ATM Skimming and EMV Chips by 2016

[chronicle]

Diba pag payroll account, sa company hr binibigay ang card for them to distribute to the employees?

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[dreamur]

Diba pag payroll account, sa company hr binibigay ang card for them to distribute to the employees?

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It depends on your arrangement with the bank. Besides, if you are the HR of a company, say as big as Convergys, who would like to distribute thousands of ATM cards to employees all over the Philippines?

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[chronicle]

It depends on your arrangement with the bank. Besides, if you are the HR of a company, say as big as Convergys, who would like to distribute thousands of ATM cards to employees all over the Philippines?

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Ok. I thought all payroll account should be between the company and bank only.

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[Egan101]

Ok. I thought all payroll account should be between the company and bank only.

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Nope, the company will refer the employee to their preferred bank where their payroll system can easily be processed. The bank then tags such accounts so that they will not be charged fees if they fall below the monthly allowable daily balance. In case of separation, the employee can convert the account into a regular savings account or close it.


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[JohnM]

Nope, the company will refer the employee to their preferred bank where their payroll system can easily be processed. The bank then tags such accounts so that they will not be charged fees if they fall below the monthly allowable daily balance. In case of separation, the employee can convert the account into a regular savings account or close it.

Correct. Nirefer lang nila kami sa bank of account. HR gave us a form to fill up and we personally went to the bank to open our accounts. I guess this means na that branch of account is responsible for replacing our cards with EMV ones. Riot yan kung sabado lang ang distribution.

[jodski]

Kasama sa pagpalit lately ng emv conversion ng BPI is account linkage.

They plan to make you have only one card for all your accounts.

Okay na sana yung idea except for the pre-set limits... so meaning, if you want to withdraw more than 20k, mag over the counter ka na [emoji23]🤣[emoji41]



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[StockEngine]

Kasama sa pagpalit lately ng emv conversion ng BPI is account linkage.

They plan to make you have only one card for all your accounts.

Okay na sana yung idea except for the pre-set limits... so meaning, if you want to withdraw more than 20k, mag over the counter ka na [emoji23]🤣[emoji41]



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nakakainis nakita yun secret account ko [emoji28]

FOCUS

[Sarsi]

nakakainis nakita yun secret account ko [emoji28]

FOCUS

Time to open an account from another bank, bro

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[StockEngine]

Time to open an account from another bank, bro

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lintek na bpi 🤣

FOCUS

[Sarsi]

Nasa BPI ako kanina. The RM told me na ma deactivate din daw itong EPS debit card, and only the mastercard ATM can be used.



The other RM from another branch naman, okay lang daw na yung EPS ang active basta wag i activate yung mastercard ATM para pwede pa din magwithdraw per account.

Ano ba talaga?

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[Ry_Tower]

Nasa BPI ako kanina. The RM told me na ma deactivate din daw itong EPS debit card, and only the mastercard ATM can be used.



The other RM from another branch naman, okay lang daw na yung EPS ang active basta wag i activate yung mastercard ATM para pwede pa din magwithdraw per account.

Ano ba talaga?

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The latter explanation was the one also given to me. Until hindi mo pa ginagamit new card, okay pa daw EPS. I am not 100% sure though.

[Ry_Tower]

Time to open an account from another bank, bro

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Kung may Sin card/phone, ay Sin ATM na din pala.

[Sarsi]

Kung may Sin card/phone, ay Sin ATM na din pala.

Hahaha. Matagal na, bro.

Used to have one since 2009. Nakalagay lang sa auto. Pang emergency [emoji16]

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[jut703]

One reason why I keep multiple cards is because of the ATM withdrawal limit. I can't do OTC all the time as there are lots of instances where the bank is closed (weekends) or there is no bank available at all (provinces).

Buti nalang wala pang notification about my EMV card. Once it happens though, time to move some money to another bank.

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[papi smith]

50k a day is not sufficient for your emergency needs?

[jut703]

50k a day is not sufficient for your emergency needs?

20k per day lang limit ng ATM ko. How'd you make it 50k?

Anyway, I've bought quote a few things above 50k in cash before so baka kulangin din. But that would help.

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[_Cathy_]

20k per day lang limit ng ATM ko. How'd you make it 50k?

Anyway, I've bought quote a few things above 50k in cash before so baka kulangin din. But that would help.

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Meron bank 75k for regular account holders.

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[papi smith]

BDO, standard 50k, sa BPI, you just ask your branch to raise it to 50k.

[jut703]

Meron bank 100k for regular account holders.

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BPI bank ko. Do I just tell my RM to adjust my withdrawal limit?

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[vinrem]

BPI bank ko. Do I just tell my RM to adjust my withdrawal limit?

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Mine is the gold atm, 50k limit per day, and walang pila sa otc kasi preferred client.

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