Nabangga kotse ni misis

[nhiecah_nice29]

Buenos Tardes everyone especially MAPFRE clients! Join this promo and get a chance to win! Be safe and protected!

[Retz]

^

when will be the draw date be held and any consolation prizes?

[[archie]]

Sa tingin ko dapat yung Alterra sumagot ng banga. Hindi inavoid yung accident at all cause. Parang hinatawan pa ang dating. It's not a reason na walang insurance, Mali. Tpl lang ang kailangan by law. Parang nasa tama yung wife ni ts.

Kung mabilis or moving traffic dapat humagis yung mazda sa banga pero parang binira habang heavy traffic. May cctv naman mmda na sana meron nakatutok dun para makita Sino Mali.

[LoBudget]

Ano na update dito? I have a friend with a similar case, however they agreed that each person's insurance will cover their own cars. Difference lang din more than a year na since nangyari ito pero ngayon lang siya pinapadalhan ng sulat claiming payment. They already offered for their insurance to cover the cost of the other person pero they still went with their own.

[makwin]

IMHO albeit the Mazda was not on her right of way, the doctrine of "last clear chance" should be considered.even though the mazda might have been negligent by putting herself in a position of danger, the *Altera*could have still avoided the collision by reasonable care in the final moments (no matter how slight) before the accident. Again, the theory is that although the *mazda may have been negligent, her negligence no longer was the cause of the accident because the driver of the altera could have prevented the collition.

[nabig8]

minsan nakaka stress din pala pag alaga mo sasakyan tapos may makikita ka may nangyari sa car mo..last week ninakaw yung center cap ng gulong ko sa likod habang naka park sa mall , tapos naman today may nakita ako gasgas sa front bumper at sa fender medyo malalim diko alam kung saan nanggaling at pano nangyari yun ang pinuntahan lang nmin ng wifey ko kahapon namalengke medyo late na tsaka magdidilim na at lakas ng ulan so diko pansin kanina ko lang nakita...ano ba pwede ko gawin?ano po ba mga step na dapat ko gawin para ma i claim sa insurance ko?

ask ko nalang din po sa inyo mga sirs..kung i claim ko po sa insurance sabi kasi sa policy 0.75% ng value ng car or 3000 petot whichever is higher di sila liable so kung ganon pano kung less than that ang maging value ng repaint shoulder ko lahat yun? wala pa po ako experience sa mga ganitong insurance claims.di ko po alam ang best way na gawin.

[basucat]

minsan nakaka stress din pala pag alaga mo sasakyan tapos may makikita ka may nangyari sa car mo..last week ninakaw yung center cap ng gulong ko sa likod habang naka park sa mall , tapos naman today may nakita ako gasgas sa front bumper at sa fender medyo malalim diko alam kung saan nanggaling at pano nangyari yun ang pinuntahan lang nmin ng wifey ko kahapon namalengke medyo late na tsaka magdidilim na at lakas ng ulan so diko pansin kanina ko lang nakita...ano ba pwede ko gawin?ano po ba mga step na dapat ko gawin para ma i claim sa insurance ko?

ask ko nalang din po sa inyo mga sirs..kung i claim ko po sa insurance sabi kasi sa policy 0.75% ng value ng car or 3000 petot whichever is higher di sila liable so kung ganon pano kung less than that ang maging value ng repaint shoulder ko lahat yun? wala pa po ako experience sa mga ganitong insurance claims.di ko po alam ang best way na gawin.

Best thing to do is to report it to your insurer then get an estimate.

The 0.75% is applied to the sum insured, so if yung sum insured ng kotse mo is 500K, your deductible is 3,750.00. Kung sa casa mo pagagawa, and gasgas lang, likely that they will charge about 4500 while kung sa mga 3 star shop, it's about 2,500 per panel. The insurance company will pay the total amount less the deductible. So kung sa casa, 750 lang ang ibabayad ny insurer mo sa casa (4500 -3750=750.00) and you shoulder the 3750, sa 3 star shop, wala dahil within the deductible.

[dr. d]

get a police report. list it as "hit and run". you'll never know when it might come in handy..
but you will have to do some homework. as basucat says, you might fork over less money if you have the repair done in an independent shop, and not use your insurance.
you also have to carefully understand what the pintors will do, so as to avoid arguments later..

[yagbolts]

DEED OF RELEASE, WAIVER AND QUITCLAIM
We, the spouses _____________ and _____________, both of legal ages, Filipinos, and residents of _____________, Philippines, hereby DECLARE AND MANIFEST:
That for and in consideration of the amount of _____________ (P_____________) in cash, in hand received by us to our full and complete satisfaction, and the payment and settlement by _____________ of the hospital and medical bills and expenses incurred by the _____________ for injuries sustained, I, WE hereby absolutely release, completely clear, and forever discharge the said _____________ and his driver _____________ from any action, cause of action, sum of money, liability, damages, claims and demands whatsoever, which in law or in equity I/we have, or which I/we, our heirs, insurer, successors and assigns hereafter may have upon or by reason of the injuries sustained by me/us, and the damage sustained by our _____________ motor vehicle with Plate No. ______________ arising from the accident which happened on _____________ at _____________ involving our said _____________ registered in the name of the undersigned _____________ and the _____________ motor vehilce with Plate No. _____________ owned by the said _____________ with the intention to completely and absolutely waive all our right of action, causes of action, claims and demands, of whatever nature, arising from, or in connection with the aforementioned accident.
I/We further warrant that I/we will institute no further action against the said _____________ and/or his driver _____________ arising from, by reason of, or in connection with, the aforementioned vehicular accident. I/We also manifest that the said payment / settlement made by the said _____________ shall not be taken by us, our heirs, our insurer or assigns, as a confession and/or admission of liability on the part of the said _____________ or by his driver _____________ in connection with the aforementioned accident.
IN WITNESS WHEREOF, we have hereunto set our hands this _____________ at _____________, Philippines.
AFFIANT AFFIANT
SIGNED IN THE PRESENCE OF:
__________________ __________________
(ACKNOWLEDGMENT)