Standard Insurance Co.

[whamos]

Guys, ask lang ako ng feedback about Standard Insurance Co. Ok ba sila? Mabilis pa sila magprocess ng claim? May current claim kasi ako sa kanila na Loss Due to Theft (na-carnap kasi auto ko). Ibinigay ko na lahat ng documents na kailangan nila (kahit yung iba parang paulit-ulit lang) tapos according to them, aabutin daw ng 2 months PERO laging may caveat na DEPENDE SA GANITO, DEPENSE SA GANYAN, DEPENSE SA MGA BOSSING NAMIN...

I hope I could get feedback from you guys. Thanks.

[_Qwerty_]

kahit saang insurance.. pag ganyang klaseng claim matagal talaga.. baka abutin pa nang 6 months yan..

[shadow]

pag na carnap parang 3 months ang waiting period before nila sabihin na "unrecover". pero sa standard sobrang tagal talaga diyan eons ago diyan insurance ng mga kotse namin...sobrang tagal mag process ng claims. never again

[rafmac]

Ang matagal dyan kasi you have to secure a PNP report that states that your car is unrecoverable and usually this takes 60-90 days upon the filing that your car was stolen. Once mabigay mo the PNP certification, that is the only time that they can process the claim. This is SOP for all insurance companies. So depende na lang gaano katagal nila i process yung claim mo. I'm estimating around 5-6 months after filing the car was stolen is the time you will get your payment.

[whamos]

Ang matagal dyan kasi you have to secure a PNP report that states that your car is unrecoverable and usually this takes 60-90 days upon the filing that your car was stolen. Once mabigay mo the PNP certification, that is the only time that they can process the claim. This is SOP for all insurance companies. So depende na lang gaano katagal nila i process yung claim mo. I'm estimating around 5-6 months after filing the car was stolen is the time you will get your payment.

Ok na ako dun sa report from Crame (Certificate of Non-Recovery), it took me more than 2 months to get it. Nasa Standard Insurance na lahat ng docs na kailangan nila. Sa tingin nyo, ilang months pa ang aabutin nyan before nila ako mabayaran?

[rafmac]

Ok na ako dun sa report from Crame (Certificate of Non-Recovery), it took me more than 2 months to get it. Nasa Standard Insurance na lahat ng docs na kailangan nila. Sa tingin nyo, ilang months pa ang aabutin nyan before nila ako mabayaran?

ah ok sa tingin ko another 2 months pa yan but htats just my guess

[bokista]

guys tanong ko lang. Kamukha ng nangyari sa TS, pag ba na carnap kotse mo at nag claim ka sa insurance, babayaran ba nila ng buo kung magkano yung unit? Oh may certain percentage lang sila? Like kung 50 percent lang, so kalahati lang nung price ng kotse babayaran nila?

[innovavilla]

guys tanong ko lang. Kamukha ng nangyari sa TS, pag ba na carnap kotse mo at nag claim ka sa insurance, babayaran ba nila ng buo kung magkano yung unit? Oh may certain percentage lang sila? Like kung 50 percent lang, so kalahati lang nung price ng kotse babayaran nila?

Babayaran ka nila bro based dun sa Sum Insured or Fair Market Value ng auto mo at the time of loss.........less the deductible (a.k.a participation)

Say Sum Insured is P300k less P2k deductible = P298k yung babayaran sayo.

HTH.

[whamos]

guys tanong ko lang. Kamukha ng nangyari sa TS, pag ba na carnap kotse mo at nag claim ka sa insurance, babayaran ba nila ng buo kung magkano yung unit? Oh may certain percentage lang sila? Like kung 50 percent lang, so kalahati lang nung price ng kotse babayaran nila?

According sa T&C ng policy ko and sa explanation ng imbestigador ng Standard Insurance, ung Amount Insured or Fair Market Value less deductibles like participation. Pwede yung higher or lower of the two, depende raw sa kanila. Nga pla, sabi nung imbestigador ng Standard, may weight yung veracity ng claim ko (kung totoo ba lahat ng rineport ko at mga statements ko sa police, affidavits, etc.) sa deductibles sakin. Ang labo nga nun e, kasi parang may subjectivity, kunwari, kahit ganong ka-totoo na yung nangyari kung hindi naman sila maniniwala edi parang ganun din.

[T-MAC01]

Mga sir gud pm.bkit po sakin standard din po insurance ko nung nabangga ng motor yung car ko nag ka dent yung fender at mags gasgas na malalim.pinalitan po lahat at yung 1 week waiting sa approval sa insurance tapos 1 week sa casa para replace mga sira.kaya sakin ok naman po siya branch po nila sa may madrigal ayala alabang.tnx po

[mahalay]

Mga sir gud pm.bkit po sakin standard din po insurance ko nung nabangga ng motor yung car ko nag ka dent yung fender at mags gasgas na malalim.pinalitan po lahat at yung 1 week waiting sa approval sa insurance tapos 1 week sa casa para replace mga sira.kaya sakin ok naman po siya branch po nila sa may madrigal ayala alabang.tnx po

baka malakas kapit mo boss, o di naman kaya taga SI ka? hehehe. joke lang. Standard Insurance Alabang din po sa akin, pero wala sira sila sa akin - di na ako kukuha ulit sa kanila insurance.

[SkyFlakes88]

Generally i prefer mapfre over standard but my insurer for me is still the best i know. Claims are so easy as long as you have all the documents needed and would agree on the price or where your car would be repaired my claims is always easily resolved. [emoji4]

[12vdc]

Tagal claims sa standard.Pasaway pa yung personnel ako daw mag stencil ng engine at chassis#. Already applied at mapfre, sa tuesday makukuha policy. As per my experience OK din ang Malayan.

[noone09]

Currently with this insurance co. Inhouse thru tyt makati. Filed own damage claim last sep 9. Loa was finally released this afternoon. That's 5-6 days.

Kapag inhouse di sila papayag na surplus. Bnew lang daw at casa lang repair niya.

[nicolite]

Standard insurance ko, Tanong ko lang 4years and 10months old na kotse ko matatapos ko ng bayaran sa bank this coming May 2016, binasag both headlights ko habanag naka park sa commonwealth market, sa policy ko 2,+++ yung participation fee ko, pag claim ko ba sa in house insurance ko sa Casa (standard) 2,+++php pa din ba babayaran ko to change both of my headlights? kasi nakapag pa hilamos na ako dahil sa mga gas gas 3,500php pa particiapation ko nun lang din binayaran ko magiiba kapag more than 3 years na yung kotse ko? naka tape lang both of my headlights hindi ko magamit sa gabi

[apir]

guys cover ba ng standard insurance ang own damage/self accident?..

[mayethcawilan08]

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[jaggerx3]

Yung unit ko 1 month na sa Casa. Wala pa.din LOA! Wtf

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[baludoy]

^ nakow! standard pa naman iyong insurer naman sa isa naming sasakyan. palit siguro ako sa oct ng insurance company kung ganyan pamamalakad sa standard maski na casa issued pa siya

[jaggerx3]

^ nakow! standard pa naman iyong insurer naman sa isa naming sasakyan. palit siguro ako sa oct ng insurance company kung ganyan pamamalakad sa standard maski na casa issued pa siya

Mag follow up nga ako mamaya. Masama lang pakiramdam ko ngayon. Not in a mood to get mad at them

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