Quote Originally Posted by EQAddict View Post
Bro what if she doesnt pay the Dp, and misses monthly payments?

Ginamit niya yung car FOR FREE while your credit rating is shot to hell. You will be FORCED to keep paying the monthly in order to preserve your credit rating. In the meantime she will find ways (emotional, physical, etc) to keep the car in her hands.

Get the car now.

This is only going down in flames.

Let me summarize:

1) bank didnt approve her loan cause her credit sucks balls
2) she used you instead to get the car and used you to take out a loan for her

3) you shelled out 450k for the downpayment
4) you wrote the checks to the bank for the monthly payments. All of these are post dated.
5) the car is in your name
6) now that she has her Fortuner she doesnt wanna pay till December
7) she has so much power over you that you are dyahe to get the car back from her? Or maybe you are afraid of her and her partner?
8) you are turning to strangers in a car forum for advice?
9) you seem like a capable person. If you can pass a bank credit check, cough up 450k in cold hard cash for a DP, etc....that means you know how to earn a living. Which would make me assume you have some common sense. So why the hell would you get into a situation like this? Your reasons about being a ninong to her kid ia extremely flimsy.
4) you wrote the checks to the bank for the monthly payments. All of these are post dated.
nope, wala akong checks na binigay pero auto debit sa account ko.

7) she has so much power over you that you are dyahe to get the car back from her? Or maybe you are afraid of her and her partner?
life is cheap. i have a gut feel na after nila makuha yung car sinubukan nila ako i setup para "patahimikin" but they failed.

8) you are turning to strangers in a car forum for advice?
The reason why I wanna get advice here is because I believe that there are people here that can help me. Just like what others are doing.

9) you seem like a capable person. If you can pass a bank credit check, cough up 450k in cold hard cash for a DP, etc....that means you know how to earn a living. Which would make me assume you have some common sense. So why the hell would you get into a situation like this? Your reasons about being a ninong to her kid ia extremely flimsy.

Maybe you havent known a guy like me but I am a very very good friend/person. If maiku kuwento ko pa sa inyo mga tulong na ginawa ko kahit sa mga hindi ko ka close sigurado hindi kayo maniniwala. last week lang baka may 3-4 na tao akong binigyan ng tulong financial at hindi ako umaasa sa bayad nila. Hindi sa nagmamalaki ako ha.