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  1. Join Date
    Aug 2013
    Posts
    363
    #1
    Hi Sir, Yes you should ask po for the Certificate stating the deductible of P 2k. Sa policy po kasi dapat yung original na deductible po yung nakalagay which is yung 12K, para po walang hassle kapag nagaudit yung Insurance Commission sa company. And if nagka-claim po kayo, you have to present that certificate para po 2k lang ang babayaran ninyong participation/deductible.

  2. Join Date
    Jun 2013
    Posts
    29
    #2
    Quote Originally Posted by nhiecah_nice29 View Post
    Hi Sir, Yes you should ask po for the Certificate stating the deductible of P 2k. Sa policy po kasi dapat yung original na deductible po yung nakalagay which is yung 12K, para po walang hassle kapag nagaudit yung Insurance Commission sa company. And if nagka-claim po kayo, you have to present that certificate para po 2k lang ang babayaran ninyong participation/deductible.
    Noted and thanks Ms. Mapfre

  3. Join Date
    Aug 2013
    Posts
    363
    #3
    Thank you Sir. Good deal po yung binigay na deductible sa inyo ng BDO. Super baba. But they dont have the benefits and features.

  4. Join Date
    Jun 2013
    Posts
    29
    #4
    Quote Originally Posted by nhiecah_nice29 View Post
    But they dont have the benefits and features.
    Sorry Ms. Nhiecah, what do you mean above?

  5. Join Date
    Jun 2013
    Posts
    29
    #5
    May I also know the definition of "DRUNKEN DRIVER's CLAUSE"? It is not written in the policy manual.

  6. Join Date
    Aug 2013
    Posts
    363
    #6
    benefits like waiver of participation/deductible, fire insurance, security glass etching etc.

    "drunken driver clause" - Insured will not be indemnified if the loss or accident was incurred due to drunk driving or if the authorized driver was under the influence of alcohol during the accident or at the time of loss.

  7. Join Date
    Jun 2012
    Posts
    1,488
    #7
    With my experience, mahirap kausap ang Mapfre pag umabot na sa time na kelangang mag claim. Magaling lang yan pag nag sales talk. Make sure naka document lahat.

  8. Join Date
    Jun 2013
    Posts
    29
    #8
    Quote Originally Posted by nhiecah_nice29 View Post
    benefits like waiver of participation/deductible, fire insurance, security glass etching etc.

    "drunken driver clause" - Insured will not be indemnified if the loss or accident was incurred due to drunk driving or if the authorized driver was under the influence of alcohol during the accident or at the time of loss.

    Noted and thanks

  9. Join Date
    Jan 2009
    Posts
    36
    #9
    if i were you magpalit ka na ng insurance because mapre is such a non sense insurance madugas sya, kasi nong yan pa insurance ko wala akong na claim despite i have presented all the necessary documents....

  10. Join Date
    Apr 2012
    Posts
    3,469
    #10
    Hi nhiecah please send me a quote for 2012 Grand Starex CVX

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