Pls Suggest Car Insurance Companies

[allyzon21]

Yes Sir, depende po yung increase sa laki ng claim mo.

Pag around 70k po?

[Jocarl]

Pa quote 2014 forester xt

[_Cathy_]

2010 Corolla 1.6 G M/T

[90'sbaby]

Anyone here ng.claim na kay mapfre? How was it? Mabilis ba? And ok din ba claims ng bdo, standard, federal, paramount?

[fallenspace]

Hi Ms. Nhiecah pde po pa qoute ng insurance for suzuki swift 1.2 2014 im schedule to renew my insurance dis yr. Tia

[Tallguy]

How much is the quotation for the 2015 trailblazer LTZ?

[mekeni]

Hi Ms. *nhiecah_nice29, Requesting insurance quotation w/o AOG for brand new Innova 2014 2.5 E AT Diesel. Thank you.

[derf8666]

Anyone here ng.claim na kay mapfre? How was it? Mabilis ba? And ok din ba claims ng bdo, standard, federal, paramount?

Claims in reputable insurance companies are basically the same. Case-to-case basis lang yan. Some will complain. Some will be happy. Thats why they are still there. The IC can and will penalize an insurance company if they are remiss in their claims processing.

ganun pala yun, eh di lipat nalang sa ibang insurance company agad

True. In the Philippines' context, raising the rates is practically useless as clients can easily transfer to other companies. This is unlike some other countries wherein your accident record will reflect in a general database and you get hit with high rates whichever insurance companies you switch to.

[derf8666]

As a guide to all those wanting to know if they are getting a fair deal regarding their insurance premium, here are some pointers:

Current own damage/theft rate for SUVs is about 1.3% of Fair Market Value. Private cars/sedans on the other hand is about 1.7% of FMV. Add 0.5% for Acts of Nature. For Voluntary 3rd party coverage, get as much as the Insurer will allow you. Premium for 200k coverage is 420 for body injury (BI) and 1,245 for property damage (PD). At 500k, it is 780 for BI and 1,635 for PD. You can do away with the Personal Accident coverage if you are trying to save a little. Although the premium is only a few hundreds, in my 20+ years in the insurance business, I have yet to encounter a claim of that nature. None that I can recall of anyway. Not to say that it wont happen but the chance of it happening is very minimal. Taxes and charges is roughly 25% of the Basic premium.

Let's get an example here: mekeni's brand new Innova 2.5 E AT Diesel is priced at 1,062,000.00.

OD/Theft = 13,806
PD 200k = 1,245
BI 200k = 420

Total = 15,471
Taxes (rough estimate of 25% for easy computation) = 3,868

Net premium would be approximately: 19,339

Now if you get higher than this, it doesnt mean that the insurance company is gypping you. They might have other services inclusive in their packages. This is only meant to be a guide.

[90'sbaby]

Thanks a lot sir derf. Really helpful guide And kudos to nhieca for being very accomodating (kept bugging her with dozens of questions lol) and giving a competitive quote :D

[Tallguy]

Any one of you heard of Anchor Insurance?

[julio_05]

Hi Ms. *nhiecah_nice29, May I kindly request a quotation for 2012 Adventure Super Sport SE 2.5L Manual. Thank you.

[derf8666]

Any one of you heard of Anchor Insurance?

It is only a brokerage and not an insurance company.

[Tallguy]

What does it mean?

[derf8666]

Parang agent din lang siya and they usually represent several insurance companies.

[ninjababez]

Parang agent din lang siya and they usually represent several insurance companies.

What does it mean?

It is only a brokerage and not an insurance company.

advantage yata nito eh sila tumutulong sa claims

[nhiecah_nice29]

Okay po Sir, message ko po sa inyo.

[linusoft]

Okay po Sir, message ko po sa inyo.

Paki quote din po ako kung pwede pa ipa-comprehensive yung kia sportage 2009 AT with 94k mileage. Please send to mixphad*gmail.com. Thanks po!

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Okay po Sir, message ko po sa inyo.

Paki quote din po ako kung pwede pa ipa-comprehensive yung kia sportage 2009 AT with 94k mileage. Please send to mixphad*gmail.com. Thanks po!

[2015_Ire]

Hi *nhiecah_nice29,

Pwede po makahingi ng Quotation for bnew car insurance for 2015 Suzuki Swift 1.2 M/T? Acquisition cost is 615,000.

Thanks,
Ire

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Hi *nhiecah_nice29,

Pwede po makahingi ng Quotation for bnew car insurance for 2015 Suzuki Swift 1.2 M/T? Acquisition cost is 615,000.

Thanks,
Ire

[noyvil]

Hi nhiecah pls email me quotation w aog

2015 Mazda3 1.5v hatch

Send to noyvil8*yahoo.com.ph

Thanks!