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  1. Join Date
    Nov 2005
    Posts
    45,927
    #1
    NAV ang tinitingnan dyan

  2. Join Date
    Feb 2011
    Posts
    1,442
    #2
    Uitf are tranched meaning the senior members of the unit trust fund are paid first

    If bago ka lang baka you'll just fare better at 1% more than Bank TD. Worst, baka mag negative
    ka pa and you lose a portion of your capital. Pero syempre pag tumagal pondo mo baka sa 2nd year you earn 25% interest.

    Somehow, uitf and mutual funds are like ponzi schemes eh, the new ones bear the brunt of low interest or risk of not getting paid pero yun mga matagal na, yun ang kumikita.

    Though, at least wala naman fraud element, pero still you have the risk of default if yun bdo fund manager made an error in judgment kung san i-invest pera mo, though since they invest in a number of bonds, diversified naman.

    ------

    Besides, ano ba returns ng bond funds, baka maswerte na 5%. Minus all taxes and fees. Kung 10k lang investment mo, eh di 500 lang yun in a YEAR! Kulang pa pang sambokojin

    if you really want to play, open a paypal account, invest sa nasdaq or any online stock exchange, tapos ang bantayan mo eh ETF (exchange traded-fund) and index funds mirroring the top markets in the US. Though, you need at least P1M play money dito. Average rate of return sa US stocks at compunded eh mga 10% to 12% annually, but that doesnt mean you wait 1 year for it, malay mo swertehin ka ngaun, in 3 days kitain mo yan.

    Ang binabantayan ko ngsun eh mga stocks ng apple third party apps, there's money to be made there. Look at instagram, king nag-invest lang sana ako dun ng 2010, siguro may extra 200k ako ngaun, baba pa noon shares nila eh, eh ngaun binili ni facebook ng 2B. Mahal na ata per share nils ngaun.

    The dotcom bubble is starting again, and it's starting with the new apps. Maganda kase ang setup ni apple ad apple id account. talagang may pers. kay i shy away from androids na puro piracy, there's no money to be made there eh libre eh. americans are the top consumers of the world, whats $2 to $3 apps to them for their ipads, iphones, ipod and mba diba?

    -----

    If you really want to play the investment game, I suggest you read the life of Buffet and his mentor, Graham. And also graham's book security analysis and the intelligent investor.




    Sent from my iPad using Tapatalk
    Last edited by pop3corn; October 11th, 2012 at 07:14 PM.

  3. Join Date
    Nov 2005
    Posts
    45,927
    #3
    Quote Originally Posted by pop3corn View Post
    Uitf are tranched meaning the senior members of the unit trust fund are paid first
    OB you've been reading too much and got confused

    tranches sa CDO po yan hindi sa UITF

  4. Join Date
    Jan 2011
    Posts
    445
    #4
    Quote Originally Posted by pop3corn View Post
    Uitf are tranched meaning the senior members of the unit trust fund are paid first

    If bago ka lang baka you'll just fare better at 1% more than Bank TD. Worst, baka mag negative
    ka pa and you lose a portion of your capital. Pero syempre pag tumagal pondo mo baka sa 2nd year you earn 25% interest.

    Somehow, uitf and mutual funds are like ponzi schemes eh, the new ones bear the brunt of low interest or risk of not getting paid pero yun mga matagal na, yun ang kumikita.

    Though, at least wala naman fraud element, pero still you have the risk of default if yun bdo fund manager made an error in judgment kung san i-invest pera mo, though since they invest in a number of bonds, diversified naman.

    ------

    Besides, ano ba returns ng bond funds, baka maswerte na 5%. Minus all taxes and fees. Kung 10k lang investment mo, eh di 500 lang yun in a YEAR! Kulang pa pang sambokojin

    if you really want to play, open a paypal account, invest sa nasdaq or any online stock exchange, tapos ang bantayan mo eh ETF (exchange traded-fund) and index funds mirroring the top markets in the US. Though, you need at least P1M play money dito. Average rate of return sa US stocks at compunded eh mga 10% to 12% annually, but that doesnt mean you wait 1 year for it, malay mo swertehin ka ngaun, in 3 days kitain mo yan.

    Ang binabantayan ko ngsun eh mga stocks ng apple third party apps, there's money to be made there. Look at instagram, king nag-invest lang sana ako dun ng 2010, siguro may extra 200k ako ngaun, baba pa noon shares nila eh, eh ngaun binili ni facebook ng 2B. Mahal na ata per share nils ngaun.

    The dotcom bubble is starting again, and it's starting with the new apps. Maganda kase ang setup ni apple ad apple id account. talagang may pers. kay i shy away from androids na puro piracy, there's no money to be made there eh libre eh. americans are the top consumers of the world, whats $2 to $3 apps to them for their ipads, iphones, ipod and mba diba?

    -----

    If you really want to play the investment game, I suggest you read the life of Buffet and his mentor, Graham. And also graham's book security analysis and the intelligent investor.




    Sent from my iPad using Tapatalk
    I suggest you review your statements regarding mutual funds and uitf. It seems you dont know what youre talking about.:D

  5. Join Date
    Feb 2011
    Posts
    1,442
    #5
    The set of bdo uitf are the tranch themselves, yan ang analysis ko. Fund manager is bdo as a whole. Kaya may panalo uitf at may talong uitf sila.

    They're just distributing earnings with regards to NAVPU, may sidepocket yan diba

    Sent from my iPad using Tapatalk

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