Kapag naka graduate ka na sa panganganak, ito mga next expenses mo

1) milk - kung hindi makapag produce naturally ang mother, ito ang mabigat na gastos weekly.

Can go 1,500 to 2k for every 2 weeks depende sa consumption ng baby and sa brand ng formula.

2) follow up checkups and vaccines - vaccines starts at 1,200 to 7,000 a session depende sa klase. Kung gusto mo free, hanap ka ng schedule sa health center in your barangay.

3) consumable baby supplies - diapers, wipes, soap

And the list goes on pero yan lang yung ilan sa basics



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[Ronald S.S.]

Guys need your advice for this. Who's offering the best/fair personal loan either bank or financing company. I'm a newlywed guy and we are expecting our first child in a 5-6 months. We decided personal loan since we can't save much in a short period. Hope somebody can give me advice regarding this. Thanks!

Hi nubesuke,

Banks or Financial institutions required a lot of documents, and they will not lend, small amount. Sayang naman ang sobra kung babayaran mo lang ng interest...If you will only use the money for childbirth, better ay pag-ipunan mo na lang.

Regards,
Ronald