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Tsikoteer
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August 16th, 2016 01:13 PM #12dumiretso ka dun mismo sa bus company office nila at dun ka magreklamo..basta may matibay kang hawak na ibidensya na kasalanan ng mismong driver nila.at kung may police report ka..siguradong manginginig ang utot ng driver na yan..mag sama ka ng police kung kinakailangan.
pag dun ka mismo sa opisina nila nagreklamo siguradong maibibigay sayo ang dapat bayaran sayo.basta may katunayan kang may pagkaka mali ung driver nila.at may hawak kang matibay na ebidensya.
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August 16th, 2016 07:07 PM #13
sorry for hijacking the thread, but does comprehensive insurance do that? go after the driver/bus company?
I had same experience once same with TS. side swipe din. but knowing how long it will take and the hassle it will cause to ask compensation from the bus company, we just let the comprehensive insurance handle it together with the police report. lugi lang namin eh participation fee and hassle ng days without car.
it'll be good to know na hahabulin pala sila ng Insurance, at least hindi mamimihasa na laging ligtas sa responsibilidad
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Verified Tsikot Member
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August 16th, 2016 08:49 PM #14Dr.D is correct, wag ka na masyado magpastress. Simpleng claims lang to. Trabaho ng compre insurance mo yan, kumpletuhin mo lang requirements like OR/CR & DL of both parties, police report and pictures. Demand mo sa insurance company ang preferred mo na Casa or accredited nila na casa and then dalin mo dun to get damage estimate and wait mo na lumabas LOA. Done.
Yes, hahabulin ng insurance mo yung bus driver. Sya magbabayad ng participation fee and excess fees due to parts depreciation cost.
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Tsikoteer
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August 16th, 2016 10:03 PM #15Yes hahabulin ng insurance yun offending party. Its called loss recovery on the part ng insurance company but you yourself will end up paying for participation and depreciation if any hinde yun bus driver. In essence you are transferring your rights na maghabol to the insurance company.
Last edited by babkalakal; August 16th, 2016 at 10:06 PM.
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Verified Tsikot Member
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September 22nd, 2016 09:05 AM #16
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Verified Tsikot Member
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September 22nd, 2016 10:51 AM #18
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September 22nd, 2016 11:32 AM #19
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Verified Tsikot Member
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September 22nd, 2016 11:34 AM #20
Choice I would have made as well.:nod:
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