Results 31 to 40 of 506
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February 27th, 2009 01:12 AM #31
Please
My car was involved in a hit & run incident while i am parked. My front bumper got hit, the bumper cracked, the paint chipped and the plate holder cracked. Hindi ko napansin kung saan exactly nabangga kasi i only noticed upon arriving in my garage. Sa tingin ko naatrasan to habang naka parallel park ako sa mga places na pinuntahan ko kanina. Ni hindi man lang nag iwan ng note yung driver na naka atras... bad trip... My question is:
1. Do i have to pay the deductible if i claim it to my comprehensive insurance? Unfair kasi na mag ca-cash out ako e hindi naman ako ang may kasalanan. If only nahuli ko yung nakabangga
2. May iba pa po bang options para hindi na me magbayad ng participation fee? If theres any ano po?
TIA po sa mga mag rereply...
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February 27th, 2009 09:45 AM #32
Paps, with regards to your question..nkencounter n po ako ng ganyan, sad to say kelangan may participation fee tyo na bbbyadan sa insurance ntin kc nkIndicate sa polciy un sir na for evey claim we are entitled to pay for our deductible unless kung dun natin icclaim sa third party..kaya lng sir on your part wala na ung third party..
Hope this helps paps
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February 27th, 2009 09:54 AM #33
eh sir.. wala namang ibang mag shoulder nung participation nyo.. kaya no choice talaga kayo dyan..
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February 27th, 2009 10:15 AM #34
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February 27th, 2009 06:52 PM #35Sir comprehensive po yung insurance ng car ko, then na-involve po yung car ko sa isang gulo sa daan yung rear bumper ko is nayupi and nagasgas tapos meron rin pong chipped paint sa left front and rear door panel maliit lang naman tama po yata ng bato kasi nagbatuhan sila. Ganun po ba yun per panel parin ba ang pagbayad eh ang laki po kasi 3500 per panel dun sa participation fee willing ako bayaran yung sa rear bumper kasi malaki yung damage pano ko po makukumbinsi yung insurance na isama sa yung 2 panel ko na chipped paint lang naman kasi maliit lang yung damage tapos singilin pa ako ng another fee para dun sa door panels, Di ko na kasi nahabol yung mga salarin nakapark po sa labas ng bahay yung kotse ko. Ano po dapat kong sabihin para maisama yung mga door panels ko? TIA
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March 6th, 2009 02:40 AM #36
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March 6th, 2009 03:23 AM #37
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March 11th, 2009 08:26 AM #39Depreciation fee varies in percentage of share with regards to the age of your car. Your car is less than 3 years so you don't have share of depreciation....for me, its 40% since my car is over 7years old...
pano explain sa layman's term? ganito yun,kapag nabangga ka at wasak ang bumper mo,papalitan yun ng bago or 2nd hand parts,meron ka dung share... for example, the bumper cost 10k and your car is over 7years old, your share will be 40% of 10k plus participation (ex. 2k) so ang total na babayaran mo hindi lang 2k na participation kundi 6k pesos.....
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April 8th, 2009 02:01 AM #40
Ang isa po na maganda na example ay ang gulong (tires).
Binili nyo po sya ng January tapos nasira sya ng September.
Siempre gamit na iyon so hindi puede na palitan ng bagong gulong yon ng
insurance co. kasi gamit na. So kailangan mag share ka ng nagamit mo na
parte na mula January to September at ang Insurance naman October to
December ang share nila. Para mapalitan ng bagong gulong.
Kwento ng katrabaho ko, meron daw sya officemate dati na Italiano na tinanong daw bakit...
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