Quote Originally Posted by 12vdc View Post
Insurance clause does not indicate if you can't collect for collateral damages.

The insurance company only Insures the cost of the property/car & not the collateral damages/abala/lost opportunities from other party. Your insurance company won't pay you with your leave of absence in the office while your car is being repaired, hence you are collecting that cost from the other party.

You may consult with Insurance commission or file a complaint if your claim was denied.
I agree.. As per our sales agent, it's ok lang naman daw to ask for damages/danyos. Worst case ko dito is, baka malagyan nila yung mediator sa IC. But yes, it seems na ito na talaga ang route namin. Thanks!!!