Results 11 to 20 of 24
-
August 4th, 2009 04:13 PM #11
BALIGTAD. The longer the term, the higher the risk, the higher the rate (or return in the banks point of view) should be. Kung mas mahaba ang panahon mas mahaba ang window for something to happen to you. Lose your job, get into illness etc.
-
August 27th, 2009 08:39 AM #12
ARREARS
12mos 5.05%
18mos 7.60%
24mos 11.02% 10.17
36mos 16.90% 15.96
48mos 22.96% 21.94
60mos 29.61% 28.48
OMA
12mos 4.33%(more or less, d ko lng maalala)
18mos
24mos 10.17%
36mos 15.96%
48mos 21.94%
60mos 28.48%
Arrears-first payment nung monthly mo is after a month nung napurchase yung sasakyan..
OMA- yung payment for the first month eh kasama na sa cashout mo..
-
Verified Tsikot Member
- Join Date
- Sep 2009
- Posts
- 7
September 17th, 2009 03:01 AM #13mabilis lang ba ang approval nila? anybody tried this?
pano ba pagcompute ng monthly amort nito?
BALANCE * RATE (36mos 16.90%) = TOTAL / 36 MONTHS?
-
Tsikot Member Rank 2
- Join Date
- Nov 2002
- Posts
- 581
September 17th, 2009 10:44 AM #14hi sir, actually on going yung application ko. i submitted my application yesterday and according sa metrobank mga today or friday daw malalaman kung approved ako. i might say na medyo matagal approval kasi sa ibang bank within a day malalaman mo na. pero since under promo sila, madami sigurong applicants kaya me 2-3 days processing sila. as for the computation, me nag post somewhere dito ng formula
Cost of Vehicle : A
DP : B
Interest Rate : C but for computation purposes, lets try 1.C, e.g., 1.47 if your IR is 47%
months to pay : D
[( A - B ) * 1.C] / D = Monthly Ammortization.
HTH
-
September 17th, 2009 11:30 AM #15
-
Tsikot Member Rank 2
- Join Date
- Nov 2002
- Posts
- 581
September 17th, 2009 11:57 AM #16
-
September 17th, 2009 12:25 PM #17
It means (only), that their interest rate on your ORIGINAL principal is 5% per annum.... Hindi ito based on the declining(or instantaneous- parang engineering) balance... Anyway, that's how it is in the market.... Same is true with BPI and BDO.
We asked the 3 of them to quote for our fleet plan recently....
8707:soccer:
-
Tsikot Member Rank 2
- Join Date
- Nov 2002
- Posts
- 581
-
Verified Tsikot Member
- Join Date
- Oct 2009
- Posts
- 17
October 8th, 2009 03:42 AM #19Metrobank Metro Car Great Rates Sale is back.
I just saw it on a news paper. Philippine Daily Inquirer >Section A-25.
Lower interest rates from October 1 to November 30, 2009.
-
Tsikot Member Rank 2
- Join Date
- Nov 2002
- Posts
- 581
October 16th, 2009 05:29 PM #20yep, they have extended their promo. if any of you guys are interested just PM me your name and details. my friend works at metrobank.
thanks!
Kwento ng katrabaho ko, meron daw sya officemate dati na Italiano na tinanong daw bakit...
Traffic!