Lack of req.

[jhnkvn]

Well, difficult but not impossible.

In any case, this differs from bank to bank. So I suggest simply applying (bakit ka pa nahiya eh ikaw naman customer nila) and see if you and the bank can work the details out. After all, most of them simply asks for your income statement rather than your company's financial status. And if they ask, ede simply tell them the truth. There's a lot of businesses out there that isn't exactly registered with the DTI and the SEC you know.