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  1. Join Date
    Jan 2016
    Posts
    6,813
    #1
    Nice suggestion, tamang tama, I just enrolled my wife with Gcash, I'll do this next time. Dahil input info ito and not submit CR, mahirap mag assume na alam nila or may real time connection sila sa LTO to determine the owner of the vehicle.

  2. Join Date
    Oct 2002
    Posts
    40,599
    #2
    Matagal na pala tayo pinagloloko ng LTO.

    CTPL optional for car registration—Insurance chief


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  3. Join Date
    Sep 2016
    Posts
    2,348
    #3
    Quote Originally Posted by shadow View Post
    Matagal na pala tayo pinagloloko ng LTO.

    CTPL optional for car registration—Insurance chief


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    Literally few minutes lang after ko magrenew ng CTPL tsaka ko nabasa ito.

  4. Join Date
    Oct 2002
    Posts
    40,599
    #4
    Quote Originally Posted by yubby24 View Post
    Literally few minutes lang after ko magrenew ng CTPL tsaka ko nabasa ito.
    Ok lang hinde naman sunsundin ng LTO yan


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  5. Join Date
    Mar 2008
    Posts
    54,627
    #5
    Quote Originally Posted by shadow View Post
    Matagal na pala tayo pinagloloko ng LTO.

    CTPL optional for car registration—Insurance chief


    Sent from my iPhone using Tapatalk
    to clarify.

    ctpl is still required.
    but some comprehensive insurance coverages, already include ctpl. as such, one need not have a second, separate ctpl.
    read your insurance contracts, folks.

  6. Join Date
    Oct 2002
    Posts
    40,599
    #6
    Quote Originally Posted by dr. d View Post
    to clarify.

    ctpl is still required.
    but some comprehensive insurance coverages, already include ctpl. as such, one need not have a second, separate ctpl.
    read your insurance contracts, folks.
    Para sa mga walang Comprehensive insurance need ng CTPL but for mga meron Comprehensive meron na TPL included sa insursnce but practice is to still get CTPL pag mag registered even meron na TPL


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  7. Join Date
    Jan 2016
    Posts
    6,813
    #7
    Bawas kita na naman ang LTO pag inalis ang Shitty PL scam

  8. Join Date
    Aug 2004
    Posts
    6,234
    #8
    refund refund refund

  9. Join Date
    Jan 2016
    Posts
    6,813
    #9
    If still transacting with LTO offices directly, they will not accept your comprehensive and still ask for CTPL. Ewan ko lang sa online kung i-recognize ang OR ng comprehensive, baka naka configure lang siya sa COC ng CTPL.

  10. Join Date
    Jun 2011
    Posts
    1,374
    #10
    Comprehensive or CTPL from outside, kailangan mo lang sabihin sa insurance provider mo na i link or upload ang policy sa LTO database. Tapos i send ka nila ng paper na naka link na sa LTO, i print tapos iyan ang dalhi sa LTO. Policy copy, plus "LTO acceptance form".

  11. Join Date
    Oct 2002
    Posts
    40,599
    #11
    Quote Originally Posted by bxr monkey View Post
    Comprehensive or CTPL from outside, kailangan mo lang sabihin sa insurance provider mo na i link or upload ang policy sa LTO database. Tapos i send ka nila ng paper na naka link na sa LTO, i print tapos iyan ang dalhi sa LTO. Policy copy, plus "LTO acceptance form".
    Ang point yata is meron ng TPL pag comprehensive bakit need pa kukuha ng separate?


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  12. Join Date
    Jun 2011
    Posts
    1,374
    #12
    Quote Originally Posted by shadow View Post
    Ang point yata is meron ng TPL pag comprehensive bakit need pa kukuha ng separate?
    Mukhang CTPL lang nga ang tinatanggap sa LTO system. Maganda lang kung isa ang provider ng Comp at CTPL, para mas may discount.

  13. Join Date
    Sep 2016
    Posts
    2,348
    #13
    Paramount ako for 4 years already. Convenient ng online renewal nila. P 606.00 then after a few minutes received na documents.

  14. Join Date
    Jan 2016
    Posts
    6,813
    #14
    Quote Originally Posted by bxr monkey View Post
    Comprehensive or CTPL from outside, kailangan mo lang sabihin sa insurance provider mo na i link or upload ang policy sa LTO database. Tapos i send ka nila ng paper na naka link na sa LTO, i print tapos iyan ang dalhi sa LTO. Policy copy, plus "LTO acceptance form".
    Matagal mo nang ginagawa ito bro? Using Comprehensive in lieu of CTPL?

  15. Join Date
    Jan 2011
    Posts
    162
    #15
    Ang nakikita kong problema dito ay kung hindi pareho ang coverage period ng compre insurance kumpara sa registration validity ng sasakyan. Baka pakuhanin ka pa rin ng CTPL para sa period na hindi covered ng insurance.

  16. Join Date
    Oct 2002
    Posts
    40,599
    #16
    Quote Originally Posted by papi smith View Post
    Matagal mo nang ginagawa ito bro? Using Comprehensive in lieu of CTPL?
    Hinde bumili din ako ng CTPL pa. [emoji23]


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  17. Join Date
    Jun 2011
    Posts
    1,374
    #17
    Quote Originally Posted by papi smith View Post
    Matagal mo nang ginagawa ito bro? Using Comprehensive in lieu of CTPL?
    CTPL pa din galing BPI-MS dati. Tapos may COC na document para sa LTO, Confirmation of Coverage after nila ma upload sa system.

    Ni check ko comp. + tpl package ng Raize galing Standard Ins. 22k lahat. Labas 2 policy pala din, naka pkg deal lang. 20.5k na 1 yr comp. Tapos 1.5k na 3 yr CTPL w/ COC document para sa LTO OR CR.

  18. Join Date
    Oct 2002
    Posts
    40,599
    #18
    Ano diffeence ng CTPL sa kasama na TPL na binayaran natin pag comprehensive (bodily injuries&prooerty damage)?

    Eh mas mataas pa nga coverage ng TPL ko sa comprehensive dahil lagi ko pinapa maximize coverage ng bodily injuries and property damage sa akin


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  19. Join Date
    Oct 2002
    Posts
    40,599
    #19
    Ang tanong bakit need pa rin ng CTPL if meron na TPL sa comprehensive insurance


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  20. Join Date
    Jan 2016
    Posts
    6,813
    #20
    Kausap ko agent ko sa comprehensive, next year daw implementation ng system na yan but na confuse ako kasi sabi nya ganun pa din daw at isama lang ang compulsory sa comprehensive. Anyway, let's see anong mangyari next year.

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Online CTPL for renewal of Vehicle registration