Pls Suggest Car Insurance Companies

[car_bore]

^ pm sent po Sir. ;)

Hi nhiecah! please PM me a quote for a 2014 Fortuner G a/t. December pa naman ang expiry ng insurance, pero i'm scouting as early as now so i know how much to set aside.
Thank you! :-)


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[nhiecah_nice29]

^ okay po Sir, will message it to you po.

[radz15]

Good day guys, may maisa suggest ba kayo na matinong insurance at hassle-free? Bpims ako ngayon pero plano ko na magpalit dahil nung nag claim ako sa kanila sabi ng casa dapat palitan mga pang ilalim pero ang sabi ng ci for repair lang. AFAIK hindi naman narerepair yung mga lower/upper aram at ball joints. Kaya nakaka bwiset lang.

[nhiecah_nice29]

^ Sir in that case po kung ano yung sinabi ng casa na dapat gawin sa vehicle ninyo (palitan yung mga pang ilalim)yun po yung pwede ninyong i-claim mas valid po kasi ang estimate ng casa kesa sa mga adjuster na nag-inspect ng vehicle..And kung may makikita pa yung casa na dapat i-repair or i-replace sa vehicle ninyo na dapat kasama sa claim, i-notify naman nila ang BPI MS para po i-revise yung LOA para po masama yung mga i-add nila.

[radz15]

^ Sir in that case po kung ano yung sinabi ng casa na dapat gawin sa vehicle ninyo (palitan yung mga pang ilalim)yun po yung pwede ninyong i-claim mas valid po kasi ang estimate ng casa kesa sa mga adjuster na nag-inspect ng vehicle..And kung may makikita pa yung casa na dapat i-repair or i-replace sa vehicle ninyo na dapat kasama sa claim, i-notify naman nila ang BPI MS para po i-revise yung LOA para po masama yung mga i-add nila.

Nag re inspect uli yung adjuster. Papalitan na daw yung mga pang ilalim. Imblis na mapabilis yung pag ayos sa sasakyan madedelay pa dahil wait nanaman for another LOA. Haysss.. Anyway are you from BPI MS po miss nhiecah?

[nhiecah_nice29]

Nag re inspect uli yung adjuster. Papalitan na daw yung mga pang ilalim. Imblis na mapabilis yung pag ayos sa sasakyan madedelay pa dahil wait nanaman for another LOA. Haysss.. Anyway are you from BPI MS po miss nhiecah?

Hindi po ako from BPIMS. Pwede nyo naman pong ipasok na sa casa vehicle para po nagagawa na.

[willyfernando]

ang PGA ba maganda guys ? kasi mga 1 week palang naman mag 2 weeks na finofollow up namin ung AOG claim namin e, wla pa raw approval? sino na my experience sa Prudential dito?

It would help if someone from the insurance companies can enlighten us on what processes do we go thru when filing an AOG claim. First and foremost, what is an AOG claim? What conditions qualify us to file for such a claim and what are its benefits and limitations? What do we expect if ever the need for such a claim presents itself? Are there any additional documentations required for said claim? Is there a percentage limit for qualified repair/parts replacement as opposed to total vehicle change or will they just keep repairing the car until it is restored to pre-damaged condition? Ex. If a flooded car had all it's essential computer boxes or electronics fried or damaged will they just replace said parts or will they change the whole car based on it's FMV equivalent at the time of claim? Please educate us. Thank you!

[inge15]

mapfre asian....

Prudential Guarantee Assurance inc. .hehe

[musica]

Hello can anyone help me to which car insurance is the best. I have a toyota vios 2014 1.3J. My current insurance is comonwealth at gusto ko na itong palitan


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[rvdelara]

will send you a quotation sir

Hello can anyone help me to which car insurance is the best. I have a toyota vios 2014 1.3J. My current insurance is comonwealth at gusto ko na itong palitan


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[inge15]

Hello can anyone help me to which car insurance is the best. I have a toyota vios 2014 1.3J. My current insurance is comonwealth at gusto ko na itong palitan


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Para sa akin Prudential Guarantee Assurance ang pinakaBest so far.hehe kasi un palang natry naming insurance e. pero nakapagClaim kami sa flooded car namin, total loss, at reasonable ang binigay nilang offer sir. Tas pag sa BDO ka sir my 0% interest monthly installment pa.

[grand kotse]

Pa quote 2014 toyota altis g compre with AOG. Thanks in advance

[rvdelara]

Pa quote 2014 toyota altis g compre with AOG. Thanks in advance

will send sir

[H1Tman]

Don't get Standard Insurance unless you want to pay P5,000 for participation. God damn it!


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[ninjababez]

bpi ba fixed participation fee, how much? or perecentage based ba sya?

[willyfernando]

I don't know why some of you were charged 5K by Standard Insurance but here are snapshots of my LOA from last year's claim of my Honda Pilot. These LOA's represent only parts of my claim and there were several issued to complete my repairs.






The only reason I could think of being charged that much is probably for cars that are 3 years and above of w/c parts are subject to higher costs based on the fine print of our policy. I did mention in a different thread that this claim was originally 400k but of course I left the haggling between the Casa and Standard Insurance. In the end they gave me all my requests and it only cost a small participation fee of 3K.

[yobma]

I prefer getting insurance from the casa mismo (in house insurance). When you make a claim for repirs, casa insurance normally replace the parts instead of just repairing them. This is specially true for body damage. Other insurance company kasi would just send your vehicle sa mga tabi tabing auto shop para makatipid sila sa repair but the work is normally lousy. In house insurance might be a little more expensive but at least you get better service in return. This has been my experience with the in house insurance of Wheels inc. In e. Rodriguez and other casa.

[H1Tman]

I don't know why some of you were charged 5K by Standard Insurance but here are snapshots of my LOA from last year's claim of my Honda Pilot. These LOA's represent only parts of my claim and there were several issued to complete my repairs.

The only reason I could think of being charged that much is probably for cars that are 3 years and above of w/c parts are subject to higher costs based on the fine print of our policy. I did mention in a different thread that this claim was originally 400k but of course I left the haggling between the Casa and Standard Insurance. In the end they gave me all my requests and it only cost a small participation fee of 3K.

Toyota Shaw advised that my company car, 2014 Altis, came with free first year insurance. So do I have a choice with my pending claim now?

[shadow]

Ever since sa standard din mga kotse namin then one time back in 1st year college nabanga kotse ko while park. Pahirapan mag claim..so since then we haven't dealt with them..balasubas yan standard insurance.


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[nhiecah_nice29]

Toyota Shaw advised that my company car, 2014 Altis, came with free first year insurance. So do I have a choice with my pending claim now?

Because free insurance yung nakuha ninyo, via percentage deductible/participation fee po talaga yung binigay sa inyo kasi mas mura ang premium kapag percentage deductible. Wala na po talaga kayong magagawa kung di bayaran yung P 4500 na hinihingi sa inyo na participation fee.