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  1. Join Date
    Jan 2007
    Posts
    1,036
    #1
    How long do you keep your car insured? whether its a brand-new purchase or a relatively new model second hand car. 3-5 years? I know for a fact that all loaners need to be insured. but after that do you still insure your car?

  2. Join Date
    Jul 2011
    Posts
    514
    #2
    From 1996-2011

    Toyota Corolla bigbody insured hanggang sa binenta ko siya. Ayaw ko kasi magkaroon ng problema kapag binangga. At least participation fee lang babayaran at hindi na ako mahihirapan na habulin yung bumangga.

  3. Join Date
    Sep 2011
    Posts
    1,313
    #3
    2002-2012 , adventure SS

    ,kahit 10 years na naka inssurance parin, hindi man sa bangga kapag na carnap kasi may laban ka at di mo rin masasabi ang aksidente iba na yung handa ka

  4. Join Date
    Oct 2012
    Posts
    572
    #4
    i have kept my ride insured for 3 yrs now, even once a year lang sya nagagamit. mabuti na yung sigurado...you'll never know when you'll need it.

  5. Join Date
    Jul 2011
    Posts
    1,711
    #5
    On the 9th year na ung ride ko pero naka comprehensive insurance pa din ako.

    Kanina kakanan ako sa kanto, naka 20kph na lang ako at naka signal light, bigla ba naman meron nag cut na motor sa right side ko, buti alalay lang ang pagliko ko kun nde malamang meron motorcycle rider na hahalik sa semento.

    Just imagine kung nagkabangaan kami at wala akong insurance...

    Ang punto ko, kahit maingat ka mag drive, ang insurance hindi lang para sa mababanga mo, kasama dyan un babanga sayo..

  6. Join Date
    Nov 2009
    Posts
    12,358
    #6
    2006 - present.

    Yan din tanong ko sa sarili ko, until when?

    Still hindi mo man magamit, peace of mind na din ang binayaran mo.

  7. Join Date
    Oct 2011
    Posts
    26,787
    #7
    insured palagi. anyway mura na lang premium as your car gets older eh.

  8. Join Date
    Dec 2005
    Posts
    39,162
    #8

    For as long as they can be insured....

    Iyong isa ko,- insurance na ang umurong... Pero, wala naman akong nake-claim sa kanila.....

    19.0K:higop:

  9. Join Date
    Sep 2005
    Posts
    15,326
    #9
    hindi participation lang ang babayaran.. pag more than 3 years na may depreciation na..

    Over 3 yrs up to 4 yrs 20%
    Over 4 yrs up to 5 yrs 25%
    Over 5 yrs up to 6 yrs 30%
    Over 6 yrs up to 7 yrs 35%
    Over 7 yrs 40%

    so kung over 7 years old na.. nabangga.. halimbawa 10T ang damage for parts.. 6T lang sagot nang insurance.. yung 4T sagot na nang owner..

  10. Join Date
    Nov 2009
    Posts
    12,358
    #10
    Quote Originally Posted by _Qwerty_ View Post
    hindi participation lang ang babayaran.. pag more than 3 years na may depreciation na..

    Over 3 yrs up to 4 yrs 20%
    Over 4 yrs up to 5 yrs 25%
    Over 5 yrs up to 6 yrs 30%
    Over 6 yrs up to 7 yrs 35%
    Over 7 yrs 40%

    so kung over 7 years old na.. nabangga.. halimbawa 10T ang damage for parts.. 6T lang sagot nang insurance.. yung 4T sagot na nang owner..
    Still rather than shouldering 100%.

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How long do you keep your car insured?