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  1. Join Date
    Apr 2013
    Posts
    42
    #1
    Good Day,

    Our Car hit by our gate (due to strong wind). Pwede ko po ba magamit ung insurance ko? Nagasgasan and natuklap po ung paint and medyo nahupi ng unti. 1 year old na po ung car ko, and kakarenew ko lng ng insurance last month.

    Thanks in Advance.

  2. Join Date
    May 2006
    Posts
    4,115
    #2
    Use your insurance own damage clause... pero check mo rin kung magkano ang participation mo kasi baka mas malaki pa ito kesa sa actual estimated repair cost.
    Post mo rin dito yung damage portion para mas accurate ang sagot sa query mo.

    Sent from my SM-N9005 using Tapatalk

  3. Join Date
    Apr 2013
    Posts
    42
    #3
    Quote Originally Posted by Gumusut_Amige View Post
    Use your insurance own damage clause... pero check mo rin kung magkano ang participation mo kasi baka mas malaki pa ito kesa sa actual estimated repair cost.
    Post mo rin dito yung damage portion para mas accurate ang sagot sa query mo.

    Sent from my SM-N9005 using Tapatalk

    THanks po sa reply sir.

    Ang Participation fee po ba is 1% of total insured estimate.. Then my participation fee is 13,660. since 1,366,000php ung insured value ko.

    Tama po ba?

    Thanks.

  4. Join Date
    May 2006
    Posts
    4,115
    #4
    Whew... medyo mataas sya. Usually per panel ang labanan sa paint repair.
    Please post the damaged portion of your car para mabigyan ng tamang assessment.

    Sent from my SM-N9005 using Tapatalk

  5. Join Date
    Apr 2013
    Posts
    42
    #5
    Eto po ung picture ng damage. Sa rear side po malapit sa tail lights. Thanks po.


  6. Join Date
    Jun 2004
    Posts
    1,311
    #6
    White or Pearl White? If one panel damage baka nasa 2-4k lang sa reputable repair/body/paint shop.

  7. Join Date
    Mar 2007
    Posts
    819
    #7
    ouch! mukhang mas mahal pa participation mo dyan...

  8. Join Date
    Oct 2002
    Posts
    10,820
    #8
    maximum 4k lang yan. pili ka lang ng shop na sanay sa pearl white.

    dapat talaga pag kumuha ka ng insurance insist mo sa agent maximum participation 3k. pag ganyan na 1% bale wala din insurance mo.

  9. Join Date
    Oct 2002
    Posts
    10,820
    #9
    and may i suggest you fix your gate para kahit malakas ang hangin hindi hahampas sa kotse mo. madali lang palagyan ng vertical bolt yan. o kahit chain na may hook.

  10. Join Date
    Apr 2013
    Posts
    42
    #10
    Quote Originally Posted by chris_d View Post
    White or Pearl White? If one panel damage baka nasa 2-4k lang sa reputable repair/body/paint shop.
    White lng po yan sir. Magkano po kaya aabutin? papacanvas ako sa casa(Honda).

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