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January 26th, 2016 09:55 PM #11Here is a situation:
- 20% DP completed (prior to loan approval)
- transfer of title fee already paid
- 80% Loanable amount approved by Bank (sometime in august or september 2015)
- Developer does not deliver the 80% construction completion as required by the bank for loan release. (construction starts almost a year and no development as to date)
Question:
- What is the best thing to do, aside from waiting.
- Do bank loan expires?
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January 26th, 2016 10:20 PM #12
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January 27th, 2016 06:31 AM #13
Based on your story parang yan ang usual pattern ng problem ng isang sikat na developer in Cavite...
You need to talk to the bank to see your optionsregarding sa loan mo bago mag expire ang loan offering.
Ang pinagtataka ko lang, bakit pinaabot mo pa ng ganyan katagal?
Sent via TapatalkLast edited by jodski; January 27th, 2016 at 06:34 AM.
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January 27th, 2016 11:11 AM #14Actaully mga paps, ginagawa naman ang pag follow up sa developer, personally and thru email (reminding them about the bank required construction completion). Talagang hindi gumagalaw ang constructions, kahit alam nila na may loan approval na, at naka ready na rin naman for the bank fees or processing fees and other requirements na kailangan pa ni banko. Pinag tataka ko lang, parang sila pa ang ayaw ma release-san ng loan, sa kanila naman mapupunta yung pera as full payment ng unit.
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January 27th, 2016 10:41 PM #15
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January 28th, 2016 06:58 AM #16
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Verified Tsikot Member
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January 28th, 2016 12:54 PM #17what if kung magbackout kmi,we already signed na yung contract to sell pero sa bank approved na yung loan pero di pa kami ngconfirm at nagsign ng documents. nadadalwang isip si misis ngayon,,may nakita kmi kasi na worth sa 3M..pwede pa ba refund yung downpayment?or what if same developer pero iabmg unit naman
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January 28th, 2016 02:24 PM #18
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Verified Tsikot Member
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Verified Tsikot Member
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January 28th, 2016 08:16 PM #20
My Ford SYNC just updated itself. Anyone here knows what was updated?
2023 Ford Everest Owners Thread