HELP: Ilang months before mahatak ang loaned car?

**paijoi** · May 12th, 2015 09:33 PM

Magtatanung lang po, 5 months ako nakabayad ng Loan sa PSBANK, ngayung magbabayad na ko in full for the overdues ko, ayaw tanggapin ung bayad ko, instead pinababayaran sa kin 450K and my loan amount is only 327K, please help if what pwede ko gawin para tanggapin nila, and settle my overdue.

**garic** · May 12th, 2015 09:55 PM

*paijoi, clarification, how many months ka hindi nakabayad?

**Jenstar** · September 3rd, 2017 04:09 PM

Hi po new member lang po ako dto. Paano po kaya ang gagawin namin kasi ung car ng boss ko is sobrng default na sa pag babayad. Unintentional nmn po kasi di po nya alam na hindi pala nakakarating sa bank ung mga postdated checks para sa MA. Ngayon po bglang may dumating samin from law office saying na hahatakin ndw po ang sasakyan at mapapahiya dw po boss ko. Sa rcbc po naka loan.

**JMS12** · September 3rd, 2017 04:21 PM

Originally Posted by Jenstar

Hi po new member lang po ako dto. Paano po kaya ang gagawin namin kasi ung car ng boss ko is sobrng default na sa pag babayad. Unintentional nmn po kasi di po nya alam na hindi pala nakakarating sa bank ung mga postdated checks para sa MA. Ngayon po bglang may dumating samin from law office saying na hahatakin ndw po ang sasakyan at mapapahiya dw po boss ko. Sa rcbc po naka loan.

kausapin myo po yung bank san kayo nagloan bayaran nyo po yung mga balances nyo plus penalty makikipagcompromise naman sila kasi ayaw din nila stock yan sa warehouse nila.. impossible hindi kayo nakatanggap notice sa kanila? alam ko one month delay lang me notice na yan?

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**shadow** · September 3rd, 2017 06:00 PM

Originally Posted by Jenstar

Hi po new member lang po ako dto. Paano po kaya ang gagawin namin kasi ung car ng boss ko is sobrng default na sa pag babayad. Unintentional nmn po kasi di po nya alam na hindi pala nakakarating sa bank ung mga postdated checks para sa MA. Ngayon po bglang may dumating samin from law office saying na hahatakin ndw po ang sasakyan at mapapahiya dw po boss ko. Sa rcbc po naka loan.

Hinde ba problema na ng boss mo yun? Saka parang Impossible naman yata na Hinde niya alam na Hinde nakarating mga PDC niya eh paano nag clear yun mga PDC?

Theres something you're not telling us. Hinde ba tumatawag loan officer sa boss mo?

Ewan ko malabo yun kwento meron PDC pero hinde nakarating sa bank? Paano na release yun kotse?

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**EQAddict** · September 3rd, 2017 07:34 PM

Yeah you're not telling us something. No bank will release a car without all the checks being written out to it in advance.

And the bank never tried to contact him in advance? Before this legal letter arrived? Banks dont work that way. You can be assured they will call you looooong before it gets to this legal stage. Its very hard to believe your story.

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**jodski** · September 3rd, 2017 08:03 PM

^ paki tanong sa boss mo kung ilang check na yung tumalbog?

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**dr. d** · September 3rd, 2017 08:12 PM

Originally Posted by Jenstar

Hi po new member lang po ako dto. Paano po kaya ang gagawin namin kasi ung car ng boss ko is sobrng default na sa pag babayad. Unintentional nmn po kasi di po nya alam na hindi pala nakakarating sa bank ung mga postdated checks para sa MA. Ngayon po bglang may dumating samin from law office saying na hahatakin ndw po ang sasakyan at mapapahiya dw po boss ko. Sa rcbc po naka loan.

walang napapahiya sa default ng car payment nowadays, because it is not advertised in the newspapers. "panakot lang yan." there are many reasons for defaulting, some of them non-financial.
but it might put a red spot on bossing's credit rating. that alone, should make your boss hop to it.
errr... why the big fuss over someone else's debt?

**cast_no_shadow** · September 3rd, 2017 09:02 PM

Labo.

Unless the boss really don't care at all which I highly doubt.

Unintentionally hindi niya alam na hindi nakarating mga PDC's? How.

How about his account kung saan anchored yung PDC? Hindi siya nagtataka wala nababawas monthly?

And yes problema ng boss mo yun, bakit pinoproblema mo pa? Hehe

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**Jenstar** · September 3rd, 2017 09:04 PM

Originally Posted by shadow

Hinde ba problema na ng boss mo yun? Saka parang Impossible naman yata na Hinde niya alam na Hinde nakarating mga PDC niya eh paano nag clear yun mga PDC?

Theres something you're not telling us. Hinde ba tumatawag loan officer sa boss mo?

Ewan ko malabo yun kwento meron PDC pero hinde nakarating sa bank? Paano na release yun kotse?

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Yes opo prob nga nya. Yung notice po wala sya nrrcv kasi sa dating bahay ata nila nadating kaya nagtaka sya nung may dumating na tga legal sa ami