How do Dealers earn from All In plans?

[_Qwerty_]

pag banko ang dating sa dealer eh cash purchase.. kaya usually wala masyadong freebies na binibigay..

thanks for the input guys. so most likely they would just earn outright from the amount that was financed by the client right? so mas maganda pala kapag sa banko ka na rumekta kung kukuha nang loan.

[oliver1013]

Sa real estate, pag cash buyer ka, astig ka at tuwang tuwa ang broker o ahente,sa auto pag cash buyer ka asar sayo ahente.

[manilamako]

Pag bank PO, it is considered as a cash transaction, bank nagbayad full ng kotse. Thats why you dontget the orinial or/cr until your loan is fully paid.

Pag cash, believe it or not but pang gas lang kita ng ahente dun dealers also dont earn as much as you think for every car sold unless youre selling an exotic/ multi million car.

Agents get a small percentage of the DI. Rest goes to Dealership. Pag all-in, bigger interest, bigger income thats why ahentes push for allin promos because, im not sure if its the same in every dealer but where i worked before, agents get a good amount of money for every transaction na allin. Sa iba naman fixed rate like 5k bonus per sale. The rest of the money, sa dealer. Somewhat related to all-in, meron din naman direct loan tawag. Dun jackpot ang ahente. Siya magaayos lahat ng papeles mo, siya pupunta at kakausap sa bank for you, Papasa sa bank allin rate, commission goes directly to him/her. Yun normal DI lang mapupunta sa dealer. I dont think its possible nowadays though since dealers are more strict and more vigilant about such transactions. Jan papasok yun mga freelance car agents. Thats how they earn their money. Usually mga nasa cmap list ang madali perahan jan.

[uls]

thanks for the input guys. so most likely they would just earn outright from the amount that was financed by the client right? so mas maganda pala kapag sa banko ka na rumekta kung kukuha nang loan.

cash buyer -- the dealer profits from the sale of the car

bank financing -- the dealer profits from the sale of the car plus commsision from the bank

[Pidel Polano]

kaya buy na lang cash lugi ka pag naka finance

[1D4LV]

All in plans, kala ko cellphone eh.
Sa interest and kita nila dyan, tapos malaki kita din nila sa maintenance services and parts.

[Balikpinoy]

All in plans also carry a higher interest rate which the dealer profits from.

[Ofw29]

Sa SI/DI sila kikita. Add-on na yun sa interest. (Salesman Incentive/Dealer's Incentive) modal factor na yun na dinadagdag sa computation.

sir ask ko lng kng ksma ba sa bbyaran ang SI/DI? me nbasa kc ako na sninigil daw yan sa knya. thanks

[Ofw29]

Pag bank PO, it is considered as a cash transaction, bank nagbayad full ng kotse. Thats why you dontget the orinial or/cr until your loan is fully paid.

Pag cash, believe it or not but pang gas lang kita ng ahente dun dealers also dont earn as much as you think for every car sold unless youre selling an exotic/ multi million car.

Agents get a small percentage of the DI. Rest goes to Dealership. Pag all-in, bigger interest, bigger income thats why ahentes push for allin promos because, im not sure if its the same in every dealer but where i worked before, agents get a good amount of money for every transaction na allin. Sa iba naman fixed rate like 5k bonus per sale. The rest of the money, sa dealer. Somewhat related to all-in, meron din naman direct loan tawag. Dun jackpot ang ahente. Siya magaayos lahat ng papeles mo, siya pupunta at kakausap sa bank for you, Papasa sa bank allin rate, commission goes directly to him/her. Yun normal DI lang mapupunta sa dealer. I dont think its possible nowadays though since dealers are more strict and more vigilant about such transactions. Jan papasok yun mga freelance car agents. Thats how they earn their money. Usually mga nasa cmap list ang madali perahan jan.

Sir speaking of CMAP, isa ako sa nadale dyn nung nag aplay ako sa metrobank... tanong ko lng eh bkt nung inaplay ako ng SA ko sa RCBC na approve nman kso 15% lng daw ang d.p ang pnayagan... ang gulo dko magets.... hope you could enlightened me. thank you.

[Balikpinoy]

Higher down payment means you are a lesser risk for default.