Involved in an accident - Insurance claim

**Dende** · September 9th, 2016 04:08 PM

Originally Posted by nhiecah_nice29

File the claim po under self accident/own damage with third party claim-property damage. Give the contact details of the third party para po ma-contact ng BPI MS yung third party for the requirements ng claim (tp needs to submit copy of the ORCR, DL and Certificate of no claim from their insurance provider).

Ang alam ko po sa BPI MS they need an affidavit of the accident or police report, DL and ORCR. Isang participation fee lang po yung kailangan ninyo bayaran - for your claim lang. No participation fee for the third party claim, wala din po babayaran yung third party kahit saan nya pa gusto dalhin yung sasakyan nya. Third party can also claim cash settlement.

Wow salamat. Hindi na kasi kami kumuha ng police report dahil pumayag naman na insurance na lang. Gawa na lang ako ng affidavit. Thanks.

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**nhiecah_nice29** · September 9th, 2016 04:15 PM

Originally Posted by Dende

Wow salamat. Hindi na kasi kami kumuha ng police report dahil pumayag naman na insurance na lang. Gawa na lang ako ng affidavit. Thanks.

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Welcome Sir. if you need an affidavit format, i can email it to you.

**Dking1621** · November 30th, 2016 04:53 PM

sorry po hindi pa po ako makapagpost ng new thread..kaya isiningit ko lang po dito...ask ko lang po kung maaccept ng insurance ng friend ko ito...naaccident po car ko sa ibang lugar...hindi naman po maghahabol yun naaksidente ko kasi nagusap at nagkasundo na kami,wala ako insurance...ipapasalo ko lang sa friend ko na may comprehensive insurance...palabasin po namin na naatrasan ng car nya ang car ko...ano po maisuggest nyo?sobra laki po kasi kung papaayos ko baka abutin ng 150thou..hindi ko po kaya

**dr. d** · November 30th, 2016 05:08 PM

Originally Posted by Dking1621

sorry po hindi pa po ako makapagpost ng new thread..kaya isiningit ko lang po dito...ask ko lang po kung maaccept ng insurance ng friend ko ito...naaccident po car ko sa ibang lugar...hindi naman po maghahabol yun naaksidente ko kasi nagusap at nagkasundo na kami,wala ako insurance...ipapasalo ko lang sa friend ko na may comprehensive insurance...palabasin po namin na naatrasan ng car nya ang car ko...ano po maisuggest nyo?sobra laki po kasi kung papaayos ko baka abutin ng 150thou..hindi ko po kaya

1. it's dishonest.
2. when the insurance agent asks, "may i see both cars?", papano nah...?

**dr. d** · November 30th, 2016 05:10 PM

150K ! sounds like a casa quotation. i am confident, you can have it repaired for considerably less, elsewhere.

**jodski** · November 30th, 2016 05:30 PM

Originally Posted by Dking1621

sorry po hindi pa po ako makapagpost ng new thread..kaya isiningit ko lang po dito...ask ko lang po kung maaccept ng insurance ng friend ko ito...naaccident po car ko sa ibang lugar...hindi naman po maghahabol yun naaksidente ko kasi nagusap at nagkasundo na kami,wala ako insurance...ipapasalo ko lang sa friend ko na may comprehensive insurance...palabasin po namin na naatrasan ng car nya ang car ko...ano po maisuggest nyo?sobra laki po kasi kung papaayos ko baka abutin ng 150thou..hindi ko po kaya

Malabong makalusot ito... wag mo na balakin taking this path.

Ipagawa mo na lang piece by piece repairs mo

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**cast_no_shadow** · November 30th, 2016 06:40 PM

Fraudulent. Malaki ang damage.
Mahuhuli at mahuhuli yan.

How come yung oto ni friend no damage?

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**papi smith** · November 30th, 2016 06:46 PM

Yan nga ang question, payag ba frend mo pawasak ang likod nya, e kung ok sa kanya e pwede talaga yan

**cast_no_shadow** · November 30th, 2016 06:55 PM

Before my brother got involved in a self accident, malaki damage. Paiyakan sa approval.

All angles titingnan ng adjuster. For them DUI kaya nabangga si utol, told them then prove it kung mapatunayan nila.

ilan beses kami binalikan sa bahay.

Even bargained with us na kami na bahala sa kanya in case maka claim kami.

Can't blame them, trabaho nila yun and of course madaming fraud attempts na nakita nila.

IIRC 3 months bago kami nabayadan since na total loss yung sasakyan.

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**carsiege** · December 9th, 2016 07:28 PM

Originally Posted by dr. d

1. it's dishonest.
2. when the insurance agent asks, "may i see both cars?", papano nah...?

newbie here, what if nakatanggap ako ng claims letter galing sa insurance ng nabangga ko last september. ngayon ko lang natanggap ung letter. i have no way of paying the claims right. what should i do po?