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Verified Tsikot Member
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- Jan 2011
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April 20th, 2017 10:22 PM #11Sorry. 65K is for AT rin and same model.
Kaya nung nakita kong mas mahal yung mas mataas na DP tinanong ko si agent kung pwedeng yung 65K DP na lang kunin ko kaso sabi nya di na daw pwede dahil na process na daw, and pwede daw eh taasan pa yung DP para mas mababa yung monthly which is kalokohan dahil nung tinaasan pa ng 5% e mas mataas pa rin ang total kesa sa 65K lang na DP. E wala pa nga yung kulay ng unit na gusto ko
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Tsikoteer
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- Mar 2008
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April 21st, 2017 12:28 AM #12errr... normally, AT costs more than MT. if i get your figures right... the down payment for the AT versus the downpayment for the MT... and the equal amounts for the equal number of monthlies for either... it would appear the AT will cost you 135K more than the MT.
anyway, if you really do not feel like buying from them anymore, just give them a call.
"something came up. i can't buy a car right now. please refund me. i shall put my request in writing."Last edited by dr. d; April 21st, 2017 at 12:41 AM.
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Verified Tsikot Member
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April 21st, 2017 04:30 AM #13
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April 21st, 2017 06:56 AM #14
Did you read the brochure right? Maybe what is printed is "Low Down" OR "Low Monthly". And sometimes it even say for certain models only.
You should asked for a computation sheet of the AT car at 65K DP and at 200K DP, to verify what is written in the brochure. I really doubt that a 65K DP will have lower amortization than a 200K DP.
Can you tell us what car it is you are buying.
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Verified Tsikot Member
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- Aug 2015
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April 21st, 2017 10:24 AM #16he is taking you for a ride with those penalty penalty BS. Demand a refund or re-computation hindi brochure lang.
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Verified Tsikot Member
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- Dec 2016
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- 208
April 21st, 2017 10:30 AM #17as far as discrepancy in terms of amount, napalaki po at para sabihin nya na same lang ang MA for a DP of 60-70k vs 200k, aba magtaka kana sir...mas mainam pa na dumerecho ka ng bank at gamitin pangdown sa unit mo na gusto kesa pumasok ka sa in-house nila dahil sa in-house ng dealer, terms nila ang nasusunod. and yes, afaik, 5k reservation fee should be refundable, it takes time nga lang. hth!
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April 21st, 2017 10:31 AM #18
also - ask for a quote in writing.. with all the freebies and discount.. hindi pwede puro salita..
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Tsikoteer
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- Jul 2013
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April 21st, 2017 10:33 AM #19Kung wala ka pang napipirmahan sa kanina na loan documents, pwede ka mag-backout. Remember, ikaw ang magbabayad niyan, hindi yung dealer o ahente. Sa madaling sabi, IKAW ANG BOSS.
Simple lang yan. Ipakita mo yung computation mo sa kanya para makita niya kung bakit ka nagpalit ng isip. Kung mapilit, sabihin mo siya sumagot ng monthly amortization mo. Daming ahente sa Pinas. Kahit magalit sa iyo ang lahat ng ahente sa isang dealer, pwede ka pumunta sa iba.
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Verified Tsikot Member
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- Dec 2016
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April 21st, 2017 10:51 AM #20tama sila sir *_Qwerty_ at Lew_Alcindor - ask for the quote in writing then go to your nearest bank to get a quote then compare. i, myself went to several bank (e.g PNB, Metrobank, Security Bank and BDO) almost same rates sila nagkatalo lang sa customer service ng banks at harmonious relationship with tellers who were handling my insurance issue back then when my first unit (mirage hatchback) got wrecked by a cement mixer truck. at the end of the day, ako padin ang nagdecide kung saang bank ako magloloan at "never" pumasok sa isip ko ang pagkuha ng unit via "in-house" dealer. Do the math and you'll know why. hth!
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