Help paano gawin sa insurance.

[dr. d]

It's per event pero ang casa buo naman gumawa diba?

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depende po sa usapan.
puedeng buo, as in, pintahan lahat nang may tama... puedeng "itong driver side lang".
puedeng whole body hilamos! (yes, insurance has hilamos rates.)

[_Cathy_]

In my case sabi ko sa casa ibuo ang bumper. Mabilis kasi mag chip ang Altis. Sabi service advisor ko buo talaga sila kung gumawa

At iwho whole body hilamos nga nila kasi I complained na may slight overspray car ko.

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[dr. d]

In my case sabi ko sa casa ibuo ang bumper. Mabilis kasi mag chip ang Altis. Sabi service advisor ko buo talaga sila kung gumawa

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oh! i understand!
yespo. per panel sila magpinta, para pantay at hindi mag-mukhang hansenoid ang panel. buong door.. buong fender.. buong bumper.. buong hood.

but i have seen ex-casa pintors, who are good. the panel still looks uniform, even as the pintor masilya'd and painted only the damaged segment.
yan ang gusto ng ibang car owners. mura at pulido, at mabilis.

[_Cathy_]

Always have rubbing compound and polishing compound at home para alam mo kung kaya pa sa rubbing. Mine is over 20 yrs old na. Pamana pa ng tatay ko sakin. Turtle wax.

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[shadow]

Simula nun 2007 Asia insurance na ako, tried and tested. LOA ko less than one hour labas na agad. Minsan pag Hinde ako makapahintay sinasabi sa akin direstoso ko na casa pag dsting ko casa andoon na LOA.

Wala na inspector Basta magalaga ako.affidsvit then print ng picture that's it.

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[jujjay]

Just to share my experience ng sumabit sa gate and malaki damage (deep scratches, huge dent)

a. Morning, go to Honda for repair estimate.
b. Afternoon, send an email to Standard insurance consisting of photos of damaged parts, notarized affidavit, Honda repair estimate.
c. Next day, actual inspection of Standard Insurance rep.
d. Wait for 3 days for LOA from Standard.
e. Once Honda confirms receipt of LOA, wait for 5 days for arrival of door panel/parts.
f. Wait for 5 days for repair/release

[archangels]

Just to share my experience ng sumabit sa gate and malaki damage (deep scratches, huge dent)

a. Morning, go to Honda for repair estimate.
b. Afternoon, send an email to Standard insurance consisting of photos of damaged parts, notarized affidavit, Honda repair estimate.
c. Next day, actual inspection of Standard Insurance rep.
d. Wait for 3 days for LOA from Standard.
e. Once Honda confirms receipt of LOA, wait for 5 days for arrival of door panel/parts.
f. Wait for 5 days for repair/release

boss, ganito din nangyari sakin sumabit sa gate at malaki damage
yung affidavit ba ok na nyung naka post dito sa thread na ito? ikwento lang ang nangyari?
sabi kasi nung kapitbahay namin kelangan pa daw ng police report para mas mabilis sa insurance, e pano yun sumabit lang naman ako sa gate baka sabihin lang ng pulis t#nga naman mag drive neto

[Mask Rider Blac]

boss, ganito din nangyari sakin sumabit sa gate at malaki damage
yung affidavit ba ok na nyung naka post dito sa thread na ito? ikwento lang ang nangyari?
sabi kasi nung kapitbahay namin kelangan pa daw ng police report para mas mabilis sa insurance, e pano yun sumabit lang naman ako sa gate baka sabihin lang ng pulis t#nga naman mag drive neto

Required ng insurance company ang police report kapag third party claim. Pero kung sumabit ka sa gate ninyo, pwde na ang notarized affidavit.

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[archangels]

Required ng insurance company ang police report kapag third party claim. Pero kung sumabit ka sa gate ninyo, pwde na ang notarized affidavit.

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thanks sir! gawa na lang ako affidavit.

[pongscript]

Contact the casa, normally late naman talaga yang claim, sakin bago ko pinasok, nagpasched pa ako.. usually matagal naman expiration nyan specially kung nakausap mo yung casa, magagawan naman nila ng paraan.. example, late mo nakuha yung loa, then pwede excuse ni casa na di nila magagawa agad kasi maraming nakapila.. basta contact mo agad yung casa pag ka recieve mo.


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[pongscript]

I got srcratch sa gilid, halos same kay TS, i tought malalim, nakuha sa buffing.. bayad lang ako 200 sa autoshop detailer. Sabi ko parang paint transfer lang.. sabi pa nung detailer na mukhang nasagad hanggang primer.. yun pala paint ng nasagi ko.. medyo luma at marami na rin gas gas yung nasagi ko kaya di na sya nag claim, pag labas ko ng parking sa office.. ang nakasama lang ay yung dumi ng auto.. kasi yung yung nagbigay ng micro scratches.. so far, may naiwan na maliliit na scratches but di naman halata.. nakatulong siguro yung glass coat kahit papaano.. ;-)


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[blue_tooth]

Hello!

Newbie question lang din po. I'm curious if these insurance companies or the casa itself can be held liable for further damage on the car sa sobrang bagal ng processing?

1. In my case, I filed my claim September 2016 and my claim was approved only in December. It took a while for a reason that unit inspection was delayed as the casa did not inform me that it needs to be done (not until I made a follow-up).
2. The car was involved in an accident that damaged the tray in front (sorry, don't know the exact name of the part). I had to wait until January for the parts to be available (and again, I had to follow-up just to know if I can already bring the car to casa). That long wait actually led to my right front tire be damaged (sobrang pudpod na, halos madamay na yung kaliwang gulong). I had to buy two new tires because of that.
3. If the accident my car was involved in caused a damage on the wheel alignment, do I have a valid case to have the wheel/s replaced or be covered by insurance? Thing is, the casa didn't even mention or bother to check the alignment or at least I was not informed, only knew about it recently when I had my tires replaced in the shop I went to. it makes me think they only focused on the damaged parts/ aesthetics.

[WallyWest]

Paano ko ipapasok sa Insurance ang damage sa kotse ko kung walang police report dahil nag-areglo na lang kami ng other party (cyclist)? How soon dapat inotify ang insurance? Masasabi ko bang own damage o hit and run?

At pwede ko bang i-request na i-delay ang pag-repair? Gasgas lang naman sa 4 panels kasi ang damage at hindi ako pwedeng mawalan ng sasakyan at least until middle of February.

Tapatalked

[sirkosero]

^affidavit ka lang. Charge vs own damage

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[jonski]

Yung car ko nagkaroon ng bump sa right side ng car dahil sa own parking mistake and 2 days later na scratch ng malalim sa right side ulit dahil sa tricycle pero own damaged yon. Kung papagawa ko ba sa casa and claim ng insure pwede ko sabihin na sa isang accident nalang lahat nangyari yung damage sa car and worth it ba hasstle pagkuha ng insurance dahil kung papagawa ko sa labas ay 7500 ang magagastos lahat? Wala din kasing police report noong nagasgasan sa tricycle.

[jujjay]

Yung car ko nagkaroon ng bump sa right side ng car dahil sa own parking mistake and 2 days later na scratch ng malalim sa right side ulit dahil sa tricycle pero own damaged yon. Kung papagawa ko ba sa casa and claim ng insure pwede ko sabihin na sa isang accident nalang lahat nangyari yung damage sa car and worth it ba hasstle pagkuha ng insurance dahil kung papagawa ko sa labas ay 7500 ang magagastos lahat? Wala din kasing police report noong nagasgasan sa tricycle.

if you can explain that both damage came from one accident/movement, then you're okay to file as one claim. I assume deductible is at 3000, so yes better use your insurance as own damage. you just need an affidavit of accident instead of a police report. your stress level will depend on how fast your insurance/casa will work regarding your claim.

[jonski]

Kung sabihin ko bang magkaibang accident yung nangyari ay ano effect sa insurance?

[dct]

Kung sabihin ko bang magkaibang accident yung nangyari ay ano effect sa insurance?

Edi doble ang participation na babayaran. Kung same side naman, madali lang yun imbentuhin na own damage

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[RR_22]

If the purpose is for the police report, yes--need mo nga magsubmit.


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[Stigg ma]

If the purpose is for the police report, yes--need mo nga magsubmit.


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may notarized police report na po, dun ako sa police nag submit ng OR/CR at drivers license ko... question is yong insurance niya ang nang hihingi ng copy din ng OR/CR at drivers license ko, para saan po iyon at hinihingi nila ulet?