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View Poll Results: AOG insurance coverage, do you have it?

Voters
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  • YES !

    51 60.71%

  • No, and I have no plans in including it in my insurance coverage

    5 5.95%

  • No, but I have plans in including it in my insurance coverage

    19 22.62%

  • My car has no insurance

    9 10.71%
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  1. puchokoy
    puchokoy is offline Tsikot Member
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    October 1st, 2009 03:21 AM #31
    lucky for those who had a free AOG..today,just learned that ins companies are going to charge additional premium for AOG..hope its a reasonable price.
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  2. froshie1's Avatar
    froshie1
    froshie1 is offline Tsikot Member Rank 3
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    October 1st, 2009 06:41 AM #32
    automatic ba na kapag may AOG ka ay papalitan ang auto mo pag eto ay nabaha? hindi ba't ang unang gagawin ng insurance company ay irerepair muna ito at kung marepair ay iyon pa rin ang auto mo.

    iyon ang pagkakatanda ko. nagwork kasi ako dati sa isang non-life insurance company. hinahalintulad ko yan sa theft. may karapatan na hanapin ng insurance company ang sasakyan at sakaling mahanap irerepair lang ito at iyon ulit ang iyong sasakyan. hehehe tama nga ba? paki-correct na lang ako dahil ang work ko doon ay sa IT.
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  3. tidus1203's Avatar
    tidus1203
    tidus1203 is offline Wheelin and Dealin'
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    October 1st, 2009 07:02 AM #33
    ^^That is right! Repair muna before pay! Pag di na talaga ma repair tsaka sila magbabayad. They don't replace!
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  4. Memphis Raines's Avatar
    Memphis Raines
    Memphis Raines is offline Moderator
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    October 1st, 2009 07:42 AM #34
    Yup, last time I checked (about last year) it was 7% of the car's retail value. My relatives in Malabon gets this extra premium due to the nature of their neighborhood.

    Small price to pay for total piece of mind in my opinion
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  5. CVT's Avatar
    CVT
    CVT is offline Hoosier'ed Hotspur
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    October 1st, 2009 08:27 AM #35
    Quote Originally Posted by ssaloon View Post
    Hmmmm come to think of it, I paid 25k++ for my car's insurance (purchased brand new), which includes AOG coverage of the vehicles total amount.

    I think not bad na rin since this is the going rate of insurance for compact cars nowadays.

    Bro.,- mukhang medyo mahal ang insurance mo....

    Anyway, we have the AOG included in all our insure-able vehicles....

    8701:soccer:
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  6. actor21
    actor21 is offline Tsikot Member Rank 2
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    October 1st, 2009 08:47 AM #36
    ako din i paid 25k (exact) for my Vios 1.5G AT sa Malayan,....nagmamadali na kase ako noon e waaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa
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  7. claRkEnt's Avatar
    claRkEnt
    claRkEnt is offline I'm always around
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    October 1st, 2009 10:20 AM #37
    an additional premium of about 3-4k pesos for inclusion of AOG in your policy.
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  8. renzo_d10's Avatar
    renzo_d10
    renzo_d10 is offline twoyotas
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    October 1st, 2009 10:26 AM #38
    Quote Originally Posted by tidus1203 View Post
    ^^That is right! Repair muna before pay! Pag di na talaga ma repair tsaka sila magbabayad. They don't replace!

    But sir compact's fd was replaced by the dealer for free.
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  9. tidus1203's Avatar
    tidus1203
    tidus1203 is offline Wheelin and Dealin'
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    October 1st, 2009 10:27 AM #39
    Never heard of that, alam ko talaga they pay you the AOG coverage stated in the premium...
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  10. renzo_d10's Avatar
    renzo_d10
    renzo_d10 is offline twoyotas
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    October 1st, 2009 10:37 AM #40
    ^^ Ayun din ang pagkakaalam ko. Ewan ko kung bakit napalitan kagad.
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