Pls Suggest Car Insurance Companies

**rvdelara** · September 16th, 2013 07:52 PM

Hindi po cya depende sa lugar. Kaya nga po kailangan ng pictures for approval. Kailangan kc ma check kung ma ayos pa ung sasakyan.

**nabart3k** · September 17th, 2013 12:12 AM

hindi naman sa naninira ako ng insurance company ha, pero hindi maganda ang experience ko sa commonwealth. hanggat sa makakatipid sila, yun ang option nila. biruin mo flooded, aalukin ka ba naman ng gagawin sa labas ng casa yung oto mo. kasi parehas din lang daw ginagawa sa casa. nagmatigas ako, ginagawang mangmang ang kausap!

**rvdelara** · September 17th, 2013 10:48 PM

yan nga po ang problema sa iba sir. kala nila porket mura ang insurance nila ay nka tipid sila. kaya importante you go for the trusted names in insurance, para my piece of mind ka.

**Retz** · September 17th, 2013 11:01 PM

Originally Posted by wezz_zzew

Question mga bro. Pwede pa ba kumuha ng comprehensive insurance kahit tapos na registration ng auto ko and may TPL na cia? Plano ko kasi kuhanan with AOG coverage.

pwedeng pwede sir.

**mark_t** · September 18th, 2013 09:59 AM

Originally Posted by nabart3k

hindi naman sa naninira ako ng insurance company ha, pero hindi maganda ang experience ko sa commonwealth. hanggat sa makakatipid sila, yun ang option nila. biruin mo flooded, aalukin ka ba naman ng gagawin sa labas ng casa yung oto mo. kasi parehas din lang daw ginagawa sa casa. nagmatigas ako, ginagawang mangmang ang kausap!

Hindi ba dapat ay bayaran na nila, kasi nalunod na nga.
At kung ano man ang gusto nila gawin doon ay sila na mag decide,
dahil kanila na yon kung na bayaran na nila.

**Pipefish** · September 18th, 2013 11:16 AM

My insurance is expiring this month (free in the first year) and I'm under contract to renew it with BPI's insurance unit before the end of the month. What can I do to get the best (and fair) deal, given that I'm tied to them?

Their deductible and premium are very high and I pointed it out to them. I was only told that I signed an ``automatic renewal agreement" with them when I got the insurance last year. I never had to avail myself of their service in the first year given the high deductible. What can I do? Thanks.

**nabart3k** · September 19th, 2013 01:40 PM

Originally Posted by mark_t

Hindi ba dapat ay bayaran na nila, kasi nalunod na nga.
At kung ano man ang gusto nila gawin doon ay sila na mag decide,
dahil kanila na yon kung na bayaran na nila.

may levels kasi ang flooded unit Sir.

pag level d, ang kalevel nya is taas na ng dash.
may percentage of total cost ng repair (including cost of parts to be replaced)ang ina-allow. kapag nag exceed dun, they will declare it as total loss. (cmiiw mga bros na insurance brokers) yung depreciable value na lang ang babayaran sayo.

yung case kasi ng unit ko is level c lang - kaya irereplace na lang yung mga parts na makakaaffect sa safety ng unit.

**Retz** · September 19th, 2013 01:54 PM

Originally Posted by Pipefish

My insurance is expiring this month (free in the first year) and I'm under contract to renew it with BPI's insurance unit before the end of the month. What can I do to get the best (and fair) deal, given that I'm tied to them?

Their deductible and premium are very high and I pointed it out to them. I was only told that I signed an ``automatic renewal agreement" with them when I got the insurance last year. I never had to avail myself of their service in the first year given the high deductible. What can I do? Thanks.

Try to negotiate with them the premium rate.

**wezz_zzew** · September 19th, 2013 02:15 PM

Originally Posted by mark_t

Kung ayaw mag cover ng AOG ay bakit? Location? Eh buong city kung mag baha.
Huwag kayo kukuha doon.

Badjao pala may-ari ng kotse tapos pinaparada nya sa balsa dahil yung bahay nya nakalutang sa dagat. Tapos umalon ng malakas, nalhulog yung kotse sa dagat, covered pa din ba ng AOG?

**Manilablock** · September 19th, 2013 02:34 PM

Originally Posted by Pipefish

My insurance is expiring this month (free in the first year) and I'm under contract to renew it with BPI's insurance unit before the end of the month. What can I do to get the best (and fair) deal, given that I'm tied to them?

Their deductible and premium are very high and I pointed it out to them. I was only told that I signed an ``automatic renewal agreement" with them when I got the insurance last year. I never had to avail myself of their service in the first year given the high deductible. What can I do? Thanks.

Nag Auto Loan ka ba sa BPI? Baka naman asa agreement nyo na hanga hindi bayad ung loan sa kanila ka lang pwede kumuha ng insurance.

Pero kung insurance lang ang kinuha mo sa BPI, at pinipilit kang mag renew e di wag mo bayaran, shempre get ka pa din ng insurance sa iba para covered ka pa din.